04945 ZIP Code — Jackman, ME

Somerset County, Maine

ZIP code 04945 is located in Jackman, Maine, within Somerset County. It covers approximately 642.38 square miles and serves a population of 1,242 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04945

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $143,100. Owner-occupancy is high at 89%, well above the national average.

Median household income is $55,203. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 04945 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,242

population

642.38

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04945 ZIP code map

Cities in ZIP code 04945

Below are the cities the US Postal Service accepts for ZIP code 04945. Using any city not on this list may result in mail delivery delays.

City	Status
Jackman	Acceptable
Jackman	Preferred

Nearby ZIP codes

04478 Rockwood (18.1 mi)

Demographics updated 05/2026

Population
Total population	1,242
Population density	2 / sq mi
State FIPS	23
County FIPS	025

Geography
Land area	642.38 sq mi
Water area	26.42 sq mi
Latitude	45.7402
Longitude	-70.2456
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	54.1%	42.3%
$50k – $100k	33.3%	31.8%	32.3%
$100k – $200k	11.7%	12.7%	20.6%
Over $200k	1.1%	1.4%	4.9%

Demographics & statistics

1,242

Population

People per sq mi

53.6

Median age

$55,203

Median household income

$29,071

Per capita income

$143,100

Median home value

$426

Median monthly rent

88.8%

Home ownership

11.2%

Poverty rate

2.7%

Unemployment

1,139

Housing units

26.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

102

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	152	12.2%
18 and over	1,090	87.8%
65 and over	327	26.3%
Median age	53.6 years

Race & ethnicity

White 91.8%

Two or more races 3.8%

Hispanic or Latino 2.7%

American Indian / Alaska Native 1.4%

Asian 0.2%

Group	Count	%
White	1,172	91.8%
Two or more races	49	3.8%
Hispanic or Latino	34	2.7%
American Indian / Alaska Native	18	1.4%
Asian	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	54.1%	42.3%
$50k – $100k	33.3%	31.8%	32.3%
$100k – $200k	11.7%	12.7%	20.6%
Over $200k	1.1%	1.4%	4.9%

Under $10k 7.3%

$10k–$15k 5.0%

$15k–$25k 17.2%

$25k–$35k 3.7%

$35k–$50k 8.7%

$50k–$75k 28.7%

$75k–$100k 17.5%

$100k–$150k 7.3%

$150k–$200k 1.7%

$200k+ 3.0%

Range	% of households
Under $10k	7.3%
$10k–$15k	5.0%
$15k–$25k	17.2%
$25k–$35k	3.7%
$35k–$50k	8.7%
$50k–$75k	28.7%
$75k–$100k	17.5%
$100k–$150k	7.3%
$150k–$200k	1.7%
$200k+	3.0%
Median income	$55,203

Housing

Home values

Under $50k 7.7%

$50k–$100k 14.6%

$100k–$150k 31.5%

$150k–$200k 9.9%

$200k–$300k 25.1%

$300k–$500k 5.1%

$500k–$1M 5.3%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$143,100
Median rent / month	$426
Owner occupied	88.8%
Renter occupied	11.2%
Vacant	50.2%
Single-family detached	86.8%
Large apartment buildings	0.0%
Mobile homes	8.3%
Median rooms	5.4
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.0%
2010–2019	8.3%
2000–2009	17.7%
1990–1999	11.3%
1980–1989	10.4%
1970–1979	12.4%
1960–1969	2.7%
1950–1959	4.8%
1940–1949	6.6%
1939 or earlier	25.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	17.4%
2 bedrooms	32.2%
3 bedrooms	33.8%
4 bedrooms	11.6%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	44.3%
2 vehicles	40.3%
3 or more	13.0%

Heating fuel

Fuel type	%
Electricity	10.0%
Propane / LP gas	9.7%
Fuel oil	55.8%
Wood	24.5%

Households & families

Household type	Count	%
Married-couple family	302	50.3%
Cohabiting couple	78	13.0%
Male householder, no spouse	96	16.0%
Female householder, no spouse	124	20.7%
Households with children under 18	95	15.8%
Households with seniors (65+)	183	30.5%
Average household size	1.95

Marital status

Status	Male	Female
Never married	20.1%	25.4%
Married	56.5%	48.0%
Separated	0.0%	0.0%
Widowed	1.4%	12.1%
Divorced	21.9%	14.5%

Education

Less than 9th grade 1.2%

Some HS, no diploma 4.9%

HS graduate 42.7%

Some college, no degree 16.4%

Associate's degree 8.6%

Bachelor's degree 20.9%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	26.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	10.4%
Kindergarten	0	0.0%
Elementary school	73	44.8%
High school	23	14.1%
College / grad school	50	30.7%

Employment

Industry of employment

Education & healthcare 24.9%

Public administration 16.5%

Arts, food & hospitality 13.9%

Retail trade 12.0%

Transportation & utilities 8.6%

Manufacturing 7.2%

Professional & management 4.8%

Agriculture & mining 3.6%

Wholesale trade 3.6%

Construction 2.7%

Other services 1.2%

Finance & real estate 1.0%

Occupation

Category	%
Management, business & arts	20.9%
Service	30.4%
Sales & office	21.3%
Natural resources & construction	15.6%
Production & transportation	11.8%

Employment type

Type	%
Private sector	65.4%
Government	26.4%
Self-employed	8.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.4%
Carpool	4.0%
Public transit	0.0%
Walk	0.7%
Work from home	11.6%
Other means	5.4%
Avg commute (minutes)	21.0

Poverty

All people 11.2%

Under 18 years 13.2%

18 and over 10.9%

Married-couple families 1.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	46.5%
Retirement income	20.2%
Supplemental Security	3.5%
Cash public assistance	0.0%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	35.0%
High cholesterol	34.8%
Diabetes	10.9%
Heart disease	7.8%
Stroke	3.5%
Asthma	11.3%
Arthritis	29.6%
Kidney disease	3.2%
Pulmonary disease	9.9%
Cancer	7.1%

Behavior / access	%
Smoking	21.8%
Binge drinking	14.4%
No physical activity	25.8%
Less than 7 hrs sleep	32.3%
Depression	23.0%
Fair or poor health	14.9%
Poor mental health	14.2%
Poor physical health	11.0%
No health insurance	14.4%
Visited doctor (checkup)	80.0%
Visited dentist	59.5%
Cholesterol screening	89.1%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	187	17.2%

Disability	%
Any disability	26.3%
Under 18	0.0%
18–64 years	24.9%
65 and over	45.8%

Health insurance coverage

Type	%
Private insurance	67.9%
Public insurance	41.8%
No insurance	5.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,226	98.7%
Spanish	22	1.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	22	1.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,187	95.6%
Born in same state	1,172	94.4%
Born in different state	743	59.8%
Foreign born	15	1.2%
Naturalized citizen	55	4.4%
Not a US citizen	55	100.0%

Ancestry

Ancestry	Count	%
French	247	19.9%
Italian	168	13.5%
German	138	11.1%

Ancestry	Count	%
Arab	127	10.2%
English	35	2.8%
Polish	23	1.9%

Technology access

Metric	% of households
Computer access	48.3%
Internet access	87.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04945

What city is ZIP code 04945 in?

ZIP code 04945 is primarily assigned to Jackman, Maine.

What county is ZIP code 04945 in?

ZIP code 04945 falls within Somerset County, Maine.

Does ZIP code 04945 have an older population?

26% of residents in ZIP code 04945 are 65 or older, above the national average of ~17%.

Is ZIP code 04945 mostly owner-occupied?

89% of occupied units in ZIP code 04945 are owner-occupied, well above the national average.

Does ZIP code 04945 have a large retiree population?

47% of households in ZIP code 04945 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 04945 have a large veteran population?

17% of civilians in ZIP code 04945 are veterans, above the national average of ~7%.

What timezone is ZIP code 04945 in?

ZIP code 04945 observes the EST timezone.