40513 ZIP Code — Lexington, KY

Fayette County, Kentucky

ZIP code 40513 is located in Lexington, Kentucky, within Fayette County. It covers approximately 14.69 square miles and serves a population of 10,697 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 40513

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $421,300. Owner-occupancy is high at 75%, well above the national average.

The gap between median ($123,662) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 70% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 40513 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

10,697

population

14.69

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40513 ZIP code map

Cities in ZIP code 40513

Below are the cities the US Postal Service accepts for ZIP code 40513. Using any city not on this list may result in mail delivery delays.

City	Status
Lexington	Preferred

Nearby ZIP codes

40514 Lexington (3.5 mi) 40510 Lexington (3.7 mi) 40504 Lexington (4.2 mi) 40503 Lexington (4.2 mi) 40383 Versailles (6.3 mi) 40550 Lexington (6.4 mi) 40546 Lexington (6.4 mi) 40526 Lexington (6.4 mi) 40598 Lexington (6.4 mi) 40536 Lexington (6.4 mi) 40506 Lexington (6.4 mi) 40508 Lexington (6.5 mi)

Demographics updated 05/2026

Population
Total population	10,697
Population density	728 / sq mi
State FIPS	21
County FIPS	067

Geography
Land area	14.69 sq mi
Water area	0.04 sq mi
Latitude	38.0160
Longitude	-84.6102
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.4%	42.8%	47.9%
$50k – $100k	24.4%	29.6%	30.3%
$100k – $200k	34.1%	20.7%	17.6%
Over $200k	22.1%	6.9%	4.2%

Demographics & statistics

10,697

Population

728

People per sq mi

45.5

Median age

$123,662

Median household income

$71,154

Per capita income

$421,300

Median home value

$1,364

Median monthly rent

75.3%

Home ownership

3.0%

Poverty rate

3.1%

Unemployment

3,595

Housing units

70.0%

Bachelor's or higher

Age distribution

Male Female

254

Under 5

262

321

5–9

332

371

10–14

384

290

15–19

301

181

20–24

188

438

25–34

454

730

35–44

755

861

45–54

892

344

55–59

356

474

60–64

490

639

65–74

662

285

75–84

296

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,466	23.1%
18 and over	8,231	76.9%
65 and over	2,019	18.9%
Median age	45.5 years

Race & ethnicity

White 74.7%

Asian 18.1%

Two or more races 2.9%

Black or African American 2.6%

Hispanic or Latino 1.6%

Other race 0.2%

Group	Count	%
White	8,114	74.7%
Asian	1,964	18.1%
Two or more races	311	2.9%
Black or African American	281	2.6%
Hispanic or Latino	170	1.6%
Other race	27	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.4%	42.8%	47.9%
$50k – $100k	24.4%	29.6%	30.3%
$100k – $200k	34.1%	20.7%	17.6%
Over $200k	22.1%	6.9%	4.2%

Under $10k 2.6%

$10k–$15k 0.7%

$15k–$25k 3.0%

$25k–$35k 3.4%

$35k–$50k 7.0%

$50k–$75k 6.8%

$75k–$100k 13.0%

$100k–$150k 18.8%

$150k–$200k 16.9%

$200k+ 27.7%

Range	% of households
Under $10k	2.6%
$10k–$15k	0.7%
$15k–$25k	3.0%
$25k–$35k	3.4%
$35k–$50k	7.0%
$50k–$75k	6.8%
$75k–$100k	13.0%
$100k–$150k	18.8%
$150k–$200k	16.9%
$200k+	27.7%
Median income	$123,662

Housing

Home values

Under $50k 0.8%

$50k–$100k 1.6%

$150k–$200k 2.6%

$200k–$300k 13.3%

$300k–$500k 50.1%

$500k–$1M 28.5%

$1M+ 3.2%

Housing overview

Metric	Value
Median home value	$421,300
Median rent / month	$1,364
Owner occupied	75.3%
Renter occupied	24.7%
Vacant	5.6%
Single-family detached	70.3%
Large apartment buildings	6.3%
Mobile homes	0.9%
Median rooms	7.4
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.6%
2010–2019	4.2%
2000–2009	21.0%
1990–1999	47.4%
1980–1989	18.2%
1970–1979	6.2%
1960–1969	1.0%
1950–1959	0.2%
1940–1949	0.4%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	7.0%
2 bedrooms	18.8%
3 bedrooms	25.0%
4 bedrooms	31.3%
5+ bedrooms	15.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	27.9%
2 vehicles	52.1%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	52.6%
Electricity	44.5%
Propane / LP gas	2.0%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	2,960	66.9%
Cohabiting couple	159	3.6%
Male householder, no spouse	533	12.0%
Female householder, no spouse	774	17.5%
Households with children under 18	1,424	32.2%
Households with seniors (65+)	1,505	34.0%
Average household size	2.41

Marital status

Status	Male	Female
Never married	17.6%	14.0%
Married	71.7%	68.0%
Separated	0.0%	0.0%
Widowed	2.0%	6.8%
Divorced	8.7%	11.2%

Education

Less than 9th grade 0.5%

Some HS, no diploma 0.5%

HS graduate 10.5%

Some college, no degree 9.8%

Associate's degree 8.6%

Bachelor's degree 35.7%

Graduate / professional 34.3%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	70.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	251	10.2%
Kindergarten	101	4.1%
Elementary school	1,073	43.7%
High school	619	25.2%
College / grad school	411	16.7%

Employment

Industry of employment

Education & healthcare 34.5%

Manufacturing 12.7%

Professional & management 12.6%

Other services 8.4%

Retail trade 7.9%

Arts, food & hospitality 6.6%

Finance & real estate 5.0%

Public administration 3.1%

Construction 2.7%

Wholesale trade 2.2%

Transportation & utilities 2.2%

Information 1.6%

Agriculture & mining 0.5%

Occupation

Category	%
Management, business & arts	62.8%
Service	12.8%
Sales & office	19.7%
Natural resources & construction	1.5%
Production & transportation	3.2%

Employment type

Type	%
Private sector	80.1%
Government	14.9%
Self-employed	5.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.7%
Carpool	3.7%
Public transit	0.0%
Walk	0.6%
Work from home	15.0%
Other means	1.0%
Avg commute (minutes)	23.7

Poverty

All people 3.0%

Under 18 years 1.8%

18 and over 3.3%

Married-couple families 3.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	31.4%
Retirement income	28.8%
Supplemental Security	2.2%
Cash public assistance	0.6%
Food stamps / SNAP	0.7%

Health indicators

Condition	%
Obesity	27.1%
High blood pressure	32.7%
High cholesterol	34.2%
Diabetes	8.3%
Heart disease	4.9%
Stroke	2.0%
Asthma	9.0%
Arthritis	25.3%
Kidney disease	2.2%
Pulmonary disease	5.1%
Cancer	6.6%

Behavior / access	%
Smoking	12.1%
Binge drinking	15.0%
No physical activity	21.5%
Less than 7 hrs sleep	30.4%
Depression	21.5%
Fair or poor health	10.4%
Poor mental health	13.3%
Poor physical health	8.4%
No health insurance	5.8%
Visited doctor (checkup)	77.7%
Visited dentist	74.5%
Cholesterol screening	94.0%
Teeth loss	7.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	416	5.1%

Disability	%
Any disability	6.2%
Under 18	3.0%
18–64 years	4.1%
65 and over	16.6%

Health insurance coverage

Type	%
Private insurance	88.1%
Public insurance	23.2%
No insurance	1.6%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,181	95.2%
Spanish	960	9.4%
Other Indo-European	34	0.3%
Asian & Pacific Islander	42	0.4%
Other languages	842	8.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,868	82.9%
Born in same state	8,760	81.9%
Born in different state	5,009	46.8%
Foreign born	108	1.0%
Naturalized citizen	1,829	17.1%
Not a US citizen	704	38.5%

Ancestry

Ancestry	Count	%
French	1,563	14.6%
Italian	1,213	11.3%
Arab	703	6.6%
Polish	139	1.3%

Ancestry	Count	%
Irish	90	0.8%
English	79	0.7%
Dutch	24	0.2%
German	15	0.1%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	98.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40513

What city is ZIP code 40513 in?

ZIP code 40513 is primarily assigned to Lexington, Kentucky.

What county is ZIP code 40513 in?

ZIP code 40513 falls within Fayette County, Kentucky.

How educated is the population of ZIP code 40513?

70% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 40513?

The median household income in ZIP code 40513 is $123,662, above the national median of ~$75,000.

What is the typical home value in ZIP code 40513?

The median home value in ZIP code 40513 is $421,300.

What is the population of ZIP code 40513?

ZIP code 40513 has an estimated population of 10,697 residents, with a density of 728 people per square mile.

What timezone is ZIP code 40513 in?

ZIP code 40513 observes the EST timezone.