98345 ZIP Code — Keyport, WA

Kitsap County, Washington

ZIP code 98345 is located in Keyport, Washington, within Kitsap County. It covers approximately 0.50 square miles and serves a population of 284 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 360/564.

About ZIP code 98345

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $600,500. Owner-occupancy sits near the national average at 47%.

Median household income is $128,221. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 44% of civilians, above the national average of 7%; and disability rates above the national average at 42%.

Overall, ZIP code 98345 reflects a community defined by a highly educated population, a strong veteran community, and a significant Social Security-dependent population.

284
population
0.50
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98345 ZIP code map
Cities in ZIP code 98345

Below are the cities the US Postal Service accepts for ZIP code 98345. Using any city not on this list may result in mail delivery delays.

City Status
Keyport Acceptable
Demographics updated 05/2026
Population
Total population 284
Population density 568 / sq mi
State FIPS 53
County FIPS 035
Geography
Land area 0.50 sq mi
Water area 0.23 sq mi
Latitude 47.6984
Longitude -122.6236
Timezone Pacific (PT)
Area code 360/564
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 61.5% 29.2% 31.7%
$50k – $100k 12.2% 33.5% 30.6%
$100k – $200k 26.3% 28.5% 27.1%
Over $200k 0.0% 8.7% 10.6%

Demographics & statistics

284
Population
568
People per sq mi
57.0
Median age
$128,221
Median household income
$63,531
Per capita income
$600,500
Median home value
$0
Median monthly rent
47.1%
Home ownership
7.7%
Poverty rate
0.0%
Unemployment
148
Housing units
51.7%
Bachelor's or higher

Age distribution

Male Female
44
20–24
35
11
25–34
9
10
45–54
7
34
55–59
27
27
60–64
22
18
65–74
14
15
85+
11
← Male
Female →

Age summary

GroupCount%
Under 1800.0%
18 and over284100.0%
65 and over5820.4%
Median age57.0 years

Race & ethnicity

White 95.4%
Native Hawaiian / Pacific Islander 4.6%
GroupCount%
White27195.4%
Native Hawaiian / Pacific Islander134.6%

Household income

Income range This ZIP County avg State avg
Under $50k 61.5% 29.2% 31.7%
$50k – $100k 12.2% 33.5% 30.6%
$100k – $200k 26.3% 28.5% 27.1%
Over $200k 0.0% 8.7% 10.6%
$25k–$35k 11.0%
$35k–$50k 5.8%
$50k–$75k 22.6%
$75k–$100k 5.8%
$100k–$150k 30.3%
$150k–$200k 16.1%
$200k+ 8.4%
Range% of households
$25k–$35k11.0%
$35k–$50k5.8%
$50k–$75k22.6%
$75k–$100k5.8%
$100k–$150k30.3%
$150k–$200k16.1%
$200k+8.4%
Median income$128,221

Housing

Home values

$100k–$150k 12.3%
$200k–$300k 12.3%
$500k–$1M 63.0%
$1M+ 12.3%

Housing overview

MetricValue
Median home value$600,500
Median rent / month$0
Owner occupied47.1%
Renter occupied52.9%
Vacant32.6%
Single-family detached72.2%
Large apartment buildings23.9%
Mobile homes3.9%
Median rooms4.3
Avg household size (owned)2.04

Year built

Era%
2020 or later0.0%
2010–201910.9%
2000–20097.4%
1990–19993.9%
1980–198915.2%
1970–197917.8%
1960–19697.0%
1950–195915.2%
1940–194917.4%
1939 or earlier5.2%

Bedrooms

Size% of units
No bedroom (studio)13.9%
1 bedroom18.7%
2 bedrooms37.0%
3 bedrooms11.7%
4 bedrooms18.7%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle16.8%
2 vehicles50.3%
3 or more32.9%

Heating fuel

Fuel type%
Utility gas36.8%
Electricity54.8%
Fuel oil8.4%

Households & families

Household typeCount%
Married-couple family8152.3%
Cohabiting couple00.0%
Male householder, no spouse6541.9%
Female householder, no spouse95.8%
Households with children under 1800.0%
Households with seniors (65+)4730.3%
Average household size1.68

Marital status

StatusMaleFemale
Never married25.8%23.2%
Married49.7%69.6%
Separated0.0%0.0%
Widowed10.7%7.2%
Divorced13.8%0.0%

Education

Less than 9th grade 8.3%
Some HS, no diploma 0.0%
HS graduate 12.2%
Some college, no degree 18.0%
Associate's degree 9.8%
Bachelor's degree 36.6%
Graduate / professional 15.1%
Metric%
HS diploma or higher91.7%
Bachelor's or higher51.7%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school00.0%
High school00.0%
College / grad school00.0%

Employment

Industry of employment

Education & healthcare 28.5%
Manufacturing 19.0%
Retail trade 19.0%
Transportation & utilities 11.7%
Public administration 9.5%
Agriculture & mining 6.6%
Professional & management 5.8%

Occupation

Category%
Management, business & arts81.0%
Service0.0%
Sales & office19.0%
Natural resources & construction0.0%
Production & transportation0.0%

Employment type

Type%
Private sector83.2%
Government16.8%
Self-employed0.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone80.7%
Carpool8.8%
Public transit0.0%
Walk10.5%
Work from home0.0%
Other means0.0%
Avg commute (minutes)24.4

Poverty

All people 7.7%
Under 18 years 0.0%
18 and over 7.7%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security36.1%
Retirement income69.0%
Supplemental Security0.0%
Cash public assistance0.0%
Food stamps / SNAP0.0%

Health indicators

Condition%
Obesity29.4%
High blood pressure29.5%
High cholesterol32.3%
Diabetes7.7%
Heart disease5.3%
Stroke2.4%
Asthma10.0%
Arthritis23.8%
Kidney disease2.4%
Pulmonary disease5.2%
Cancer7.1%
Behavior / access%
Smoking12.6%
Binge drinking17.9%
No physical activity13.2%
Less than 7 hrs sleep27.9%
Depression25.5%
Fair or poor health9.9%
Poor mental health13.8%
Poor physical health8.7%
No health insurance7.8%
Visited doctor (checkup)71.8%
Visited dentist76.1%
Cholesterol screening89.9%
Teeth loss8.2%

Veterans & disability

VeteransCount%
Civilian veterans10243.6%
Disability%
Any disability41.5%
Under 180.0%
18–64 years34.1%
65 and over63.8%

Health insurance coverage

Type%
Private insurance96.2%
Public insurance33.8%
No insurance0.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only284100.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)284100.0%
Born in same state284100.0%
Born in different state8630.3%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
French7225.4%
Italian269.2%
AncestryCount%
Polish258.8%

Technology access

Metric% of households
Computer access54.6%
Internet access94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98345

What city is ZIP code 98345 in?

ZIP code 98345 is primarily assigned to Keyport, Washington.

What county is ZIP code 98345 in?

ZIP code 98345 falls within Kitsap County, Washington.

Does ZIP code 98345 have a large veteran population?

44% of civilians in ZIP code 98345 are veterans, above the national average of ~7%.

How educated is the population of ZIP code 98345?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 98345 have a large retiree population?

36% of households in ZIP code 98345 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 98345?

The median household income in ZIP code 98345 is $128,221, above the national median of ~$75,000.

What timezone is ZIP code 98345 in?

ZIP code 98345 observes the PST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →