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Florida ZIP Codes
Polk County
Lake Hamilton, FL
33851
33851 ZIP Code — Lake Hamilton, FL
Polk County, Florida
ZIP code 33851 is located in
Lake Hamilton ,
Florida ,
within Polk County .
It covers approximately 1.30 square miles and serves a population of
988 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 863 .
About ZIP code 33851
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $174,000. Owner-occupancy is high at 90%, well above the national average.
Median household income is $56,938. Poverty affects 27% of residents, above the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.
Overall, ZIP code 33851 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
33851 ZIP code map
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Cities in ZIP code 33851
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Demographics
updated 05/2026
Population
Total population
988
Population density
760 / sq mi
State FIPS
12
County FIPS
105
Geography
Land area
1.30 sq mi
Water area
0.31 sq mi
Latitude
28.0442
Longitude
-81.6262
Timezone
Eastern (ET)
Area code
863
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.0%
48.5%
43.4%
$50k – $100k
31.9%
32.0%
30.8%
$100k – $200k
15.5%
15.7%
19.3%
Over $200k
2.6%
3.7%
6.4%
Demographics & statistics
$56,938
Median household income
$174,000
Median home value
Age distribution
Age summary
Group Count % Under 18 247 25.0% 18 and over 741 75.0% 65 and over 272 27.5% Median age 41.5 years
Race & ethnicity
Group Count % White 587 50.3% Asian 186 16% Hispanic or Latino 178 15.3% Other race 174 14.9% Two or more races 41 3.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.0%
48.5%
43.4%
$50k – $100k
31.9%
32.0%
30.8%
$100k – $200k
15.5%
15.7%
19.3%
Over $200k
2.6%
3.7%
6.4%
Range % of households Under $10k 3.9% $10k–$15k 10.2% $15k–$25k 3.9% $25k–$35k 16.6% $35k–$50k 6.4% $50k–$75k 20.1% $75k–$100k 11.3% $100k–$150k 18.7% $150k–$200k 1.4% $200k+ 7.4% Median income $56,938
Housing
Housing overview
Metric Value Median home value $174,000 Median rent / month $0 Owner occupied 90.1% Renter occupied 9.9% Vacant 20.3% Single-family detached 96.6% Large apartment buildings 0.0% Mobile homes 3.4% Median rooms 5.5 Avg household size (owned) 3.63
Year built
Era % 2020 or later 0.0% 2010–2019 12.4% 2000–2009 13.2% 1990–1999 0.0% 1980–1989 15.5% 1970–1979 11.5% 1960–1969 16.6% 1950–1959 11.0% 1940–1949 1.1% 1939 or earlier 18.6%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 14.9% 3 bedrooms 67.9% 4 bedrooms 14.9% 5+ bedrooms 2.3%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 33.9% 2 vehicles 48.1% 3 or more 18.0%
Heating fuel
Fuel type % Utility gas 2.8% Electricity 93.3% Fuel oil 3.9%
Households & families
Household type Count % Married-couple family 155 54.8% Cohabiting couple 33 11.7% Male householder, no spouse 22 7.8% Female householder, no spouse 73 25.8% Households with children under 18 129 45.6% Households with seniors (65+) 92 32.5% Average household size 3.49
Marital status
Status Male Female Never married 19.0% 30.8% Married 65.0% 36.4% Separated 3.9% 0.0% Widowed 8.2% 28.3% Divorced 3.9% 4.5%
Education
Less than 9th grade
19.8%
Some college, no degree
19.8%
Graduate / professional
2.2%
Metric % HS diploma or higher 75.0% Bachelor's or higher 8.0%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 7 3.9% Elementary school 80 44.4% High school 56 31.1% College / grad school 37 20.6%
Employment
Industry of employment
Education & healthcare
15.1%
Transportation & utilities
10.2%
Professional & management
10.0%
Arts, food & hospitality
10.0%
Public administration
7.3%
Finance & real estate
3.8%
Occupation
Category % Management, business & arts 18.9% Service 17.8% Sales & office 25.6% Natural resources & construction 15.4% Production & transportation 22.4%
Employment type
Type % Private sector 84.6% Government 11.6% Self-employed 3.8% Unpaid family workers 0.0%
Commute
Method % Drive alone 93.0% Carpool 3.0% Public transit 0.0% Walk 0.0% Work from home 4.0% Other means 0.0% Avg commute (minutes) 28.0
Poverty
Married-couple families
25.8%
Female-led households
0.0%
Income support
Source % of households Social Security 36.4% Retirement income 1.4% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 1.4%
Health indicators
Condition % Obesity 37.4% High blood pressure 39.7% High cholesterol 37.3% Diabetes 13.8% Heart disease 8.8% Stroke 4.5% Asthma 9.7% Arthritis 30.2% Kidney disease 3.8% Pulmonary disease 11.8% Cancer 7.3%
Behavior / access % Smoking 23.6% Binge drinking 13.9% No physical activity 31.7% Less than 7 hrs sleep 34.5% Depression 21.1% Fair or poor health 22.3% Poor mental health 16.9% Poor physical health 15.3% No health insurance 24.2% Visited doctor (checkup) 75.2% Visited dentist 48.8% Cholesterol screening 89.2% Teeth loss 20.4%
Veterans & disability
Veterans Count % Civilian veterans 37 5.0%
Disability % Any disability 15.2% Under 18 6.1% 18–64 years 1.7% 65 and over 46.7%
Health insurance coverage
Type % Private insurance 49.4% Public insurance 43.1% No insurance 15.6% Uninsured under 19 3.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 877 88.8% Spanish 174 19.8% Other Indo-European 61 7.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 789 79.9% Born in same state 724 73.3% Born in different state 396 40.1% Foreign born 65 6.6% Naturalized citizen 199 20.1% Not a US citizen 73 36.7%
Ancestry
Ancestry Count % Arab 409 41.4%
Technology access
Metric % of households Computer access 28.6% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 33851
What city is ZIP code 33851 in?
ZIP code 33851 is primarily assigned to Lake Hamilton, Florida.
What county is ZIP code 33851 in?
ZIP code 33851 falls within Polk County, Florida.
Does ZIP code 33851 have an older population?
28% of residents in ZIP code 33851 are 65 or older, above the national average of ~17%.
What is the poverty rate in ZIP code 33851?
27% of residents in ZIP code 33851 live below the poverty line, above the national average.
How educated is the population of ZIP code 33851?
8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 33851 mostly owner-occupied?
90% of occupied units in ZIP code 33851 are owner-occupied, well above the national average.
What timezone is ZIP code 33851 in?
ZIP code 33851 observes the EST timezone.
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