32157 ZIP Code — Lake Como, FL

Putnam County, Florida

ZIP code 32157 is located in Lake Como, Florida, within Putnam County. It covers approximately 2.51 square miles and serves a population of 876 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32157

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $122,900. Owner-occupancy is high at 78%, well above the national average.

Median household income is $36,042. SNAP benefit usage at 20% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (23%) compared to national benchmarks. 45% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32157 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

876

population

2.51

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32157 ZIP code map

Cities in ZIP code 32157

Below are the cities the US Postal Service accepts for ZIP code 32157. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Como	Acceptable

Demographics updated 05/2026

Population
Total population	876
Population density	349 / sq mi
State FIPS	12
County FIPS	107

Geography
Land area	2.51 sq mi
Water area	0.59 sq mi
Latitude	29.4620
Longitude	-81.5737
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.9%	60.0%	43.4%
$50k – $100k	49.3%	27.2%	30.8%
$100k – $200k	6.8%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Demographics & statistics

876

Population

349

People per sq mi

38.0

Median age

$36,042

Median household income

$18,928

Per capita income

$122,900

Median home value

$953

Median monthly rent

77.7%

Home ownership

12.9%

Poverty rate

2.0%

Unemployment

377

Housing units

6.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

126

25–34

101

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	150	17.1%
18 and over	726	82.9%
65 and over	130	14.8%
Median age	38.0 years

Race & ethnicity

White 74.7%

Hispanic or Latino 12.5%

Two or more races 11.6%

Other race 1.2%

Group	Count	%
White	748	74.7%
Hispanic or Latino	125	12.5%
Two or more races	116	11.6%
Other race	12	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.9%	60.0%	43.4%
$50k – $100k	49.3%	27.2%	30.8%
$100k – $200k	6.8%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Under $10k 2.3%

$15k–$25k 14.9%

$25k–$35k 27.1%

$35k–$50k 16.0%

$50k–$75k 25.7%

$75k–$100k 7.1%

$100k–$150k 6.9%

Range	% of households
Under $10k	2.3%
$15k–$25k	14.9%
$25k–$35k	27.1%
$35k–$50k	16.0%
$50k–$75k	25.7%
$75k–$100k	7.1%
$100k–$150k	6.9%
Median income	$36,042

Housing

Home values

Under $50k 19.1%

$50k–$100k 3.3%

$100k–$150k 56.3%

$150k–$200k 8.8%

$300k–$500k 12.5%

Housing overview

Metric	Value
Median home value	$122,900
Median rent / month	$953
Owner occupied	77.7%
Renter occupied	22.3%
Vacant	23.1%
Single-family detached	68.1%
Large apartment buildings	0.0%
Mobile homes	31.9%
Median rooms	4.4
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	7.5%
1980–1989	42.4%
1970–1979	30.5%
1960–1969	11.4%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.4%
2 bedrooms	58.2%
3 bedrooms	25.1%
4 bedrooms	5.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	32.9%
2 vehicles	26.6%
3 or more	40.6%

Heating fuel

Fuel type	%
Electricity	100.0%

Households & families

Household type	Count	%
Married-couple family	158	45.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	94	26.9%
Female householder, no spouse	98	28.0%
Households with children under 18	90	25.7%
Households with seniors (65+)	117	33.4%
Average household size	2.50

Marital status

Status	Male	Female
Never married	40.3%	8.1%
Married	38.5%	60.2%
Separated	0.0%	0.0%
Widowed	5.4%	0.0%
Divorced	15.8%	31.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 19.4%

HS graduate 42.7%

Some college, no degree 24.2%

Associate's degree 7.0%

Bachelor's degree 6.7%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	80.6%
Bachelor's or higher	6.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	40	32.0%
High school	85	68.0%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 39.9%

Professional & management 18.4%

Agriculture & mining 18.1%

Retail trade 9.6%

Public administration 7.3%

Education & healthcare 6.7%

Occupation

Category	%
Management, business & arts	7.3%
Service	18.4%
Sales & office	10.4%
Natural resources & construction	64.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	71.0%
Government	13.2%
Self-employed	15.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	15.8%
Other means	0.0%
Avg commute (minutes)	36.0

Poverty

All people 12.9%

Under 18 years 39.3%

18 and over 7.4%

Married-couple families 7.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.7%
Retirement income	28.9%
Supplemental Security	20.3%
Cash public assistance	0.0%
Food stamps / SNAP	20.3%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	43.2%
High cholesterol	43.0%
Diabetes	15.1%
Heart disease	11.8%
Stroke	5.6%
Asthma	9.0%
Arthritis	34.3%
Kidney disease	4.7%
Pulmonary disease	13.9%
Cancer	9.9%

Behavior / access	%
Smoking	23.4%
Binge drinking	12.7%
No physical activity	34.4%
Less than 7 hrs sleep	34.9%
Depression	19.3%
Fair or poor health	24.9%
Poor mental health	15.5%
Poor physical health	16.8%
No health insurance	26.3%
Visited doctor (checkup)	77.8%
Visited dentist	48.4%
Cholesterol screening	91.6%
Teeth loss	21.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	87	12.0%

Disability	%
Any disability	18.3%
Under 18	20.0%
18–64 years	7.7%
65 and over	64.6%

Health insurance coverage

Type	%
Private insurance	36.1%
Public insurance	34.2%
No insurance	44.7%
Uninsured under 19	42.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	827	94.4%
Spanish	45	5.4%
Other Indo-European	45	5.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	834	95.2%
Born in same state	834	95.2%
Born in different state	491	56.1%
Foreign born	0	0.0%
Naturalized citizen	42	4.8%
Not a US citizen	32	76.2%

Ancestry

Ancestry	Count	%
Arab	293	33.4%
French	223	25.5%
Italian	142	16.2%

Ancestry	Count	%
Irish	11	1.3%
English	8	0.9%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	85.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32157

What city is ZIP code 32157 in?

ZIP code 32157 is primarily assigned to Lake Como, Florida.

What county is ZIP code 32157 in?

ZIP code 32157 falls within Putnam County, Florida.

How educated is the population of ZIP code 32157?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 32157 have a large veteran population?

12% of civilians in ZIP code 32157 are veterans, above the national average of ~7%.

Does ZIP code 32157 have a large retiree population?

36% of households in ZIP code 32157 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 32157?

The median home value in ZIP code 32157 is $122,900.

What timezone is ZIP code 32157 in?

ZIP code 32157 observes the EST timezone.