16845 ZIP Code — Karthaus, PA

Clearfield County, Pennsylvania

ZIP code 16845 is located in Karthaus, Pennsylvania, within Clearfield County. It covers approximately 99.79 square miles and serves a population of 1,056 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 16845

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $140,200. Owner-occupancy is high at 94%, well above the national average.

Median household income is $69,135. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. An above-average commute of 47 minutes suggests many residents work outside the immediate area.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 16845 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,056
population
99.79
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
16845 ZIP code map
Cities in ZIP code 16845

Below are the cities the US Postal Service accepts for ZIP code 16845. Using any city not on this list may result in mail delivery delays.

City Status
Karthaus Preferred
Nearby ZIP codes
16829 Clarence (6.3 mi) 16859 Moshannon (7.8 mi) 16874 Snow Shoe (11.4 mi) 17778 Westport (12.6 mi) 16836 Frenchville (13.2 mi) 16858 Morrisdale (14.7 mi) 15861 Sinnamahoning (15.1 mi) 16879 Winburne (15.2 mi) 16822 Beech Creek (15.3 mi) 16844 Julian (16.6 mi) 16821 Allport (16.9 mi) 15832 Driftwood (17 mi)
Demographics updated 05/2026
Population
Total population 1,056
Population density 11 / sq mi
State FIPS 42
County FIPS 033
Geography
Land area 99.79 sq mi
Water area 0.97 sq mi
Latitude 41.1515
Longitude -77.9986
Timezone Eastern (ET)
Area code 814
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 44.6% 49.3% 39.8%
$50k – $100k 37.7% 34.4% 30.8%
$100k – $200k 15.6% 14.6% 22.4%
Over $200k 2.1% 1.7% 7.1%

Demographics & statistics

1,056
Population
11
People per sq mi
40.6
Median age
$69,135
Median household income
$31,154
Per capita income
$140,200
Median home value
$713
Median monthly rent
94.2%
Home ownership
10.3%
Poverty rate
6.1%
Unemployment
418
Housing units
6.5%
Bachelor's or higher

Age distribution

Male Female
12
Under 5
8
25
5–9
15
25
10–14
15
40
15–19
25
35
20–24
22
79
25–34
48
147
35–44
91
55
45–54
33
71
55–59
44
36
60–64
22
82
65–74
50
32
75–84
19
15
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1815815.0%
18 and over89885.0%
65 and over20819.7%
Median age40.6 years

Race & ethnicity

White 84.5%
Black or African American 5.7%
Hispanic or Latino 3.8%
Two or more races 3.6%
Other race 2.3%
GroupCount%
White92884.5%
Black or African American635.7%
Hispanic or Latino423.8%
Two or more races403.6%
Other race252.3%

Household income

Income range This ZIP County avg State avg
Under $50k 44.6% 49.3% 39.8%
$50k – $100k 37.7% 34.4% 30.8%
$100k – $200k 15.6% 14.6% 22.4%
Over $200k 2.1% 1.7% 7.1%
Under $10k 3.2%
$10k–$15k 1.3%
$15k–$25k 6.1%
$25k–$35k 7.1%
$35k–$50k 14.5%
$50k–$75k 29.0%
$75k–$100k 13.2%
$100k–$150k 18.4%
$150k–$200k 5.8%
$200k+ 1.3%
Range% of households
Under $10k3.2%
$10k–$15k1.3%
$15k–$25k6.1%
$25k–$35k7.1%
$35k–$50k14.5%
$50k–$75k29.0%
$75k–$100k13.2%
$100k–$150k18.4%
$150k–$200k5.8%
$200k+1.3%
Median income$69,135

Housing

Home values

Under $50k 9.6%
$50k–$100k 22.6%
$100k–$150k 20.9%
$150k–$200k 17.1%
$200k–$300k 16.4%
$300k–$500k 8.2%
$500k–$1M 0.7%
$1M+ 4.5%

Housing overview

MetricValue
Median home value$140,200
Median rent / month$713
Owner occupied94.2%
Renter occupied5.8%
Vacant28.9%
Single-family detached84.6%
Large apartment buildings0.0%
Mobile homes8.7%
Median rooms5.9
Avg household size (owned)2.75

Year built

Era%
2020 or later0.0%
2010–20192.3%
2000–20095.7%
1990–199916.1%
1980–19894.8%
1970–197913.1%
1960–196911.5%
1950–195917.4%
1940–19493.4%
1939 or earlier25.7%

Bedrooms

Size% of units
No bedroom (studio)2.8%
1 bedroom10.6%
2 bedrooms26.4%
3 bedrooms45.0%
4 bedrooms7.3%
5+ bedrooms8.0%

Vehicles per household

Vehicles% of households
No vehicle1.9%
1 vehicle32.3%
2 vehicles32.9%
3 or more32.9%

Heating fuel

Fuel type%
Utility gas6.8%
Electricity6.1%
Propane / LP gas2.3%
Fuel oil52.9%
Wood15.8%
No fuel used1.3%

Households & families

Household typeCount%
Married-couple family16352.6%
Cohabiting couple309.7%
Male householder, no spouse7724.8%
Female householder, no spouse4012.9%
Households with children under 188828.4%
Households with seniors (65+)12440.0%
Average household size2.70

Marital status

StatusMaleFemale
Never married38.9%23.7%
Married46.7%47.4%
Separated4.2%3.3%
Widowed2.2%5.7%
Divorced8.0%19.9%

Education

Less than 9th grade 2.8%
Some HS, no diploma 9.4%
HS graduate 50.8%
Some college, no degree 16.3%
Associate's degree 14.3%
Bachelor's degree 3.8%
Graduate / professional 2.6%
Metric%
HS diploma or higher87.9%
Bachelor's or higher6.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool53.2%
Kindergarten42.6%
Elementary school6742.9%
High school6139.1%
College / grad school1912.2%

Employment

Industry of employment

Public administration 31.2%
Education & healthcare 17.1%
Manufacturing 9.8%
Construction 9.2%
Arts, food & hospitality 8.1%
Retail trade 6.8%
Transportation & utilities 5.7%
Agriculture & mining 4.6%
Wholesale trade 3.5%
Other services 1.6%
Finance & real estate 1.4%
Professional & management 1.1%

Occupation

Category%
Management, business & arts37.1%
Service17.6%
Sales & office20.6%
Natural resources & construction9.5%
Production & transportation15.2%

Employment type

Type%
Private sector58.8%
Government37.4%
Self-employed3.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone84.0%
Carpool14.1%
Public transit0.0%
Walk0.0%
Work from home1.9%
Other means0.0%
Avg commute (minutes)47.4

Poverty

All people 10.3%
Under 18 years 15.4%
18 and over 9.1%
Married-couple families 1.8%
Female-led households 11.8%

Income support

Source% of households
Social Security44.5%
Retirement income26.5%
Supplemental Security4.2%
Cash public assistance3.2%
Food stamps / SNAP9.0%

Health indicators

Condition%
Obesity33.8%
High blood pressure29.4%
High cholesterol29.4%
Diabetes8.7%
Heart disease5.8%
Stroke2.6%
Asthma9.7%
Arthritis22.4%
Kidney disease2.4%
Pulmonary disease6.7%
Cancer5.3%
Behavior / access%
Smoking21.4%
Binge drinking22.6%
No physical activity24.2%
Less than 7 hrs sleep38.4%
Depression20.3%
Fair or poor health14.3%
Poor mental health16.2%
Poor physical health9.9%
No health insurance15.1%
Visited doctor (checkup)75.4%
Visited dentist59.2%
Cholesterol screening84.7%
Teeth loss17.1%

Veterans & disability

VeteransCount%
Civilian veterans616.8%
Disability%
Any disability18.4%
Under 183.8%
18–64 years10.4%
65 and over47.8%

Health insurance coverage

Type%
Private insurance84.9%
Public insurance33.0%
No insurance2.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,03698.1%
Spanish20.2%
Other Indo-European20.2%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,05199.5%
Born in same state1,04899.2%
Born in different state94089.0%
Foreign born30.3%
Naturalized citizen50.5%
Not a US citizen480.0%

Ancestry

AncestryCount%
Italian11811.2%
French757.1%
Arab474.5%
Irish111%
AncestryCount%
English90.9%
German10.1%
Polish10.1%

Technology access

Metric% of households
Computer access29.4%
Internet access91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 16845

What city is ZIP code 16845 in?

ZIP code 16845 is primarily assigned to Karthaus, Pennsylvania.

What county is ZIP code 16845 in?

ZIP code 16845 falls within Clearfield County, Pennsylvania.

Is ZIP code 16845 mostly owner-occupied?

94% of occupied units in ZIP code 16845 are owner-occupied, well above the national average.

How educated is the population of ZIP code 16845?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 16845 have a large retiree population?

45% of households in ZIP code 16845 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 16845?

The median home value in ZIP code 16845 is $140,200.

What timezone is ZIP code 16845 in?

ZIP code 16845 observes the EST timezone.

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