56732 ZIP Code — Karlstad, MN

Kittson County, Minnesota

ZIP code 56732 is located in Karlstad, Minnesota, within Kittson County. It covers approximately 161.07 square miles and serves a population of 1,006 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56732

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $124,000. Owner-occupancy is high at 78%, well above the national average.

Median household income is $59,079. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56732 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,006

population

161.07

sq mi land

Standard

ZIP type

Central (CT)

timezone

56732 ZIP code map

Cities in ZIP code 56732

Below are the cities the US Postal Service accepts for ZIP code 56732. Using any city not on this list may result in mail delivery delays.

City	Status
Karlstad	Preferred

Nearby ZIP codes

56758 Strandquist (12.5 mi) 56734 Lake Bronson (16.7 mi) 56733 Kennedy (18 mi) 56757 Stephen (18.4 mi) 56726 Greenbush (18.9 mi)

Demographics updated 05/2026

Population
Total population	1,006
Population density	6 / sq mi
State FIPS	27
County FIPS	069

Geography
Land area	161.07 sq mi
Water area	0.50 sq mi
Latitude	48.6160
Longitude	-96.5836
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.6%	43.1%	33.6%
$50k – $100k	39.7%	37.0%	31.5%
$100k – $200k	10.8%	17.3%	26.5%
Over $200k	0.9%	2.6%	8.5%

Demographics & statistics

1,006

Population

People per sq mi

48.7

Median age

$59,079

Median household income

$30,298

Per capita income

$124,000

Median home value

$495

Median monthly rent

77.5%

Home ownership

10.7%

Poverty rate

2.5%

Unemployment

479

Housing units

24.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	177	17.6%
18 and over	829	82.4%
65 and over	268	26.6%
Median age	48.7 years

Race & ethnicity

White 96.1%

Two or more races 1.9%

Hispanic or Latino 0.7%

Black or African American 0.6%

Asian 0.4%

Other race 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	973	96.1%
Two or more races	19	1.9%
Hispanic or Latino	7	0.7%
Black or African American	6	0.6%
Asian	4	0.4%
Other race	3	0.3%
American Indian / Alaska Native	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.6%	43.1%	33.6%
$50k – $100k	39.7%	37.0%	31.5%
$100k – $200k	10.8%	17.3%	26.5%
Over $200k	0.9%	2.6%	8.5%

Under $10k 4.6%

$10k–$15k 5.3%

$15k–$25k 3.7%

$25k–$35k 11.0%

$35k–$50k 15.4%

$50k–$75k 22.5%

$75k–$100k 15.8%

$100k–$150k 17.0%

$150k–$200k 4.1%

$200k+ 0.7%

Range	% of households
Under $10k	4.6%
$10k–$15k	5.3%
$15k–$25k	3.7%
$25k–$35k	11.0%
$35k–$50k	15.4%
$50k–$75k	22.5%
$75k–$100k	15.8%
$100k–$150k	17.0%
$150k–$200k	4.1%
$200k+	0.7%
Median income	$59,079

Housing

Home values

Under $50k 10.4%

$50k–$100k 18.3%

$100k–$150k 33.1%

$150k–$200k 17.8%

$200k–$300k 14.2%

$300k–$500k 4.4%

$500k–$1M 1.8%

Housing overview

Metric	Value
Median home value	$124,000
Median rent / month	$495
Owner occupied	77.5%
Renter occupied	22.5%
Vacant	24.4%
Single-family detached	71.4%
Large apartment buildings	7.3%
Mobile homes	5.5%
Median rooms	5.2
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.3%
2010–2019	2.3%
2000–2009	6.9%
1990–1999	5.0%
1980–1989	9.7%
1970–1979	23.1%
1960–1969	15.6%
1950–1959	8.5%
1940–1949	7.5%
1939 or earlier	21.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	13.9%
2 bedrooms	28.2%
3 bedrooms	34.3%
4 bedrooms	15.8%
5+ bedrooms	6.4%

Vehicles per household

Vehicles	% of households
No vehicle	8.5%
1 vehicle	25.7%
2 vehicles	30.3%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	11.7%
Electricity	27.5%
Propane / LP gas	36.5%
Fuel oil	19.7%
Wood	4.4%

Households & families

Household type	Count	%
Married-couple family	240	55.0%
Cohabiting couple	13	3.0%
Male householder, no spouse	83	19.0%
Female householder, no spouse	100	22.9%
Households with children under 18	119	27.3%
Households with seniors (65+)	152	34.9%
Average household size	2.14

Marital status

Status	Male	Female
Never married	26.2%	17.5%
Married	57.9%	62.1%
Separated	1.7%	0.0%
Widowed	8.9%	11.8%
Divorced	5.3%	8.6%

Education

Less than 9th grade 0.5%

Some HS, no diploma 2.5%

HS graduate 41.9%

Some college, no degree 16.8%

Associate's degree 14.2%

Bachelor's degree 22.4%

Graduate / professional 1.6%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	24.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	12.1%
Kindergarten	12	8.1%
Elementary school	54	36.2%
High school	47	31.5%
College / grad school	18	12.1%

Employment

Industry of employment

Education & healthcare 30.3%

Retail trade 16.7%

Manufacturing 14.0%

Transportation & utilities 7.8%

Wholesale trade 6.6%

Construction 6.2%

Arts, food & hospitality 4.3%

Professional & management 4.1%

Agriculture & mining 3.3%

Other services 3.1%

Public administration 1.9%

Information 1.6%

Finance & real estate 0.2%

Occupation

Category	%
Management, business & arts	33.4%
Service	17.9%
Sales & office	22.7%
Natural resources & construction	8.5%
Production & transportation	17.5%

Employment type

Type	%
Private sector	72.8%
Government	14.4%
Self-employed	12.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.1%
Carpool	12.1%
Public transit	0.0%
Walk	7.1%
Work from home	13.1%
Other means	1.6%
Avg commute (minutes)	27.5

Poverty

All people 10.7%

Under 18 years 17.5%

18 and over 9.1%

Married-couple families 2.5%

Female-led households 53.6%

Income support

Source	% of households
Social Security	32.6%
Retirement income	21.3%
Supplemental Security	3.4%
Cash public assistance	5.0%
Food stamps / SNAP	10.8%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	37.0%
High cholesterol	36.4%
Diabetes	11.7%
Heart disease	9.0%
Stroke	4.1%
Asthma	8.9%
Arthritis	30.1%
Kidney disease	3.8%
Pulmonary disease	7.6%
Cancer	9.2%

Behavior / access	%
Smoking	18.7%
Binge drinking	16.0%
No physical activity	23.9%
Less than 7 hrs sleep	26.8%
Depression	21.1%
Fair or poor health	14.8%
Poor mental health	12.6%
Poor physical health	11.3%
No health insurance	10.9%
Visited doctor (checkup)	73.6%
Visited dentist	64.6%
Cholesterol screening	91.2%
Teeth loss	13.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	48	5.8%

Disability	%
Any disability	10.8%
Under 18	8.5%
18–64 years	8.1%
65 and over	20.7%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	39.9%
No insurance	4.3%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	940	93.4%
Spanish	3	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	997	99.1%
Born in same state	997	99.1%
Born in different state	759	75.4%
Foreign born	0	0.0%
Naturalized citizen	9	0.9%
Not a US citizen	8	88.9%

Ancestry

Ancestry	Count	%
Polish	461	45.8%
Arab	50	5%
Italian	49	4.9%
French	22	2.2%

Ancestry	Count	%
English	9	0.9%
Dutch	4	0.4%
German	3	0.3%
Irish	3	0.3%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56732

What city is ZIP code 56732 in?

ZIP code 56732 is primarily assigned to Karlstad, Minnesota.

What county is ZIP code 56732 in?

ZIP code 56732 falls within Kittson County, Minnesota.

Does ZIP code 56732 have an older population?

27% of residents in ZIP code 56732 are 65 or older, above the national average of ~17%.

What is the typical home value in ZIP code 56732?

The median home value in ZIP code 56732 is $124,000.

What is the population of ZIP code 56732?

ZIP code 56732 has an estimated population of 1,006 residents, with a density of 6 people per square mile.

What is the median household income in ZIP code 56732?

The median household income in ZIP code 56732 is $59,079, below the national median of ~$75,000.

What timezone is ZIP code 56732 in?

ZIP code 56732 observes the CST timezone.