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Illinois ZIP Codes
Ford County
Kempton, IL
60946
60946 ZIP Code — Kempton, IL
Ford County, Illinois
ZIP code 60946 is located in
Kempton ,
Illinois ,
within Ford County .
It covers approximately 44.24 square miles and serves a population of
401 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 815 .
About ZIP code 60946
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $56,500. Owner-occupancy is high at 78%, well above the national average.
Median household income is $68,083.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 60946 reflects a community defined by a trades-oriented workforce and high homeownership.
60946 ZIP code map
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Cities in ZIP code 60946
Below are the cities the US Postal Service accepts for ZIP code 60946. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
401
Population density
9 / sq mi
State FIPS
17
County FIPS
053
Geography
Land area
44.24 sq mi
Water area
0.00 sq mi
Latitude
40.9080
Longitude
-88.1871
Timezone
Central (CT)
Area code
815
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.1%
48.6%
37.2%
$50k – $100k
48.1%
28.7%
29.6%
$100k – $200k
3.4%
18.5%
24.4%
Over $200k
2.4%
4.2%
8.8%
Demographics & statistics
$68,083
Median household income
17.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 99 24.7%
18 and over 302 75.3%
65 and over 50 12.5%
Median age 35.6 years
Race & ethnicity
Black or African American
1%
Group Count %
White 394 98.3%
Black or African American 4 1%
Two or more races 3 0.7%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
46.1%
48.6%
37.2%
$50k – $100k
48.1%
28.7%
29.6%
$100k – $200k
3.4%
18.5%
24.4%
Over $200k
2.4%
4.2%
8.8%
Range % of households
$10k–$15k 3.0%
$15k–$25k 3.6%
$25k–$35k 8.5%
$35k–$50k 20.0%
$50k–$75k 21.8%
$75k–$100k 21.8%
$100k–$150k 15.8%
$150k–$200k 3.6%
$200k+ 1.8%
Median income $68,083
Housing
Housing overview
Metric Value
Median home value $56,500
Median rent / month $965
Owner occupied 77.6%
Renter occupied 22.4%
Vacant 21.8%
Single-family detached 96.7%
Large apartment buildings 0.0%
Mobile homes 3.3%
Median rooms 7.7
Avg household size (owned) 2.61
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 0.9%
1990–1999 2.8%
1980–1989 4.3%
1970–1979 20.4%
1960–1969 6.2%
1950–1959 0.5%
1940–1949 0.5%
1939 or earlier 64.5%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 1.9%
2 bedrooms 8.5%
3 bedrooms 51.7%
4 bedrooms 34.6%
5+ bedrooms 3.3%
Vehicles per household
Vehicles % of households
No vehicle 2.4%
1 vehicle 39.4%
2 vehicles 33.3%
3 or more 24.8%
Heating fuel
Fuel type %
Utility gas 60.0%
Electricity 10.9%
Propane / LP gas 26.7%
Households & families
Household type Count %
Married-couple family 64 38.8%
Cohabiting couple 38 23.0%
Male householder, no spouse 13 7.9%
Female householder, no spouse 50 30.3%
Households with children under 18 38 23.0%
Households with seniors (65+) 38 23.0%
Average household size 2.43
Marital status
Status Male Female
Never married 30.8% 53.6%
Married 49.2% 34.5%
Separated 0.0% 0.0%
Widowed 2.3% 1.5%
Divorced 17.7% 10.3%
Education
Some college, no degree
27.5%
Graduate / professional
12.5%
Metric %
HS diploma or higher 96.2%
Bachelor's or higher 17.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 5 6.8%
Kindergarten 2 2.7%
Elementary school 43 58.9%
High school 22 30.1%
College / grad school 1 1.4%
Employment
Industry of employment
Education & healthcare
18.8%
Public administration
12.5%
Finance & real estate
11.5%
Transportation & utilities
8.3%
Agriculture & mining
7.3%
Professional & management
3.6%
Arts, food & hospitality
1.0%
Occupation
Category %
Management, business & arts 39.1%
Service 13.5%
Sales & office 12.0%
Natural resources & construction 20.8%
Production & transportation 14.6%
Employment type
Type %
Private sector 71.4%
Government 14.1%
Self-employed 14.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 88.3%
Carpool 4.3%
Public transit 0.0%
Walk 1.1%
Work from home 2.1%
Other means 4.3%
Avg commute (minutes) 40.7
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 25.5%
Retirement income 11.5%
Supplemental Security 3.0%
Cash public assistance 1.8%
Food stamps / SNAP 6.7%
Health indicators
Condition %
Obesity 38.4%
High blood pressure 37.4%
High cholesterol 35.7%
Diabetes 11.8%
Heart disease 8.0%
Stroke 3.8%
Asthma 10.1%
Arthritis 30.7%
Kidney disease 3.4%
Pulmonary disease 9.4%
Cancer 7.3%
Behavior / access %
Smoking 22.3%
Binge drinking 15.0%
No physical activity 28.0%
Less than 7 hrs sleep 33.8%
Depression 18.6%
Fair or poor health 17.3%
Poor mental health 13.6%
Poor physical health 12.0%
No health insurance 11.0%
Visited doctor (checkup) 77.0%
Visited dentist 59.3%
Cholesterol screening 89.6%
Teeth loss 17.9%
Veterans & disability
Veterans Count %
Civilian veterans 18 6.0%
Disability %
Any disability 8.5%
Under 18 7.1%
18–64 years 7.5%
65 and over 16.0%
Health insurance coverage
Type %
Private insurance 71.3%
Public insurance 35.9%
No insurance 1.2%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 374 93.3%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 401 100.0%
Born in same state 399 99.5%
Born in different state 307 76.6%
Foreign born 2 0.5%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
French 74 18.5%
Italian 36 9%
German 4 1%
Ancestry Count %
English 3 0.7%
Arab 2 0.5%
Dutch 1 0.2%
Technology access
Metric % of households
Computer access 41.1%
Internet access 97.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 60946
What city is ZIP code 60946 in?
ZIP code 60946 is primarily assigned to Kempton, Illinois.
What county is ZIP code 60946 in?
ZIP code 60946 falls within Ford County, Illinois.
What is the poverty rate in ZIP code 60946?
17% of residents in ZIP code 60946 live below the poverty line, above the national average.
What is the typical home value in ZIP code 60946?
The median home value in ZIP code 60946 is $56,500.
What is the population of ZIP code 60946?
ZIP code 60946 has an estimated population of 401 residents, with a density of 9 people per square mile.
What is the median household income in ZIP code 60946?
The median household income in ZIP code 60946 is $68,083, below the national median of ~$75,000.
What timezone is ZIP code 60946 in?
ZIP code 60946 observes the CST timezone.
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