38569 ZIP Code — Lancaster, TN

Smith County, Tennessee

ZIP code 38569 is located in Lancaster, Tennessee, within Smith County. It covers approximately 13.41 square miles and serves a population of 309 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 615.

About ZIP code 38569

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $300,000. Owner-occupancy is high at 81%, well above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 38569 reflects a community defined by high homeownership and a significant Social Security-dependent population.

309

population

13.41

sq mi land

Standard

ZIP type

Central (CT)

timezone

38569 ZIP code map

Cities in ZIP code 38569

Below are the cities the US Postal Service accepts for ZIP code 38569. Using any city not on this list may result in mail delivery delays.

City	Status
Lancaster	Acceptable

Demographics updated 05/2026

Population
Total population	309
Population density	23 / sq mi
State FIPS	47
County FIPS	159

Geography
Land area	13.41 sq mi
Water area	0.35 sq mi
Latitude	36.1052
Longitude	-85.8520
Timezone	Central (CT)
Area code	615

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	53.4%	45.7%
$50k – $100k	16.7%	28.9%	30.9%
$100k – $200k	0.0%	14.5%	18.3%
Over $200k	27.3%	3.2%	5.1%

Demographics & statistics

309

Population

People per sq mi

42.7

Median age

Median household income

$63,507

Per capita income

$300,000

Median home value

Median monthly rent

81.3%

Home ownership

6.1%

Poverty rate

0.0%

Unemployment

188

Housing units

39.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

25–34

35–44

45–54

55–59

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	72	23.3%
18 and over	237	76.7%
65 and over	59	19.1%
Median age	42.7 years

Race & ethnicity

White 100%

Group	Count	%
White	309	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	53.4%	45.7%
$50k – $100k	16.7%	28.9%	30.9%
$100k – $200k	0.0%	14.5%	18.3%
Over $200k	27.3%	3.2%	5.1%

$35k–$50k 22.7%

$50k–$75k 40.6%

$75k–$100k 2.3%

$150k–$200k 21.9%

$200k+ 12.5%

Range	% of households
$35k–$50k	22.7%
$50k–$75k	40.6%
$75k–$100k	2.3%
$150k–$200k	21.9%
$200k+	12.5%
Median income	$0

Housing

Home values

$50k–$100k 30.8%

$200k–$300k 19.2%

$300k–$500k 50.0%

Housing overview

Metric	Value
Median home value	$300,000
Median rent / month	$0
Owner occupied	81.3%
Renter occupied	18.8%
Vacant	39.6%
Single-family detached	66.5%
Large apartment buildings	0.0%
Mobile homes	16.0%
Median rooms	4.5
Avg household size (owned)	1.89

Year built

Era	%
2020 or later	0.0%
2010–2019	13.7%
2000–2009	36.8%
1990–1999	1.4%
1980–1989	16.0%
1970–1979	0.0%
1960–1969	26.9%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	49.1%
3 bedrooms	39.6%
4 bedrooms	0.0%
5+ bedrooms	11.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	50.0%
2 vehicles	31.3%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	13.3%
Electricity	84.4%
Propane / LP gas	2.3%

Households & families

Household type	Count	%
Married-couple family	60	46.9%
Cohabiting couple	29	22.7%
Male householder, no spouse	28	21.9%
Female householder, no spouse	11	8.6%
Households with children under 18	27	21.1%
Households with seniors (65+)	41	32.0%
Average household size	2.41

Marital status

Status	Male	Female
Never married	6.3%	36.7%
Married	45.3%	63.3%
Separated	0.0%	0.0%
Widowed	16.4%	0.0%
Divorced	32.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.3%

HS graduate 44.7%

Some college, no degree 8.9%

Associate's degree 5.9%

Bachelor's degree 17.3%

Graduate / professional 21.9%

Metric	%
HS diploma or higher	98.7%
Bachelor's or higher	39.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	20	48.8%
Kindergarten	12	29.3%
Elementary school	9	22.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Finance & real estate 34.9%

Education & healthcare 30.1%

Construction 18.1%

Other services 13.3%

Agriculture & mining 3.6%

Occupation

Category	%
Management, business & arts	78.3%
Service	0.0%
Sales & office	0.0%
Natural resources & construction	3.6%
Production & transportation	18.1%

Employment type

Type	%
Private sector	100.0%
Government	0.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	100.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	0.0

Poverty

All people 6.1%

Under 18 years 0.0%

18 and over 8.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.0%
Retirement income	37.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	40.4%
High cholesterol	38.2%
Diabetes	12.9%
Heart disease	7.9%
Stroke	3.5%
Asthma	10.1%
Arthritis	32.0%
Kidney disease	3.1%
Pulmonary disease	9.7%
Cancer	7.2%

Behavior / access	%
Smoking	24.0%
Binge drinking	14.1%
No physical activity	26.1%
Less than 7 hrs sleep	35.1%
Depression	26.1%
Fair or poor health	17.0%
Poor mental health	16.3%
Poor physical health	12.3%
No health insurance	15.6%
Visited doctor (checkup)	74.8%
Visited dentist	56.7%
Cholesterol screening	91.3%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	21	8.9%

Disability	%
Any disability	23.6%
Under 18	0.0%
18–64 years	19.1%
65 and over	66.1%

Health insurance coverage

Type	%
Private insurance	71.5%
Public insurance	33.0%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	258	83.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	309	100.0%
Born in same state	309	100.0%
Born in different state	169	54.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	52	16.8%

Ancestry	Count	%
French	40	12.9%

Technology access

Metric	% of households
Computer access	41.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38569

What city is ZIP code 38569 in?

ZIP code 38569 is primarily assigned to Lancaster, Tennessee.

What county is ZIP code 38569 in?

ZIP code 38569 falls within Smith County, Tennessee.

Is ZIP code 38569 mostly owner-occupied?

81% of occupied units in ZIP code 38569 are owner-occupied, well above the national average.

What is the population of ZIP code 38569?

ZIP code 38569 has an estimated population of 309 residents, with a density of 23 people per square mile.

What is the typical home value in ZIP code 38569?

The median home value in ZIP code 38569 is $300,000.

What timezone is ZIP code 38569 in?

ZIP code 38569 observes the CST timezone.