46537 ZIP Code — Lapaz, IN

Marshall County, Indiana

ZIP code 46537 is located in Lapaz, Indiana, within Marshall County. It covers approximately 0.41 square miles and serves a population of 500 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.

About ZIP code 46537

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $123,600. Owner-occupancy is high at 89%, well above the national average.

Median household income is $59,750. Poverty affects 20% of residents, above the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 46537 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

500

population

0.41

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46537 ZIP code map

Cities in ZIP code 46537

Below are the cities the US Postal Service accepts for ZIP code 46537. Using any city not on this list may result in mail delivery delays.

City	Status
Lapaz	Acceptable

Demographics updated 05/2026

Population
Total population	500
Population density	1,220 / sq mi
State FIPS	18
County FIPS	099

Geography
Land area	0.41 sq mi
Water area	0.00 sq mi
Latitude	41.4563
Longitude	-86.3067
Timezone	Eastern (ET)
Area code	574

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	46.0%	42.9%
$50k – $100k	56.4%	34.2%	32.7%
$100k – $200k	4.7%	17.7%	19.8%
Over $200k	0.0%	2.0%	4.5%

Demographics & statistics

500

Population

1,220

People per sq mi

48.8

Median age

$59,750

Median household income

$29,142

Per capita income

$123,600

Median home value

$640

Median monthly rent

89.0%

Home ownership

19.8%

Poverty rate

1.8%

Unemployment

268

Housing units

7.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	68	13.6%
18 and over	432	86.4%
65 and over	165	33.0%
Median age	48.8 years

Race & ethnicity

White 89.9%

Two or more races 8.3%

Black or African American 0.6%

Hispanic or Latino 0.6%

Other race 0.6%

Group	Count	%
White	452	89.9%
Two or more races	42	8.3%
Black or African American	3	0.6%
Hispanic or Latino	3	0.6%
Other race	3	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	46.0%	42.9%
$50k – $100k	56.4%	34.2%	32.7%
$100k – $200k	4.7%	17.7%	19.8%
Over $200k	0.0%	2.0%	4.5%

Under $10k 6.9%

$10k–$15k 3.7%

$15k–$25k 4.1%

$25k–$35k 9.3%

$35k–$50k 17.5%

$50k–$75k 33.7%

$75k–$100k 15.0%

$100k–$150k 9.8%

Range	% of households
Under $10k	6.9%
$10k–$15k	3.7%
$15k–$25k	4.1%
$25k–$35k	9.3%
$35k–$50k	17.5%
$50k–$75k	33.7%
$75k–$100k	15.0%
$100k–$150k	9.8%
Median income	$59,750

Housing

Home values

Under $50k 4.1%

$50k–$100k 26.5%

$100k–$150k 61.2%

$150k–$200k 7.3%

$200k–$300k 0.5%

$300k–$500k 0.5%

Housing overview

Metric	Value
Median home value	$123,600
Median rent / month	$640
Owner occupied	89.0%
Renter occupied	11.0%
Vacant	16.6%
Single-family detached	70.5%
Large apartment buildings	0.0%
Mobile homes	12.2%
Median rooms	5.9
Avg household size (owned)	1.93

Year built

Era	%
2020 or later	0.0%
2010–2019	17.3%
2000–2009	3.1%
1990–1999	2.4%
1980–1989	0.0%
1970–1979	6.1%
1960–1969	4.1%
1950–1959	25.1%
1940–1949	17.3%
1939 or earlier	24.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.1%
2 bedrooms	45.4%
3 bedrooms	40.3%
4 bedrooms	5.8%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	36.2%
2 vehicles	44.7%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	90.2%
Electricity	9.8%

Households & families

Household type	Count	%
Married-couple family	107	43.5%
Cohabiting couple	5	2.0%
Male householder, no spouse	58	23.6%
Female householder, no spouse	76	30.9%
Households with children under 18	24	9.8%
Households with seniors (65+)	118	48.0%
Average household size	2.03

Marital status

Status	Male	Female
Never married	29.1%	32.4%
Married	48.4%	47.1%
Separated	0.0%	0.0%
Widowed	5.4%	9.7%
Divorced	17.0%	10.9%

Education

Less than 9th grade 8.1%

Some HS, no diploma 2.5%

HS graduate 47.3%

Some college, no degree 16.7%

Associate's degree 18.1%

Bachelor's degree 6.4%

Graduate / professional 1.0%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	7.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	7.7%
Kindergarten	0	0.0%
Elementary school	28	35.9%
High school	34	43.6%
College / grad school	10	12.8%

Employment

Industry of employment

Manufacturing 30.4%

Retail trade 24.2%

Education & healthcare 15.8%

Finance & real estate 14.0%

Arts, food & hospitality 6.6%

Transportation & utilities 3.3%

Construction 3.0%

Agriculture & mining 1.5%

Information 0.6%

Wholesale trade 0.3%

Public administration 0.3%

Occupation

Category	%
Management, business & arts	14.6%
Service	6.9%
Sales & office	26.0%
Natural resources & construction	6.0%
Production & transportation	46.6%

Employment type

Type	%
Private sector	94.6%
Government	3.6%
Self-employed	1.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.1%
Carpool	7.2%
Public transit	0.0%
Walk	0.0%
Work from home	1.8%
Other means	0.9%
Avg commute (minutes)	24.0

Poverty

All people 19.8%

Under 18 years 51.6%

18 and over 15.3%

Married-couple families 0.0%

Female-led households 50.0%

Income support

Source	% of households
Social Security	45.5%
Retirement income	37.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	34.2%
High cholesterol	32.3%
Diabetes	10.6%
Heart disease	6.5%
Stroke	3.1%
Asthma	10.6%
Arthritis	25.8%
Kidney disease	2.8%
Pulmonary disease	8.9%
Cancer	6.3%

Behavior / access	%
Smoking	23.6%
Binge drinking	16.2%
No physical activity	27.0%
Less than 7 hrs sleep	35.5%
Depression	24.8%
Fair or poor health	16.7%
Poor mental health	16.7%
Poor physical health	12.1%
No health insurance	14.2%
Visited doctor (checkup)	72.9%
Visited dentist	58.0%
Cholesterol screening	87.6%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	3.7%

Disability	%
Any disability	26.2%
Under 18	2.9%
18–64 years	36.7%
65 and over	18.8%

Health insurance coverage

Type	%
Private insurance	73.4%
Public insurance	49.4%
No insurance	2.8%
Uninsured under 19	7.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	493	98.6%
Spanish	3	0.6%
Other Indo-European	3	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	497	99.4%
Born in same state	497	99.4%
Born in different state	457	91.4%
Foreign born	0	0.0%
Naturalized citizen	3	0.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	136	27.2%
French	37	7.4%
Arab	19	3.8%

Ancestry	Count	%
Irish	8	1.6%
English	4	0.8%

Technology access

Metric	% of households
Computer access	49.2%
Internet access	80.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46537

What city is ZIP code 46537 in?

ZIP code 46537 is primarily assigned to Lapaz, Indiana.

What county is ZIP code 46537 in?

ZIP code 46537 falls within Marshall County, Indiana.

Does ZIP code 46537 have an older population?

33% of residents in ZIP code 46537 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 46537?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 46537 mostly owner-occupied?

89% of occupied units in ZIP code 46537 are owner-occupied, well above the national average.

Does ZIP code 46537 have a large retiree population?

46% of households in ZIP code 46537 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 46537 in?

ZIP code 46537 observes the EST timezone.