64054 ZIP Code — Independence, MO

Jackson County, Missouri

ZIP code 64054 is located in Independence, Missouri, within Jackson County. It covers approximately 3.08 square miles and serves a population of 3,100 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64054

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $87,900. Owner-occupancy sits near the national average at 62%.

Median household income is $48,039. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 15% of residents lack health insurance, above the national average.

Overall, ZIP code 64054 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

3,100

population

3.08

sq mi land

Standard

ZIP type

Central (CT)

timezone

64054 ZIP code map

Cities in ZIP code 64054

Below are the cities the US Postal Service accepts for ZIP code 64054. Using any city not on this list may result in mail delivery delays.

City	Status
Independence	Acceptable
Independence	Preferred

Nearby ZIP codes

64053 Independence (1.2 mi) 64050 Independence (1.8 mi) 64052 Independence (2.8 mi) 64125 Kansas City (3 mi) 64126 Kansas City (3.1 mi) 64161 Kansas City (3.3 mi) 64162 Kansas City (4.1 mi) 64123 Kansas City (4.4 mi) 64120 Kansas City (4.4 mi) 64055 Independence (5 mi) 64124 Kansas City (5.2 mi) 64127 Kansas City (5.4 mi)

Demographics updated 05/2026

Population
Total population	3,100
Population density	1,006 / sq mi
State FIPS	29
County FIPS	095

Geography
Land area	3.08 sq mi
Water area	0.18 sq mi
Latitude	39.1126
Longitude	-94.4426
Timezone	Central (CT)
Area code	816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.0%	44.1%	43.8%
$50k – $100k	28.0%	30.7%	31.5%
$100k – $200k	10.0%	20.3%	19.5%
Over $200k	1.0%	4.8%	5.2%

Demographics & statistics

3,100

Population

1,006

People per sq mi

41.5

Median age

$48,039

Median household income

$25,374

Per capita income

$87,900

Median home value

$1,019

Median monthly rent

62.4%

Home ownership

9.9%

Poverty rate

7.2%

Unemployment

1,175

Housing units

16.3%

Bachelor's or higher

Age distribution

Male Female

108

Under 5

114

5–9

10–14

15–19

20–24

221

25–34

236

215

35–44

229

220

45–54

234

103

55–59

109

60–64

180

65–74

191

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	665	21.5%
18 and over	2,435	78.5%
65 and over	509	16.4%
Median age	41.5 years

Race & ethnicity

White 76.6%

Two or more races 9.2%

Hispanic or Latino 7.3%

Native Hawaiian / Pacific Islander 2.5%

Other race 2.1%

Black or African American 1.5%

Asian 0.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	2,562	76.6%
Two or more races	306	9.2%
Hispanic or Latino	244	7.3%
Native Hawaiian / Pacific Islander	83	2.5%
Other race	69	2.1%
Black or African American	50	1.5%
Asian	24	0.7%
American Indian / Alaska Native	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.0%	44.1%	43.8%
$50k – $100k	28.0%	30.7%	31.5%
$100k – $200k	10.0%	20.3%	19.5%
Over $200k	1.0%	4.8%	5.2%

Under $10k 8.4%

$10k–$15k 1.9%

$15k–$25k 9.2%

$25k–$35k 15.0%

$35k–$50k 18.7%

$50k–$75k 25.4%

$75k–$100k 6.5%

$100k–$150k 10.7%

$150k–$200k 2.1%

$200k+ 2.2%

Range	% of households
Under $10k	8.4%
$10k–$15k	1.9%
$15k–$25k	9.2%
$25k–$35k	15.0%
$35k–$50k	18.7%
$50k–$75k	25.4%
$75k–$100k	6.5%
$100k–$150k	10.7%
$150k–$200k	2.1%
$200k+	2.2%
Median income	$48,039

Housing

Home values

Under $50k 8.8%

$50k–$100k 49.9%

$100k–$150k 24.5%

$150k–$200k 7.2%

$200k–$300k 6.1%

$300k–$500k 1.0%

$500k–$1M 2.4%

Housing overview

Metric	Value
Median home value	$87,900
Median rent / month	$1,019
Owner occupied	62.4%
Renter occupied	37.6%
Vacant	23.8%
Single-family detached	72.3%
Large apartment buildings	5.7%
Mobile homes	3.5%
Median rooms	5.0
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	3.8%
1990–1999	1.3%
1980–1989	1.4%
1970–1979	22.1%
1960–1969	13.9%
1950–1959	17.4%
1940–1949	8.4%
1939 or earlier	31.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	12.5%
2 bedrooms	38.6%
3 bedrooms	39.3%
4 bedrooms	6.2%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	38.2%
2 vehicles	42.8%
3 or more	13.1%

Heating fuel

Fuel type	%
Utility gas	81.2%
Electricity	16.5%
Propane / LP gas	0.5%
Wood	1.0%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	561	44.7%
Cohabiting couple	91	7.3%
Male householder, no spouse	245	19.5%
Female householder, no spouse	357	28.5%
Households with children under 18	418	33.3%
Households with seniors (65+)	385	30.7%
Average household size	2.47

Marital status

Status	Male	Female
Never married	33.0%	28.5%
Married	45.9%	44.9%
Separated	2.6%	2.1%
Widowed	2.1%	6.2%
Divorced	16.4%	18.3%

Education

Less than 9th grade 1.3%

Some HS, no diploma 17.4%

HS graduate 34.2%

Some college, no degree 27.1%

Associate's degree 3.7%

Bachelor's degree 12.8%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	81.2%
Bachelor's or higher	16.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	75	13.7%
Elementary school	204	37.3%
High school	134	24.5%
College / grad school	134	24.5%

Employment

Industry of employment

Education & healthcare 16.9%

Professional & management 11.9%

Transportation & utilities 11.7%

Arts, food & hospitality 11.3%

Construction 10.3%

Manufacturing 9.8%

Retail trade 8.2%

Public administration 6.7%

Wholesale trade 6.5%

Finance & real estate 4.3%

Information 1.3%

Other services 0.9%

Occupation

Category	%
Management, business & arts	22.4%
Service	21.2%
Sales & office	24.3%
Natural resources & construction	9.5%
Production & transportation	22.6%

Employment type

Type	%
Private sector	84.7%
Government	11.6%
Self-employed	3.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.9%
Carpool	5.2%
Public transit	0.0%
Walk	2.0%
Work from home	3.0%
Other means	0.0%
Avg commute (minutes)	23.8

Poverty

All people 9.9%

Under 18 years 11.7%

18 and over 9.4%

Married-couple families 0.0%

Female-led households 28.0%

Income support

Source	% of households
Social Security	40.1%
Retirement income	24.5%
Supplemental Security	7.2%
Cash public assistance	3.8%
Food stamps / SNAP	14.9%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	32.1%
High cholesterol	34.0%
Diabetes	12.0%
Heart disease	8.1%
Stroke	3.8%
Asthma	10.3%
Arthritis	30.5%
Kidney disease	3.3%
Pulmonary disease	10.4%
Cancer	6.5%

Behavior / access	%
Smoking	25.9%
Binge drinking	19.4%
No physical activity	32.0%
Less than 7 hrs sleep	38.8%
Depression	26.2%
Fair or poor health	21.4%
Poor mental health	18.8%
Poor physical health	14.3%
No health insurance	20.4%
Visited doctor (checkup)	71.3%
Visited dentist	56.4%
Cholesterol screening	85.9%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	198	8.1%

Disability	%
Any disability	19.7%
Under 18	2.0%
18–64 years	20.0%
65 and over	41.5%

Health insurance coverage

Type	%
Private insurance	46.8%
Public insurance	42.7%
No insurance	15.2%
Uninsured under 19	2.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,878	92.8%
Spanish	61	2.1%
Other Indo-European	61	2.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,019	97.4%
Born in same state	2,974	95.9%
Born in different state	2,306	74.4%
Foreign born	45	1.5%
Naturalized citizen	81	2.6%
Not a US citizen	34	42.0%

Ancestry

Ancestry	Count	%
Italian	338	10.9%
French	299	9.6%
Arab	235	7.6%
English	61	2%

Ancestry	Count	%
German	37	1.2%
Polish	37	1.2%
Dutch	7	0.2%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	93.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64054

What city is ZIP code 64054 in?

ZIP code 64054 is primarily assigned to Independence, Missouri.

What county is ZIP code 64054 in?

ZIP code 64054 falls within Jackson County, Missouri.

Does ZIP code 64054 have a large retiree population?

40% of households in ZIP code 64054 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 64054?

The median home value in ZIP code 64054 is $87,900.

What is the population of ZIP code 64054?

ZIP code 64054 has an estimated population of 3,100 residents, with a density of 1,008 people per square mile.

What is the median household income in ZIP code 64054?

The median household income in ZIP code 64054 is $48,039, below the national median of ~$75,000.

What timezone is ZIP code 64054 in?

ZIP code 64054 observes the CST timezone.