86031 ZIP Code — Indian Wells, AZ

Navajo County, Arizona

ZIP code 86031 is located in Indian Wells, Arizona, within Navajo County. It covers approximately 471.66 square miles and serves a population of 1,882 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 928.

About ZIP code 86031

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $64,100. Owner-occupancy sits near the national average at 70%.

Median household income is $27,650. Poverty affects 58% of residents, above the national average. SNAP benefit usage at 42% of households reflects economic stress in the area.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. An above-average commute of 59 minutes suggests many residents work outside the immediate area.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (20%), smoking (36%), poor mental health (24%) compared to national benchmarks.

Notable community characteristics include Spanish spoken in 24% of households.

Overall, ZIP code 86031 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

1,882

population

471.66

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

86031 ZIP code map

Cities in ZIP code 86031

Below are the cities the US Postal Service accepts for ZIP code 86031. Using any city not on this list may result in mail delivery delays.

City	Status
Indian Wells	Acceptable

Demographics updated 06/2026

Population
Total population	1,882
Population density	4 / sq mi
State FIPS	04
County FIPS	017

Geography
Land area	471.66 sq mi
Water area	0.13 sq mi
Latitude	35.4383
Longitude	-110.0758
Timezone	Mountain (MT)
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	90.2%	57.0%	40.6%
$50k – $100k	6.9%	28.0%	31.9%
$100k – $200k	2.9%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

Demographics & statistics

1,882

Population

People per sq mi

34.8

Median age

$27,650

Median household income

$12,356

Per capita income

$64,100

Median home value

$804

Median monthly rent

70.0%

Home ownership

57.5%

Poverty rate

17.7%

Unemployment

648

Housing units

3.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

116

25–34

116

35–44

118

45–54

118

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	546	29.0%
18 and over	1,336	71.0%
65 and over	319	17.0%
Median age	34.8 years

Race & ethnicity

American Indian / Alaska Native 97.1%

White 2%

Two or more races 0.5%

Asian 0.3%

Black or African American 0.1%

Group	Count	%
American Indian / Alaska Native	1,828	97.1%
White	37	2%
Two or more races	9	0.5%
Asian	6	0.3%
Black or African American	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	90.2%	57.0%	40.6%
$50k – $100k	6.9%	28.0%	31.9%
$100k – $200k	2.9%	13.5%	21.1%
Over $200k	0.0%	1.4%	6.4%

Under $10k 25.2%

$10k–$15k 13.0%

$15k–$25k 6.3%

$25k–$35k 19.0%

$35k–$50k 11.1%

$50k–$75k 4.9%

$75k–$100k 17.4%

$100k–$150k 2.2%

$150k–$200k 0.7%

Range	% of households
Under $10k	25.2%
$10k–$15k	13.0%
$15k–$25k	6.3%
$25k–$35k	19.0%
$35k–$50k	11.1%
$50k–$75k	4.9%
$75k–$100k	17.4%
$100k–$150k	2.2%
$150k–$200k	0.7%
Median income	$27,650

Housing

Home values

Under $50k 42.0%

$50k–$100k 23.1%

$100k–$150k 13.5%

$150k–$200k 10.7%

$200k–$300k 8.1%

$300k–$500k 0.9%

$500k–$1M 1.1%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$64,100
Median rent / month	$804
Owner occupied	70.0%
Renter occupied	30.0%
Vacant	21.3%
Single-family detached	91.4%
Large apartment buildings	0.0%
Mobile homes	7.4%
Median rooms	4.3
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	3.7%
2000–2009	15.3%
1990–1999	29.6%
1980–1989	24.5%
1970–1979	10.7%
1960–1969	11.4%
1950–1959	2.8%
1940–1949	0.8%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	23.5%
1 bedroom	7.7%
2 bedrooms	20.5%
3 bedrooms	29.2%
4 bedrooms	14.0%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	19.3%
1 vehicle	27.7%
2 vehicles	36.0%
3 or more	16.9%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	5.5%
Propane / LP gas	13.6%
Wood	79.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	181	27.1%
Cohabiting couple	44	6.6%
Male householder, no spouse	223	33.4%
Female householder, no spouse	219	32.8%
Households with children under 18	313	46.9%
Households with seniors (65+)	238	35.7%
Average household size	2.79

Marital status

Status	Male	Female
Never married	53.3%	52.6%
Married	30.6%	32.1%
Separated	3.6%	1.2%
Widowed	7.1%	7.1%
Divorced	5.4%	7.0%

Education

Less than 9th grade 18.4%

Some HS, no diploma 14.5%

HS graduate 28.3%

Some college, no degree 24.4%

Associate's degree 11.0%

Bachelor's degree 2.1%

Graduate / professional 1.3%

Metric	%
HS diploma or higher	67.0%
Bachelor's or higher	3.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	32	6.9%
Kindergarten	30	6.4%
Elementary school	233	50.0%
High school	122	26.2%
College / grad school	49	10.5%

Employment

Industry of employment

Education & healthcare 31.6%

Public administration 26.2%

Construction 16.7%

Retail trade 8.8%

Transportation & utilities 4.7%

Arts, food & hospitality 4.7%

Other services 2.2%

Manufacturing 2.0%

Agriculture & mining 1.7%

Professional & management 1.0%

Finance & real estate 0.5%

Occupation

Category	%
Management, business & arts	15.9%
Service	21.1%
Sales & office	22.8%
Natural resources & construction	21.1%
Production & transportation	19.1%

Employment type

Type	%
Private sector	50.5%
Government	47.3%
Self-employed	2.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.5%
Carpool	2.5%
Public transit	0.7%
Walk	3.7%
Work from home	8.9%
Other means	0.7%
Avg commute (minutes)	58.9

Poverty

All people 57.5%

Under 18 years 73.9%

18 and over 51.0%

Married-couple families 40.3%

Female-led households 59.2%

Income support

Source	% of households
Social Security	24.4%
Retirement income	11.8%
Supplemental Security	24.3%
Cash public assistance	0.7%
Food stamps / SNAP	41.8%

Health indicators

Condition	%
Obesity	40.4%
High blood pressure	39.0%
High cholesterol	31.4%
Diabetes	19.9%
Heart disease	10.6%
Stroke	7.3%
Asthma	17.1%
Arthritis	29.4%
Kidney disease	5.6%
Pulmonary disease	14.4%
Cancer	6.0%

Behavior / access	%
Smoking	36.0%
Binge drinking	13.5%
No physical activity	35.9%
Less than 7 hrs sleep	43.7%
Depression	27.1%
Fair or poor health	33.1%
Poor mental health	23.6%
Poor physical health	22.0%
No health insurance	20.6%
Visited doctor (checkup)	69.1%
Visited dentist	40.6%
Cholesterol screening	83.6%
Teeth loss	38.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	32	2.4%

Disability	%
Any disability	18.4%
Under 18	2.6%
18–64 years	9.6%
65 and over	73.4%

Health insurance coverage

Type	%
Private insurance	18.3%
Public insurance	74.3%
No insurance	9.6%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,709	90.8%
Spanish	408	23.9%
Other Indo-European	6	0.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,870	99.4%
Born in same state	1,866	99.1%
Born in different state	1,722	91.5%
Foreign born	4	0.2%
Naturalized citizen	12	0.6%
Not a US citizen	6	50.0%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	65.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86031

What city is ZIP code 86031 in?

ZIP code 86031 is primarily assigned to Indian Wells, Arizona.

What county is ZIP code 86031 in?

ZIP code 86031 falls within Navajo County, Arizona.

What is the poverty rate in ZIP code 86031?

58% of residents in ZIP code 86031 live below the poverty line, above the national average.

How educated is the population of ZIP code 86031?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is Spanish widely spoken in ZIP code 86031?

Approximately 24% of households in ZIP code 86031 speak Spanish as a primary language.

What is the typical home value in ZIP code 86031?

The median home value in ZIP code 86031 is $64,100.

What timezone is ZIP code 86031 in?

ZIP code 86031 observes the MST timezone.