37348 ZIP Code — Kelso, TN

Lincoln County, Tennessee

ZIP code 37348 is located in Kelso, Tennessee, within Lincoln County. It covers approximately 29.93 square miles and serves a population of 790 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 931.

About ZIP code 37348

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $350,000. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($44,693) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 37348 reflects a community defined by economic challenges above the national average, high homeownership, and elevated reliance on food assistance.

790

population

29.93

sq mi land

Standard

ZIP type

Central (CT)

timezone

37348 ZIP code map

Cities in ZIP code 37348

Below are the cities the US Postal Service accepts for ZIP code 37348. Using any city not on this list may result in mail delivery delays.

City	Status
Kelso	Preferred

Nearby ZIP codes

37335 Flintville (3.4 mi) 37359 Mulberry (5.9 mi) 37328 Elora (6.5 mi) 37352 Lynchburg (9.6 mi) 37334 Fayetteville (10.3 mi) 37345 Huntland (12.2 mi) 37306 Belvidere (14.3 mi) 35750 Hazel Green (14.8 mi) 35761 New Market (15.3 mi) 38488 Taft (15.5 mi) 37398 Winchester (18.1 mi) 35759 Meridianville (18.6 mi)

Demographics updated 05/2026

Population
Total population	790
Population density	26 / sq mi
State FIPS	47
County FIPS	103

Geography
Land area	29.93 sq mi
Water area	0.14 sq mi
Latitude	35.1151
Longitude	-86.4335
Timezone	Central (CT)
Area code	931

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.1%	46.4%	45.7%
$50k – $100k	38.4%	32.1%	30.9%
$100k – $200k	14.6%	18.6%	18.3%
Over $200k	0.0%	2.9%	5.1%

Demographics & statistics

790

Population

People per sq mi

46.4

Median age

$44,693

Median household income

$36,432

Per capita income

$350,000

Median home value

Median monthly rent

75.8%

Home ownership

20.6%

Poverty rate

3.3%

Unemployment

368

Housing units

23.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	161	20.4%
18 and over	629	79.6%
65 and over	134	17.0%
Median age	46.4 years

Race & ethnicity

White 100%

Group	Count	%
White	790	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.1%	46.4%	45.7%
$50k – $100k	38.4%	32.1%	30.9%
$100k – $200k	14.6%	18.6%	18.3%
Over $200k	0.0%	2.9%	5.1%

Under $10k 10.3%

$10k–$15k 8.0%

$15k–$25k 9.3%

$25k–$35k 10.0%

$35k–$50k 14.3%

$50k–$75k 11.8%

$75k–$100k 4.8%

$100k–$150k 18.0%

$150k–$200k 9.8%

$200k+ 4.0%

Range	% of households
Under $10k	10.3%
$10k–$15k	8.0%
$15k–$25k	9.3%
$25k–$35k	10.0%
$35k–$50k	14.3%
$50k–$75k	11.8%
$75k–$100k	4.8%
$100k–$150k	18.0%
$150k–$200k	9.8%
$200k+	4.0%
Median income	$44,693

Housing

Home values

$50k–$100k 24.1%

$100k–$150k 4.0%

$150k–$200k 16.8%

$200k–$300k 4.0%

$300k–$500k 30.0%

$500k–$1M 21.1%

Housing overview

Metric	Value
Median home value	$350,000
Median rent / month	$0
Owner occupied	75.8%
Renter occupied	24.3%
Vacant	14.0%
Single-family detached	75.5%
Large apartment buildings	0.0%
Mobile homes	24.5%
Median rooms	5.2
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.0%
2010–2019	14.2%
2000–2009	13.1%
1990–1999	30.1%
1980–1989	6.2%
1970–1979	4.5%
1960–1969	23.2%
1950–1959	0.0%
1940–1949	8.6%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.9%
2 bedrooms	38.9%
3 bedrooms	33.5%
4 bedrooms	15.1%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	31.5%
2 vehicles	18.3%
3 or more	45.0%

Heating fuel

Fuel type	%
Utility gas	9.5%
Electricity	71.8%
Propane / LP gas	10.3%
Wood	7.3%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	199	49.8%
Cohabiting couple	27	6.8%
Male householder, no spouse	140	35.0%
Female householder, no spouse	34	8.5%
Households with children under 18	95	23.8%
Households with seniors (65+)	95	23.8%
Average household size	1.98

Marital status

Status	Male	Female
Never married	37.1%	9.5%
Married	50.7%	77.0%
Separated	5.6%	0.0%
Widowed	3.4%	13.5%
Divorced	3.2%	0.0%

Education

Less than 9th grade 5.7%

Some HS, no diploma 7.9%

HS graduate 37.3%

Some college, no degree 12.9%

Associate's degree 12.9%

Bachelor's degree 17.0%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	23.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	83	94.3%
High school	2	2.3%
College / grad school	3	3.4%

Employment

Industry of employment

Agriculture & mining 32.4%

Professional & management 25.7%

Education & healthcare 17.6%

Manufacturing 13.9%

Retail trade 5.0%

Public administration 2.7%

Arts, food & hospitality 1.2%

Transportation & utilities 0.7%

Other services 0.7%

Occupation

Category	%
Management, business & arts	45.8%
Service	9.9%
Sales & office	0.0%
Natural resources & construction	36.9%
Production & transportation	7.4%

Employment type

Type	%
Private sector	59.7%
Government	16.6%
Self-employed	16.6%
Unpaid family workers	7.2%

Commute

Method	%
Drive alone	70.5%
Carpool	8.4%
Public transit	0.0%
Walk	0.0%
Work from home	19.3%
Other means	1.7%
Avg commute (minutes)	24.9

Poverty

All people 20.6%

Under 18 years 34.2%

18 and over 17.2%

Married-couple families 3.0%

Female-led households 100.0%

Income support

Source	% of households
Social Security	17.8%
Retirement income	31.0%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	19.5%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	39.9%
High cholesterol	38.0%
Diabetes	13.4%
Heart disease	8.3%
Stroke	4.0%
Asthma	11.1%
Arthritis	31.8%
Kidney disease	3.4%
Pulmonary disease	11.4%
Cancer	6.8%

Behavior / access	%
Smoking	27.6%
Binge drinking	14.2%
No physical activity	29.7%
Less than 7 hrs sleep	35.3%
Depression	28.5%
Fair or poor health	20.9%
Poor mental health	18.3%
Poor physical health	14.2%
No health insurance	19.3%
Visited doctor (checkup)	74.2%
Visited dentist	50.6%
Cholesterol screening	88.8%
Teeth loss	22.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	62	9.9%

Disability	%
Any disability	26.1%
Under 18	0.0%
18–64 years	28.1%
65 and over	50.0%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	31.5%
No insurance	10.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	712	90.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	790	100.0%
Born in same state	790	100.0%
Born in different state	447	56.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	253	32%
Italian	146	18.5%

Ancestry	Count	%
French	51	6.5%
English	18	2.3%

Technology access

Metric	% of households
Computer access	50.6%
Internet access	86.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37348

What city is ZIP code 37348 in?

ZIP code 37348 is primarily assigned to Kelso, Tennessee.

What county is ZIP code 37348 in?

ZIP code 37348 falls within Lincoln County, Tennessee.

What is the poverty rate in ZIP code 37348?

21% of residents in ZIP code 37348 live below the poverty line, above the national average.

What is the typical home value in ZIP code 37348?

The median home value in ZIP code 37348 is $350,000.

Does ZIP code 37348 have a large veteran population?

10% of civilians in ZIP code 37348 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 37348?

The median household income in ZIP code 37348 is $44,693, below the national median of ~$75,000.

What timezone is ZIP code 37348 in?

ZIP code 37348 observes the CST timezone.