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Missouri ZIP Codes
Jackson County
Kansas City, MO
64109
64109 ZIP Code — Kansas City, MO
Jackson County, Missouri
ZIP code 64109 is located in
Kansas City ,
Missouri ,
within Jackson County .
It covers approximately 2.14 square miles and serves a population of
10,133 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 816 .
About ZIP code 64109
The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $198,100. Renters make up the majority at 60%, typical of denser urban areas.
The gap between median ($43,456) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.
Overall, ZIP code 64109 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.
64109 ZIP code map
View map of 64109
Cities in ZIP code 64109
Below are the cities the US Postal Service accepts for ZIP code 64109. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
10,133
Population density
4,735 / sq mi
State FIPS
29
County FIPS
095
Geography
Land area
2.14 sq mi
Water area
0.00 sq mi
Latitude
39.0661
Longitude
-94.5675
Timezone
Central (CT)
Area code
816
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.4%
44.1%
43.8%
$50k – $100k
19.0%
30.7%
31.5%
$100k – $200k
14.2%
20.3%
19.5%
Over $200k
4.5%
4.8%
5.2%
Demographics & statistics
$43,456
Median household income
$198,100
Median home value
36.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,728 17.1% 18 and over 8,405 82.9% 65 and over 949 9.4% Median age 33.2 years
Race & ethnicity
Black or African American
40.6%
American Indian / Alaska Native
0.4%
Group Count % Black or African American 4,442 40.6% White 4,270 39% Hispanic or Latino 815 7.4% Other race 676 6.2% Two or more races 422 3.9% Asian 269 2.5% American Indian / Alaska Native 49 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
62.4%
44.1%
43.8%
$50k – $100k
19.0%
30.7%
31.5%
$100k – $200k
14.2%
20.3%
19.5%
Over $200k
4.5%
4.8%
5.2%
Range % of households Under $10k 14.9% $10k–$15k 10.2% $15k–$25k 12.1% $25k–$35k 6.4% $35k–$50k 10.7% $50k–$75k 13.7% $75k–$100k 10.0% $100k–$150k 9.6% $150k–$200k 5.4% $200k+ 7.0% Median income $43,456
Housing
Housing overview
Metric Value Median home value $198,100 Median rent / month $899 Owner occupied 40.0% Renter occupied 60.0% Vacant 20.3% Single-family detached 51.1% Large apartment buildings 25.5% Mobile homes 0.1% Median rooms 5.0 Avg household size (owned) 2.70
Year built
Era % 2020 or later 0.0% 2010–2019 1.4% 2000–2009 2.8% 1990–1999 6.8% 1980–1989 8.2% 1970–1979 10.6% 1960–1969 6.2% 1950–1959 7.0% 1940–1949 5.1% 1939 or earlier 52.1%
Bedrooms
Size % of units No bedroom (studio) 6.9% 1 bedroom 26.5% 2 bedrooms 24.6% 3 bedrooms 21.3% 4 bedrooms 12.7% 5+ bedrooms 8.0%
Vehicles per household
Vehicles % of households No vehicle 21.5% 1 vehicle 41.8% 2 vehicles 23.5% 3 or more 13.3%
Heating fuel
Fuel type % Utility gas 64.8% Electricity 33.6% Propane / LP gas 0.2% Fuel oil 0.1% Solar 0.3% No fuel used 0.8%
Households & families
Household type Count % Married-couple family 1,219 26.0% Cohabiting couple 455 9.7% Male householder, no spouse 1,235 26.3% Female householder, no spouse 1,787 38.1% Households with children under 18 898 19.1% Households with seniors (65+) 724 15.4% Average household size 2.09
Marital status
Status Male Female Never married 55.1% 51.3% Married 32.5% 28.7% Separated 1.9% 1.8% Widowed 0.6% 6.7% Divorced 9.9% 11.5%
Education
Some college, no degree
14.7%
Graduate / professional
12.3%
Metric % HS diploma or higher 86.6% Bachelor's or higher 36.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 104 4.8% Kindergarten 150 6.9% Elementary school 707 32.5% High school 359 16.5% College / grad school 857 39.4%
Employment
Industry of employment
Education & healthcare
26.9%
Professional & management
15.6%
Arts, food & hospitality
12.3%
Transportation & utilities
6.4%
Finance & real estate
5.5%
Public administration
3.6%
Agriculture & mining
0.8%
Occupation
Category % Management, business & arts 43.3% Service 15.5% Sales & office 22.2% Natural resources & construction 4.1% Production & transportation 14.8%
Employment type
Type % Private sector 81.5% Government 12.6% Self-employed 6.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 60.2% Carpool 10.8% Public transit 10.0% Walk 0.8% Work from home 14.0% Other means 4.3% Avg commute (minutes) 20.9
Poverty
Married-couple families
10.2%
Female-led households
34.4%
Income support
Source % of households Social Security 21.8% Retirement income 9.8% Supplemental Security 9.6% Cash public assistance 4.9% Food stamps / SNAP 20.1%
Health indicators
Condition % Obesity 42.1% High blood pressure 35.7% High cholesterol 30.0% Diabetes 14.5% Heart disease 6.5% Stroke 4.2% Asthma 11.4% Arthritis 26.7% Kidney disease 3.4% Pulmonary disease 7.5% Cancer 4.9%
Behavior / access % Smoking 22.1% Binge drinking 16.8% No physical activity 32.2% Less than 7 hrs sleep 43.9% Depression 21.7% Fair or poor health 22.4% Poor mental health 18.0% Poor physical health 13.0% No health insurance 20.2% Visited doctor (checkup) 76.1% Visited dentist 55.5% Cholesterol screening 88.1% Teeth loss 24.8%
Veterans & disability
Veterans Count % Civilian veterans 351 4.2%
Disability % Any disability 13.1% Under 18 1.9% 18–64 years 14.1% 65 and over 25.0%
Health insurance coverage
Type % Private insurance 57.9% Public insurance 31.6% No insurance 16.9% Uninsured under 19 7.1%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 9,668 95.4% Spanish 511 5.3% Other Indo-European 260 2.7% Asian & Pacific Islander 24 0.2% Other languages 219 2.3%
Place of birth & citizenship
Origin Count % Native born (US) 9,304 91.8% Born in same state 9,283 91.6% Born in different state 5,092 50.3% Foreign born 21 0.2% Naturalized citizen 829 8.2% Not a US citizen 238 28.7%
Ancestry
Ancestry Count % Italian 890 8.8% French 732 7.2% Arab 302 3% Dutch 64 0.6%
Ancestry Count % English 52 0.5% Polish 51 0.5% Irish 13 0.1% German 5 0%
Technology access
Metric % of households Computer access 46.3% Internet access 90.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 64109
What city is ZIP code 64109 in?
ZIP code 64109 is primarily assigned to Kansas City, Missouri.
What county is ZIP code 64109 in?
ZIP code 64109 falls within Jackson County, Missouri.
What is the poverty rate in ZIP code 64109?
27% of residents in ZIP code 64109 live below the poverty line, above the national average.
Is ZIP code 64109 mostly rentals?
60% of occupied units in ZIP code 64109 are renter-occupied.
What is the median household income in ZIP code 64109?
The median household income in ZIP code 64109 is $43,456, below the national median of ~$75,000.
What is the population of ZIP code 64109?
ZIP code 64109 has an estimated population of 10,133 residents, with a density of 4,742 people per square mile.
What timezone is ZIP code 64109 in?
ZIP code 64109 observes the CST timezone.
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