52249 ZIP Code — Keystone, IA

Benton County, Iowa

ZIP code 52249 is located in Keystone, Iowa, within Benton County. It covers approximately 49.89 square miles and serves a population of 960 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 319.

About ZIP code 52249

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $143,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $75,313. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 52249 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

960

population

49.89

sq mi land

Standard

ZIP type

Central (CT)

timezone

52249 ZIP code map

Cities in ZIP code 52249

Below are the cities the US Postal Service accepts for ZIP code 52249. Using any city not on this list may result in mail delivery delays.

City	Status
Keystone	Preferred

Nearby ZIP codes

52346 Van Horne (6.4 mi) 52225 Elberon (6.6 mi) 52209 Blairstown (8.8 mi) 52208 Belle Plaine (9 mi) 52229 Garrison (10 mi) 52215 Chelsea (12.1 mi) 52315 Newhall (12.4 mi) 52224 Dysart (12.5 mi) 52354 Watkins (13.2 mi) 52349 Vinton (15.9 mi) 52206 Atkins (16.5 mi) 52342 Toledo (16.6 mi)

Demographics updated 05/2026

Population
Total population	960
Population density	19 / sq mi
State FIPS	19
County FIPS	011

Geography
Land area	49.89 sq mi
Water area	0.00 sq mi
Latitude	42.0075
Longitude	-92.2111
Timezone	Central (CT)
Area code	319

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	35.9%	40.1%
$50k – $100k	50.1%	35.6%	33.4%
$100k – $200k	14.8%	24.5%	21.5%
Over $200k	1.8%	4.0%	5.0%

Demographics & statistics

960

Population

People per sq mi

42.1

Median age

$75,313

Median household income

$36,480

Per capita income

$143,000

Median home value

$912

Median monthly rent

84.6%

Home ownership

8.2%

Poverty rate

0.9%

Unemployment

334

Housing units

16.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	215	22.4%
18 and over	745	77.6%
65 and over	231	24.1%
Median age	42.1 years

Race & ethnicity

White 90.4%

Hispanic or Latino 3.2%

Other race 2.5%

Two or more races 2.3%

Black or African American 1.1%

American Indian / Alaska Native 0.4%

Group	Count	%
White	897	90.4%
Hispanic or Latino	32	3.2%
Other race	25	2.5%
Two or more races	23	2.3%
Black or African American	11	1.1%
American Indian / Alaska Native	4	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	35.9%	40.1%
$50k – $100k	50.1%	35.6%	33.4%
$100k – $200k	14.8%	24.5%	21.5%
Over $200k	1.8%	4.0%	5.0%

$15k–$25k 13.5%

$25k–$35k 5.6%

$35k–$50k 10.3%

$50k–$75k 20.4%

$75k–$100k 21.2%

$100k–$150k 15.6%

$150k–$200k 6.9%

$200k+ 6.4%

Range	% of households
$15k–$25k	13.5%
$25k–$35k	5.6%
$35k–$50k	10.3%
$50k–$75k	20.4%
$75k–$100k	21.2%
$100k–$150k	15.6%
$150k–$200k	6.9%
$200k+	6.4%
Median income	$75,313

Housing

Home values

Under $50k 8.2%

$50k–$100k 24.8%

$100k–$150k 21.6%

$150k–$200k 18.5%

$200k–$300k 14.1%

$300k–$500k 10.3%

$500k–$1M 2.5%

Housing overview

Metric	Value
Median home value	$143,000
Median rent / month	$912
Owner occupied	84.6%
Renter occupied	15.4%
Vacant	3.8%
Single-family detached	95.2%
Large apartment buildings	0.5%
Mobile homes	0.0%
Median rooms	7.0
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	6.6%
1990–1999	3.1%
1980–1989	4.6%
1970–1979	11.5%
1960–1969	6.9%
1950–1959	10.2%
1940–1949	4.8%
1939 or earlier	51.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	4.8%
2 bedrooms	18.4%
3 bedrooms	40.3%
4 bedrooms	29.8%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	26.5%
2 vehicles	35.8%
3 or more	32.4%

Heating fuel

Fuel type	%
Utility gas	54.6%
Electricity	20.2%
Propane / LP gas	22.5%
No fuel used	2.7%

Households & families

Household type	Count	%
Married-couple family	213	56.5%
Cohabiting couple	37	9.8%
Male householder, no spouse	76	20.2%
Female householder, no spouse	51	13.5%
Households with children under 18	124	32.9%
Households with seniors (65+)	153	40.6%
Average household size	2.45

Marital status

Status	Male	Female
Never married	27.2%	13.6%
Married	59.9%	57.5%
Separated	0.2%	0.0%
Widowed	1.7%	13.1%
Divorced	11.1%	15.7%

Education

Less than 9th grade 1.0%

Some HS, no diploma 7.9%

HS graduate 34.6%

Some college, no degree 20.1%

Associate's degree 19.7%

Bachelor's degree 11.6%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	16.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	3.8%
Kindergarten	10	4.3%
Elementary school	112	47.9%
High school	64	27.4%
College / grad school	39	16.7%

Employment

Industry of employment

Education & healthcare 27.9%

Construction 15.8%

Agriculture & mining 11.7%

Retail trade 8.4%

Manufacturing 8.2%

Transportation & utilities 8.2%

Finance & real estate 6.3%

Arts, food & hospitality 6.0%

Professional & management 3.2%

Other services 2.6%

Information 1.3%

Wholesale trade 0.4%

Occupation

Category	%
Management, business & arts	41.3%
Service	18.4%
Sales & office	10.2%
Natural resources & construction	17.1%
Production & transportation	13.2%

Employment type

Type	%
Private sector	78.6%
Government	8.0%
Self-employed	13.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.3%
Carpool	4.8%
Public transit	0.0%
Walk	2.6%
Work from home	10.4%
Other means	0.0%
Avg commute (minutes)	30.1

Poverty

All people 8.2%

Under 18 years 17.7%

18 and over 5.4%

Married-couple families 1.4%

Female-led households 50.0%

Income support

Source	% of households
Social Security	42.2%
Retirement income	26.8%
Supplemental Security	8.0%
Cash public assistance	0.5%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	35.3%
High cholesterol	34.7%
Diabetes	10.5%
Heart disease	7.6%
Stroke	3.5%
Asthma	9.0%
Arthritis	28.2%
Kidney disease	3.2%
Pulmonary disease	7.2%
Cancer	8.7%

Behavior / access	%
Smoking	17.0%
Binge drinking	19.3%
No physical activity	25.0%
Less than 7 hrs sleep	30.9%
Depression	17.1%
Fair or poor health	13.1%
Poor mental health	12.5%
Poor physical health	9.8%
No health insurance	9.2%
Visited doctor (checkup)	75.6%
Visited dentist	68.3%
Cholesterol screening	90.1%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	68	9.1%

Disability	%
Any disability	12.7%
Under 18	0.9%
18–64 years	10.9%
65 and over	29.4%

Health insurance coverage

Type	%
Private insurance	69.7%
Public insurance	41.3%
No insurance	2.8%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	937	97.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	955	99.5%
Born in same state	955	99.5%
Born in different state	849	88.4%
Foreign born	0	0.0%
Naturalized citizen	5	0.5%
Not a US citizen	2	40.0%

Ancestry

Ancestry	Count	%
Italian	113	11.8%
French	70	7.3%
English	54	5.6%

Ancestry	Count	%
Arab	18	1.9%
Dutch	9	0.9%
Polish	8	0.8%

Technology access

Metric	% of households
Computer access	39.3%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 52249

What city is ZIP code 52249 in?

ZIP code 52249 is primarily assigned to Keystone, Iowa.

What county is ZIP code 52249 in?

ZIP code 52249 falls within Benton County, Iowa.

Is ZIP code 52249 mostly owner-occupied?

85% of occupied units in ZIP code 52249 are owner-occupied, well above the national average.

Does ZIP code 52249 have a large retiree population?

42% of households in ZIP code 52249 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 52249?

The median home value in ZIP code 52249 is $143,000.

Does ZIP code 52249 have a large veteran population?

9% of civilians in ZIP code 52249 are veterans, above the national average of ~7%.

What timezone is ZIP code 52249 in?

ZIP code 52249 observes the CST timezone.