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New Mexico ZIP Codes
Santa Fe County
Lamy, NM
87540
87540 ZIP Code — Lamy, NM
Santa Fe County, New Mexico
ZIP code 87540 is located in
Lamy ,
New Mexico ,
within Santa Fe County .
It covers approximately 163.62 square miles and serves a population of
885 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 575 .
About ZIP code 87540
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $625,800. Owner-occupancy sits near the national average at 61%.
Median household income is $63,140. The poverty rate of 4% is below the national average. 56% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.
Educational attainment is high — 62% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Notable community characteristics include disability rates above the national average at 24%.
Overall, ZIP code 87540 reflects a community defined by a highly educated population, a high rate of remote workers, and a significant Social Security-dependent population.
87540 ZIP code map
View map of 87540
Cities in ZIP code 87540
Below are the cities the US Postal Service accepts for ZIP code 87540. Using any city not on this list may result in mail delivery delays.
City
Status
Lamy
Acceptable
Lamy
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
885
Population density
5 / sq mi
State FIPS
35
County FIPS
049
Geography
Land area
163.62 sq mi
Water area
0.03 sq mi
Latitude
35.3870
Longitude
-105.9033
Timezone
Mountain (MT)
Area code
575
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.3%
41.4%
48.8%
$50k – $100k
35.4%
31.1%
29.4%
$100k – $200k
15.2%
20.2%
17.6%
Over $200k
5.1%
7.3%
4.1%
Demographics & statistics
$63,140
Median household income
$625,800
Median home value
62.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 63 7.1% 18 and over 822 92.9% 65 and over 266 30.1% Median age 60.6 years
Race & ethnicity
Group Count % White 817 90.1% Two or more races 25 2.8% Hispanic or Latino 22 2.4% Other race 22 2.4% Asian 21 2.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
44.3%
41.4%
48.8%
$50k – $100k
35.4%
31.1%
29.4%
$100k – $200k
15.2%
20.2%
17.6%
Over $200k
5.1%
7.3%
4.1%
Range % of households Under $10k 2.1% $15k–$25k 4.5% $25k–$35k 26.3% $35k–$50k 8.4% $50k–$75k 14.4% $75k–$100k 11.4% $100k–$150k 16.5% $150k–$200k 9.8% $200k+ 6.6% Median income $63,140
Housing
Housing overview
Metric Value Median home value $625,800 Median rent / month $877 Owner occupied 61.0% Renter occupied 39.0% Vacant 11.6% Single-family detached 98.7% Large apartment buildings 0.0% Mobile homes 1.3% Median rooms 5.1 Avg household size (owned) 2.02
Year built
Era % 2020 or later 0.0% 2010–2019 10.3% 2000–2009 18.7% 1990–1999 24.9% 1980–1989 15.6% 1970–1979 23.2% 1960–1969 4.0% 1950–1959 0.0% 1940–1949 0.0% 1939 or earlier 3.3%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 13.3% 2 bedrooms 5.0% 3 bedrooms 62.7% 4 bedrooms 19.1% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 46.5% 2 vehicles 34.9% 3 or more 18.6%
Heating fuel
Fuel type % Utility gas 17.4% Electricity 8.1% Propane / LP gas 57.4% Wood 3.2% Solar 11.1%
Households & families
Household type Count % Married-couple family 232 43.5% Cohabiting couple 11 2.1% Male householder, no spouse 181 34.0% Female householder, no spouse 109 20.5% Households with children under 18 43 8.1% Households with seniors (65+) 167 31.3% Average household size 1.66
Marital status
Status Male Female Never married 5.6% 17.2% Married 51.1% 64.4% Separated 0.0% 0.0% Widowed 34.0% 0.0% Divorced 9.2% 18.5%
Education
Some college, no degree
7.3%
Graduate / professional
35.8%
Metric % HS diploma or higher 97.0% Bachelor's or higher 62.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 39 37.5% Kindergarten 0 0.0% Elementary school 23 22.1% High school 1 1.0% College / grad school 41 39.4%
Employment
Industry of employment
Arts, food & hospitality
27.2%
Education & healthcare
25.8%
Professional & management
10.7%
Public administration
5.6%
Occupation
Category % Management, business & arts 84.4% Service 5.6% Sales & office 10.0% Natural resources & construction 0.0% Production & transportation 0.0%
Employment type
Type % Private sector 40.8% Government 28.1% Self-employed 31.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 55.5% Carpool 16.1% Public transit 0.0% Walk 3.5% Work from home 24.9% Other means 0.0% Avg commute (minutes) 24.0
Poverty
Married-couple families
4.7%
Female-led households
0.0%
Income support
Source % of households Social Security 56.3% Retirement income 52.9% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 1.9%
Health indicators
Condition % Obesity 19.2% High blood pressure 30.2% High cholesterol 34.9% Diabetes 9.1% Heart disease 6.2% Stroke 2.8% Asthma 9.1% Arthritis 27.4% Kidney disease 3.0% Pulmonary disease 5.5% Cancer 8.3%
Behavior / access % Smoking 10.4% Binge drinking 11.4% No physical activity 14.7% Less than 7 hrs sleep 26.3% Depression 19.3% Fair or poor health 10.2% Poor mental health 10.8% Poor physical health 9.0% No health insurance 6.4% Visited doctor (checkup) 69.8% Visited dentist 78.4% Cholesterol screening 94.1% Teeth loss 6.6%
Veterans & disability
Veterans Count % Civilian veterans 27 3.3%
Disability % Any disability 23.5% Under 18 0.0% 18–64 years 29.3% 65 and over 16.9%
Health insurance coverage
Type % Private insurance 58.1% Public insurance 60.1% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 846 95.6% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 849 95.9% Born in same state 843 95.3% Born in different state 335 37.9% Foreign born 6 0.7% Naturalized citizen 36 4.1% Not a US citizen 36 100.0%
Ancestry
Ancestry Count % French 325 36.7% Italian 116 13.1%
Ancestry Count % Arab 82 9.3% Polish 78 8.8%
Technology access
Metric % of households Computer access 60.2% Internet access 92.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 87540
What city is ZIP code 87540 in?
ZIP code 87540 is primarily assigned to Lamy, New Mexico.
What county is ZIP code 87540 in?
ZIP code 87540 falls within Santa Fe County, New Mexico.
Does ZIP code 87540 have a large retiree population?
56% of households in ZIP code 87540 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 87540 have an older population?
30% of residents in ZIP code 87540 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 87540?
62% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the typical home value in ZIP code 87540?
The median home value in ZIP code 87540 is $625,800.
What timezone is ZIP code 87540 in?
ZIP code 87540 observes the MST timezone.
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