75164 ZIP Code — Josephine, TX

Collin County, Texas

ZIP code 75164 is located in Josephine, Texas, within Collin County. It covers approximately 1.00 square miles and serves a population of 430 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 469/972.

About ZIP code 75164

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $202,100. Owner-occupancy is high at 90%, well above the national average.

Median household income is $52,736. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 30% of households reflects economic stress in the area. 63% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 48 minutes suggests many residents work outside the immediate area.

31% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 35%.

Overall, ZIP code 75164 reflects a community defined by economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

430

population

1.00

sq mi land

Standard

ZIP type

Central (CT)

timezone

75164 ZIP code map

Cities in ZIP code 75164

Below are the cities the US Postal Service accepts for ZIP code 75164. Using any city not on this list may result in mail delivery delays.

City	Status
Josephine	Acceptable

Demographics updated 05/2026

Population
Total population	430
Population density	430 / sq mi
State FIPS	48
County FIPS	085

Geography
Land area	1.00 sq mi
Water area	0.01 sq mi
Latitude	33.0600
Longitude	-96.3248
Timezone	Central (CT)
Area code	469/972

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	23.2%	39.5%
$50k – $100k	21.6%	27.6%	30.1%
$100k – $200k	20.3%	33.3%	22.6%
Over $200k	1.9%	15.9%	7.8%

Demographics & statistics

430

Population

430

People per sq mi

59.2

Median age

$52,736

Median household income

$23,512

Per capita income

$202,100

Median home value

$1,313

Median monthly rent

90.3%

Home ownership

19.8%

Poverty rate

0.0%

Unemployment

171

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	34	7.9%
18 and over	396	92.1%
65 and over	190	44.2%
Median age	59.2 years

Race & ethnicity

White 90.7%

Two or more races 6.5%

Black or African American 2.8%

Group	Count	%
White	390	90.7%
Two or more races	28	6.5%
Black or African American	12	2.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.1%	23.2%	39.5%
$50k – $100k	21.6%	27.6%	30.1%
$100k – $200k	20.3%	33.3%	22.6%
Over $200k	1.9%	15.9%	7.8%

$10k–$15k 4.0%

$15k–$25k 2.9%

$25k–$35k 24.6%

$50k–$75k 53.7%

$75k–$100k 3.4%

$100k–$150k 11.4%

Range	% of households
$10k–$15k	4.0%
$15k–$25k	2.9%
$25k–$35k	24.6%
$50k–$75k	53.7%
$75k–$100k	3.4%
$100k–$150k	11.4%
Median income	$52,736

Housing

Home values

$100k–$150k 36.1%

$150k–$200k 12.7%

$200k–$300k 30.4%

$300k–$500k 3.2%

$500k–$1M 8.2%

$1M+ 9.5%

Housing overview

Metric	Value
Median home value	$202,100
Median rent / month	$1,313
Owner occupied	90.3%
Renter occupied	9.7%
Vacant	6.9%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	4.8
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.0%
2010–2019	12.8%
2000–2009	35.1%
1990–1999	10.6%
1980–1989	21.8%
1970–1979	0.0%
1960–1969	3.2%
1950–1959	2.7%
1940–1949	3.2%
1939 or earlier	10.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	29.3%
3 bedrooms	50.5%
4 bedrooms	20.2%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	41.1%
2 vehicles	40.0%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	25.7%
Electricity	74.3%

Households & families

Household type	Count	%
Married-couple family	59	33.7%
Cohabiting couple	36	20.6%
Male householder, no spouse	19	10.9%
Female householder, no spouse	61	34.9%
Households with children under 18	11	6.3%
Households with seniors (65+)	126	72.0%
Average household size	2.46

Marital status

Status	Male	Female
Never married	34.1%	18.8%
Married	45.4%	39.6%
Separated	0.0%	0.0%
Widowed	20.5%	2.4%
Divorced	0.0%	39.1%

Education

Less than 9th grade 11.1%

Some HS, no diploma 3.6%

HS graduate 51.5%

Some college, no degree 21.7%

Associate's degree 12.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	85.2%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	14	26.4%
High school	16	30.2%
College / grad school	23	43.4%

Employment

Industry of employment

Education & healthcare 34.4%

Construction 16.4%

Retail trade 12.2%

Arts, food & hospitality 8.5%

Agriculture & mining 7.9%

Public administration 7.9%

Professional & management 6.9%

Finance & real estate 3.7%

Manufacturing 2.1%

Occupation

Category	%
Management, business & arts	36.5%
Service	22.8%
Sales & office	15.9%
Natural resources & construction	16.4%
Production & transportation	8.5%

Employment type

Type	%
Private sector	85.2%
Government	14.8%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.2%
Carpool	8.5%
Public transit	0.0%
Walk	0.0%
Work from home	15.3%
Other means	0.0%
Avg commute (minutes)	47.6

Poverty

All people 19.8%

Under 18 years 0.0%

18 and over 21.5%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	63.4%
Retirement income	40.0%
Supplemental Security	19.4%
Cash public assistance	0.0%
Food stamps / SNAP	29.7%

Health indicators

Condition	%
Obesity	31.8%
High blood pressure	31.0%
High cholesterol	35.5%
Diabetes	9.8%
Heart disease	5.6%
Stroke	2.5%
Asthma	8.9%
Arthritis	21.5%
Kidney disease	2.4%
Pulmonary disease	6.1%
Cancer	5.6%

Behavior / access	%
Smoking	17.6%
Binge drinking	19.9%
No physical activity	21.9%
Less than 7 hrs sleep	34.5%
Depression	23.0%
Fair or poor health	13.8%
Poor mental health	15.4%
Poor physical health	10.0%
No health insurance	22.3%
Visited doctor (checkup)	70.8%
Visited dentist	58.5%
Cholesterol screening	89.1%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	28	7.1%

Disability	%
Any disability	34.9%
Under 18	0.0%
18–64 years	18.9%
65 and over	58.4%

Health insurance coverage

Type	%
Private insurance	50.0%
Public insurance	47.7%
No insurance	30.5%
Uninsured under 19	88.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	426	99.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	430	100.0%
Born in same state	430	100.0%
Born in different state	335	77.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	150	34.9%
French	49	11.4%

Ancestry	Count	%
Arab	41	9.5%
Dutch	15	3.5%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	70.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 75164

What city is ZIP code 75164 in?

ZIP code 75164 is primarily assigned to Josephine, Texas.

What county is ZIP code 75164 in?

ZIP code 75164 falls within Collin County, Texas.

Does ZIP code 75164 have an older population?

44% of residents in ZIP code 75164 are 65 or older, above the national average of ~17%.

Does ZIP code 75164 have a large retiree population?

63% of households in ZIP code 75164 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 75164 mostly owner-occupied?

90% of occupied units in ZIP code 75164 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 75164?

20% of residents in ZIP code 75164 live below the poverty line, above the national average.

What timezone is ZIP code 75164 in?

ZIP code 75164 observes the CST timezone.