65686 ZIP Code — Kimberling City, MO

Stone County, Missouri

ZIP code 65686 is located in Kimberling City, Missouri, within Stone County. It covers approximately 9.78 square miles and serves a population of 4,709 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 65686

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $239,300. Owner-occupancy is high at 83%, well above the national average.

Median household income is $54,691. 69% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 65686 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,709

population

9.78

sq mi land

Standard

ZIP type

Central (CT)

timezone

65686 ZIP code map

Cities in ZIP code 65686

Below are the cities the US Postal Service accepts for ZIP code 65686. Using any city not on this list may result in mail delivery delays.

City	Status
Kimberling City	Acceptable
Kimberling City	Preferred

Nearby ZIP codes

65681 Lampe (4.3 mi) 65611 Blue Eye (5 mi) 65737 Reeds Spring (6 mi) 65747 Shell Knob (7.5 mi) 65624 Cape Fair (7.6 mi) 65624 Cape Fair (7.6 mi) 65656 Galena (9.6 mi) 72660 Oak Grove (11.5 mi) 65616 Branson (11.7 mi) 65658 Golden (12.3 mi) 65739 Ridgedale (12.5 mi) 65672 Hollister (13.9 mi)

Demographics updated 05/2026

Population
Total population	4,709
Population density	481 / sq mi
State FIPS	29
County FIPS	209

Geography
Land area	9.78 sq mi
Water area	6.14 sq mi
Latitude	36.6331
Longitude	-93.4481
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	49.7%	43.8%
$50k – $100k	31.9%	33.2%	31.5%
$100k – $200k	21.9%	14.1%	19.5%
Over $200k	4.1%	3.0%	5.2%

Demographics & statistics

4,709

Population

481

People per sq mi

64.7

Median age

$54,691

Median household income

$36,369

Per capita income

$239,300

Median home value

$948

Median monthly rent

82.5%

Home ownership

10.8%

Poverty rate

9.1%

Unemployment

3,275

Housing units

22.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

124

10–14

145

102

15–19

119

20–24

120

25–34

140

157

35–44

184

45–54

215

151

55–59

175

195

60–64

228

671

65–74

781

228

75–84

266

167

85+

195

← Male

Female →

Age summary

Group	Count	%
Under 18	496	10.5%
18 and over	4,213	89.5%
65 and over	2,308	49.0%
Median age	64.7 years

Race & ethnicity

White 95.8%

Two or more races 3.1%

Asian 0.7%

Hispanic or Latino 0.4%

Group	Count	%
White	4,531	95.8%
Two or more races	145	3.1%
Asian	33	0.7%
Hispanic or Latino	19	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	49.7%	43.8%
$50k – $100k	31.9%	33.2%	31.5%
$100k – $200k	21.9%	14.1%	19.5%
Over $200k	4.1%	3.0%	5.2%

Under $10k 8.4%

$10k–$15k 2.0%

$15k–$25k 11.5%

$25k–$35k 7.9%

$35k–$50k 15.9%

$50k–$75k 21.2%

$75k–$100k 9.2%

$100k–$150k 10.9%

$150k–$200k 7.7%

$200k+ 5.3%

Range	% of households
Under $10k	8.4%
$10k–$15k	2.0%
$15k–$25k	11.5%
$25k–$35k	7.9%
$35k–$50k	15.9%
$50k–$75k	21.2%
$75k–$100k	9.2%
$100k–$150k	10.9%
$150k–$200k	7.7%
$200k+	5.3%
Median income	$54,691

Housing

Home values

Under $50k 4.7%

$50k–$100k 1.6%

$100k–$150k 11.3%

$150k–$200k 19.3%

$200k–$300k 29.2%

$300k–$500k 21.2%

$500k–$1M 9.9%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$239,300
Median rent / month	$948
Owner occupied	82.5%
Renter occupied	17.5%
Vacant	39.2%
Single-family detached	67.2%
Large apartment buildings	1.9%
Mobile homes	8.1%
Median rooms	5.8
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.4%
2010–2019	7.2%
2000–2009	16.7%
1990–1999	28.9%
1980–1989	15.7%
1970–1979	18.4%
1960–1969	10.8%
1950–1959	1.4%
1940–1949	0.0%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	3.0%
2 bedrooms	31.6%
3 bedrooms	41.5%
4 bedrooms	12.1%
5+ bedrooms	9.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	35.0%
2 vehicles	45.9%
3 or more	16.4%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	78.7%
Propane / LP gas	17.4%
Wood	1.8%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	1,147	51.5%
Cohabiting couple	137	6.1%
Male householder, no spouse	387	17.4%
Female householder, no spouse	557	25.0%
Households with children under 18	254	11.4%
Households with seniors (65+)	1,466	65.8%
Average household size	2.04

Marital status

Status	Male	Female
Never married	18.7%	10.0%
Married	59.3%	53.9%
Separated	1.5%	3.7%
Widowed	10.2%	17.8%
Divorced	10.3%	14.6%

Education

Less than 9th grade 1.3%

Some HS, no diploma 5.7%

HS graduate 34.2%

Some college, no degree 25.2%

Associate's degree 11.1%

Bachelor's degree 15.4%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	22.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	1.7%
Kindergarten	15	2.6%
Elementary school	248	42.4%
High school	211	36.1%
College / grad school	101	17.3%

Employment

Industry of employment

Education & healthcare 18.5%

Arts, food & hospitality 18.3%

Retail trade 10.2%

Finance & real estate 9.9%

Professional & management 9.6%

Manufacturing 9.5%

Other services 7.7%

Transportation & utilities 5.9%

Construction 5.0%

Public administration 3.4%

Wholesale trade 1.7%

Information 0.3%

Occupation

Category	%
Management, business & arts	34.8%
Service	13.1%
Sales & office	23.6%
Natural resources & construction	10.4%
Production & transportation	18.1%

Employment type

Type	%
Private sector	82.5%
Government	9.9%
Self-employed	7.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.5%
Carpool	18.5%
Public transit	0.0%
Walk	2.6%
Work from home	9.2%
Other means	1.3%
Avg commute (minutes)	26.4

Poverty

All people 10.8%

Under 18 years 14.5%

18 and over 10.3%

Married-couple families 0.7%

Female-led households 52.4%

Income support

Source	% of households
Social Security	68.5%
Retirement income	48.0%
Supplemental Security	7.1%
Cash public assistance	2.0%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	42.2%
High cholesterol	44.1%
Diabetes	14.6%
Heart disease	11.2%
Stroke	4.7%
Asthma	9.1%
Arthritis	39.7%
Kidney disease	4.2%
Pulmonary disease	11.2%
Cancer	10.9%

Behavior / access	%
Smoking	17.3%
Binge drinking	12.2%
No physical activity	28.4%
Less than 7 hrs sleep	29.7%
Depression	21.9%
Fair or poor health	18.8%
Poor mental health	13.0%
Poor physical health	13.6%
No health insurance	13.6%
Visited doctor (checkup)	79.7%
Visited dentist	62.5%
Cholesterol screening	93.3%
Teeth loss	16.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	566	13.4%

Disability	%
Any disability	19.7%
Under 18	5.8%
18–64 years	15.6%
65 and over	26.5%

Health insurance coverage

Type	%
Private insurance	66.9%
Public insurance	60.5%
No insurance	7.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,656	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,636	98.4%
Born in same state	4,629	98.3%
Born in different state	1,844	39.2%
Foreign born	7	0.1%
Naturalized citizen	73	1.6%
Not a US citizen	36	49.3%

Ancestry

Ancestry	Count	%
French	698	14.8%
Italian	457	9.7%
Arab	391	8.3%
Dutch	61	1.3%
English	60	1.3%

Ancestry	Count	%
Polish	53	1.1%
Norwegian	31	0.7%
German	21	0.4%
Irish	8	0.2%

Technology access

Metric	% of households
Computer access	47.3%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65686

What city is ZIP code 65686 in?

ZIP code 65686 is primarily assigned to Kimberling City, Missouri.

What county is ZIP code 65686 in?

ZIP code 65686 falls within Stone County, Missouri.

Does ZIP code 65686 have an older population?

49% of residents in ZIP code 65686 are 65 or older, above the national average of ~17%.

Does ZIP code 65686 have a large retiree population?

69% of households in ZIP code 65686 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 65686 mostly owner-occupied?

83% of occupied units in ZIP code 65686 are owner-occupied, well above the national average.

Does ZIP code 65686 have a large veteran population?

13% of civilians in ZIP code 65686 are veterans, above the national average of ~7%.

What timezone is ZIP code 65686 in?

ZIP code 65686 observes the CST timezone.