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Pennsylvania ZIP Codes
Clinton County
Lock Haven, PA
17745
17745 ZIP Code — Lock Haven, PA
Clinton County, Pennsylvania
ZIP code 17745 is located in
Lock Haven ,
Pennsylvania ,
within Clinton County .
It covers approximately 229.20 square miles and serves a population of
17,494 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 570 .
About ZIP code 17745
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $164,900. Owner-occupancy sits near the national average at 62%.
Median household income is $54,659. SNAP benefit usage at 18% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
Overall, ZIP code 17745 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.
17745 ZIP code map
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Cities in ZIP code 17745
Below are the cities the US Postal Service accepts for ZIP code 17745. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
17,494
Population density
76 / sq mi
State FIPS
42
County FIPS
035
Geography
Land area
229.20 sq mi
Water area
2.31 sq mi
Latitude
41.2422
Longitude
-77.4470
Timezone
Eastern (ET)
Area code
570
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.0%
49.2%
39.8%
$50k – $100k
30.2%
31.8%
30.8%
$100k – $200k
15.7%
16.9%
22.4%
Over $200k
2.1%
2.1%
7.1%
Demographics & statistics
$54,659
Median household income
$164,900
Median home value
23.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 2,627 15.0% 18 and over 14,867 85.0% 65 and over 3,472 19.8% Median age 37.8 years
Race & ethnicity
Black or African American
2.4%
American Indian / Alaska Native
0.3%
Group Count % White 16,391 92.2% Black or African American 424 2.4% Two or more races 395 2.2% Hispanic or Latino 291 1.6% Asian 154 0.9% Other race 83 0.5% American Indian / Alaska Native 47 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.0%
49.2%
39.8%
$50k – $100k
30.2%
31.8%
30.8%
$100k – $200k
15.7%
16.9%
22.4%
Over $200k
2.1%
2.1%
7.1%
Range % of households Under $10k 7.9% $10k–$15k 5.9% $15k–$25k 10.4% $25k–$35k 9.8% $35k–$50k 11.7% $50k–$75k 16.5% $75k–$100k 14.0% $100k–$150k 14.9% $150k–$200k 5.7% $200k+ 3.2% Median income $54,659
Housing
Housing overview
Metric Value Median home value $164,900 Median rent / month $843 Owner occupied 62.2% Renter occupied 37.8% Vacant 15.9% Single-family detached 59.8% Large apartment buildings 5.3% Mobile homes 5.8% Median rooms 5.8 Avg household size (owned) 2.35
Year built
Era % 2020 or later 0.2% 2010–2019 4.9% 2000–2009 6.1% 1990–1999 10.3% 1980–1989 7.7% 1970–1979 14.7% 1960–1969 14.1% 1950–1959 10.6% 1940–1949 5.8% 1939 or earlier 25.5%
Bedrooms
Size % of units No bedroom (studio) 1.2% 1 bedroom 13.0% 2 bedrooms 27.3% 3 bedrooms 39.7% 4 bedrooms 15.4% 5+ bedrooms 3.4%
Vehicles per household
Vehicles % of households No vehicle 8.6% 1 vehicle 34.2% 2 vehicles 34.0% 3 or more 23.2%
Heating fuel
Fuel type % Utility gas 22.4% Electricity 31.3% Propane / LP gas 5.3% Fuel oil 33.8% Wood 4.0% Solar 0.1% No fuel used 0.5%
Households & families
Household type Count % Married-couple family 2,964 41.8% Cohabiting couple 945 13.3% Male householder, no spouse 1,260 17.8% Female householder, no spouse 1,923 27.1% Households with children under 18 1,698 23.9% Households with seniors (65+) 2,514 35.4% Average household size 2.27
Marital status
Status Male Female Never married 39.3% 36.4% Married 45.9% 37.8% Separated 0.4% 1.4% Widowed 4.0% 13.2% Divorced 10.4% 11.2%
Education
Some college, no degree
13.4%
Graduate / professional
7.8%
Metric % HS diploma or higher 91.6% Bachelor's or higher 23.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 89 2.2% Kindergarten 202 5.0% Elementary school 1,127 28.2% High school 583 14.6% College / grad school 2,001 50.0%
Employment
Industry of employment
Education & healthcare
24.6%
Arts, food & hospitality
9.9%
Professional & management
9.0%
Transportation & utilities
6.4%
Finance & real estate
4.9%
Public administration
3.8%
Agriculture & mining
1.3%
Occupation
Category % Management, business & arts 29.4% Service 21.8% Sales & office 20.8% Natural resources & construction 9.5% Production & transportation 18.6%
Employment type
Type % Private sector 81.5% Government 13.1% Self-employed 4.8% Unpaid family workers 0.7%
Commute
Method % Drive alone 75.1% Carpool 10.8% Public transit 0.0% Walk 5.1% Work from home 7.6% Other means 1.4% Avg commute (minutes) 22.7
Poverty
Married-couple families
1.8%
Female-led households
32.0%
Income support
Source % of households Social Security 41.1% Retirement income 27.9% Supplemental Security 7.5% Cash public assistance 3.8% Food stamps / SNAP 18.2%
Health indicators
Condition % Obesity 32.9% High blood pressure 30.3% High cholesterol 30.5% Diabetes 9.2% Heart disease 6.4% Stroke 2.9% Asthma 10.8% Arthritis 25.5% Kidney disease 2.8% Pulmonary disease 7.5% Cancer 6.1%
Behavior / access % Smoking 19.1% Binge drinking 19.9% No physical activity 24.5% Less than 7 hrs sleep 34.5% Depression 23.5% Fair or poor health 14.5% Poor mental health 17.7% Poor physical health 10.5% No health insurance 11.3% Visited doctor (checkup) 77.6% Visited dentist 61.7% Cholesterol screening 84.3% Teeth loss 17.2%
Veterans & disability
Veterans Count % Civilian veterans 1,088 7.3%
Disability % Any disability 18.5% Under 18 9.5% 18–64 years 15.6% 65 and over 35.4%
Health insurance coverage
Type % Private insurance 69.2% Public insurance 40.3% No insurance 5.8% Uninsured under 19 0.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 16,712 95.5% Spanish 98 0.6% Other Indo-European 20 0.1% Asian & Pacific Islander 27 0.2% Other languages 51 0.3%
Place of birth & citizenship
Origin Count % Native born (US) 17,163 98.1% Born in same state 17,048 97.5% Born in different state 14,916 85.3% Foreign born 115 0.7% Naturalized citizen 331 1.9% Not a US citizen 185 55.9%
Ancestry
Ancestry Count % Italian 2,672 15.3% Arab 1,119 6.4% French 858 4.9% English 542 3.1% Norwegian 44 0.3%
Ancestry Count % Irish 38 0.2% Polish 31 0.2% German 19 0.1% Dutch 4 0%
Technology access
Metric % of households Computer access 40.5% Internet access 92.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 17745
What city is ZIP code 17745 in?
ZIP code 17745 is primarily assigned to Lock Haven, Pennsylvania.
What county is ZIP code 17745 in?
ZIP code 17745 falls within Clinton County, Pennsylvania.
Does ZIP code 17745 have a large retiree population?
41% of households in ZIP code 17745 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 17745?
15% of residents in ZIP code 17745 live below the poverty line, above the national average.
What is the typical home value in ZIP code 17745?
The median home value in ZIP code 17745 is $164,900.
What is the population of ZIP code 17745?
ZIP code 17745 has an estimated population of 17,494 residents, with a density of 76 people per square mile.
What timezone is ZIP code 17745 in?
ZIP code 17745 observes the EST timezone.
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