62440 ZIP Code — Lerna, IL

Coles County, Illinois

ZIP code 62440 is located in Lerna, Illinois, within Coles County. It covers approximately 40.44 square miles and serves a population of 1,055 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.

About ZIP code 62440

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $124,800. Owner-occupancy is high at 90%, well above the national average.

Median household income is $66,058. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 62440 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,055

population

40.44

sq mi land

Standard

ZIP type

Central (CT)

timezone

62440 ZIP code map

Cities in ZIP code 62440

Below are the cities the US Postal Service accepts for ZIP code 62440. Using any city not on this list may result in mail delivery delays.

City	Status
Lerna	Acceptable
Lerna	Preferred

Nearby ZIP codes

62469 Trilla (4.8 mi) 61938 Mattoon (7.7 mi) 61920 Charleston (9 mi) 62468 Toledo (9.1 mi) 62428 Greenup (11.1 mi) 62447 Neoga (12.5 mi) 62474 Westfield (13.9 mi) 61912 Ashmore (14.2 mi) 61931 Humboldt (14.7 mi) 62420 Casey (15.6 mi) 62436 Jewett (16.2 mi) 62445 Montrose (16.8 mi)

Demographics updated 05/2026

Population
Total population	1,055
Population density	26 / sq mi
State FIPS	17
County FIPS	029

Geography
Land area	40.44 sq mi
Water area	0.00 sq mi
Latitude	39.4036
Longitude	-88.2512
Timezone	Central (CT)
Area code	217

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.5%	52.8%	37.2%
$50k – $100k	30.7%	29.3%	29.6%
$100k – $200k	17.8%	15.4%	24.4%
Over $200k	0.0%	2.5%	8.8%

Demographics & statistics

1,055

Population

People per sq mi

51.6

Median age

$66,058

Median household income

$33,479

Per capita income

$124,800

Median home value

$1,296

Median monthly rent

90.0%

Home ownership

10.0%

Poverty rate

3.2%

Unemployment

507

Housing units

23.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	170	16.1%
18 and over	885	83.9%
65 and over	215	20.4%
Median age	51.6 years

Race & ethnicity

White 98.4%

Two or more races 1.6%

Group	Count	%
White	1,038	98.4%
Two or more races	17	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.5%	52.8%	37.2%
$50k – $100k	30.7%	29.3%	29.6%
$100k – $200k	17.8%	15.4%	24.4%
Over $200k	0.0%	2.5%	8.8%

Under $10k 11.2%

$10k–$15k 0.2%

$15k–$25k 9.0%

$25k–$35k 3.6%

$35k–$50k 15.0%

$50k–$75k 20.6%

$75k–$100k 17.0%

$100k–$150k 13.0%

$150k–$200k 10.6%

Range	% of households
Under $10k	11.2%
$10k–$15k	0.2%
$15k–$25k	9.0%
$25k–$35k	3.6%
$35k–$50k	15.0%
$50k–$75k	20.6%
$75k–$100k	17.0%
$100k–$150k	13.0%
$150k–$200k	10.6%
Median income	$66,058

Housing

Home values

Under $50k 9.1%

$50k–$100k 23.5%

$100k–$150k 23.7%

$150k–$200k 4.9%

$200k–$300k 22.4%

$300k–$500k 3.1%

$500k–$1M 13.3%

Housing overview

Metric	Value
Median home value	$124,800
Median rent / month	$1,296
Owner occupied	90.0%
Renter occupied	10.0%
Vacant	10.1%
Single-family detached	86.2%
Large apartment buildings	0.0%
Mobile homes	8.3%
Median rooms	5.5
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	0.0%
2010–2019	4.3%
2000–2009	4.3%
1990–1999	19.2%
1980–1989	11.1%
1970–1979	21.0%
1960–1969	11.3%
1950–1959	5.4%
1940–1949	3.1%
1939 or earlier	20.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.8%
2 bedrooms	39.3%
3 bedrooms	46.5%
4 bedrooms	6.8%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	15.6%
2 vehicles	47.1%
3 or more	31.9%

Heating fuel

Fuel type	%
Utility gas	26.3%
Electricity	30.7%
Propane / LP gas	37.9%
Wood	1.0%

Households & families

Household type	Count	%
Married-couple family	298	59.5%
Cohabiting couple	26	5.2%
Male householder, no spouse	97	19.4%
Female householder, no spouse	80	16.0%
Households with children under 18	86	17.2%
Households with seniors (65+)	182	36.3%
Average household size	2.08

Marital status

Status	Male	Female
Never married	19.2%	14.5%
Married	64.7%	67.6%
Separated	1.3%	0.0%
Widowed	4.4%	9.2%
Divorced	10.4%	8.7%

Education

Less than 9th grade 0.7%

Some HS, no diploma 7.1%

HS graduate 36.8%

Some college, no degree 24.1%

Associate's degree 7.9%

Bachelor's degree 13.5%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	23.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	15.0%
Kindergarten	3	1.5%
Elementary school	54	27.0%
High school	48	24.0%
College / grad school	65	32.5%

Employment

Industry of employment

Education & healthcare 23.9%

Retail trade 13.1%

Wholesale trade 9.4%

Arts, food & hospitality 8.8%

Transportation & utilities 8.7%

Construction 8.5%

Public administration 8.1%

Manufacturing 5.3%

Other services 4.8%

Agriculture & mining 4.1%

Professional & management 3.7%

Information 0.9%

Finance & real estate 0.9%

Occupation

Category	%
Management, business & arts	35.3%
Service	11.5%
Sales & office	29.2%
Natural resources & construction	15.9%
Production & transportation	8.1%

Employment type

Type	%
Private sector	68.2%
Government	19.3%
Self-employed	12.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.3%
Carpool	11.3%
Public transit	0.0%
Walk	1.2%
Work from home	0.2%
Other means	0.0%
Avg commute (minutes)	29.0

Poverty

All people 10.0%

Under 18 years 0.0%

18 and over 11.8%

Married-couple families 0.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	37.7%
Retirement income	27.3%
Supplemental Security	10.2%
Cash public assistance	1.8%
Food stamps / SNAP	5.8%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	32.3%
High cholesterol	33.3%
Diabetes	9.7%
Heart disease	6.3%
Stroke	2.9%
Asthma	9.9%
Arthritis	26.3%
Kidney disease	2.7%
Pulmonary disease	7.3%
Cancer	6.5%

Behavior / access	%
Smoking	19.5%
Binge drinking	15.9%
No physical activity	23.9%
Less than 7 hrs sleep	32.6%
Depression	18.6%
Fair or poor health	13.9%
Poor mental health	13.2%
Poor physical health	10.1%
No health insurance	10.3%
Visited doctor (checkup)	76.0%
Visited dentist	64.1%
Cholesterol screening	89.4%
Teeth loss	14.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	91	10.3%

Disability	%
Any disability	12.7%
Under 18	1.8%
18–64 years	12.5%
65 and over	21.4%

Health insurance coverage

Type	%
Private insurance	72.8%
Public insurance	34.7%
No insurance	4.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	985	93.4%
Spanish	4	0.4%
Other Indo-European	4	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,055	100.0%
Born in same state	1,033	97.9%
Born in different state	852	80.8%
Foreign born	22	2.1%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	143	13.6%
French	54	5.1%
Arab	41	3.9%

Ancestry	Count	%
English	24	2.3%
Polish	9	0.9%
Dutch	7	0.7%

Technology access

Metric	% of households
Computer access	47.5%
Internet access	97.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62440

What city is ZIP code 62440 in?

ZIP code 62440 is primarily assigned to Lerna, Illinois.

What county is ZIP code 62440 in?

ZIP code 62440 falls within Coles County, Illinois.

Is ZIP code 62440 mostly owner-occupied?

90% of occupied units in ZIP code 62440 are owner-occupied, well above the national average.

Does ZIP code 62440 have a large retiree population?

38% of households in ZIP code 62440 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 62440?

The median home value in ZIP code 62440 is $124,800.

Does ZIP code 62440 have a large veteran population?

10% of civilians in ZIP code 62440 are veterans, above the national average of ~7%.

What timezone is ZIP code 62440 in?

ZIP code 62440 observes the CST timezone.