92646 ZIP Code — Huntington Beach, CA

Orange County, California

ZIP code 92646 is located in Huntington Beach, California, within Orange County. It covers approximately 8.05 square miles and serves a population of 56,033 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 657/714.

About ZIP code 92646

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $951,600. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($123,899) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 92646 reflects a community defined by high homeownership and a significant Social Security-dependent population.

56,033
population
8.05
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
92646 ZIP code map
Cities in ZIP code 92646

Below are the cities the US Postal Service accepts for ZIP code 92646. Using any city not on this list may result in mail delivery delays.

City Status
Huntington Beach Acceptable
Huntington Beach Preferred
Nearby ZIP codes
92627 Costa Mesa (2.9 mi) 92708 Fountain Valley (3.3 mi) 92663 Newport Beach (3.3 mi) 92648 Huntington Beach (3.4 mi) 92626 Costa Mesa (3.5 mi) 92704 Santa Ana (4.8 mi) 92647 Huntington Beach (4.9 mi) 92660 Newport Beach (5.6 mi) 92661 Newport Beach (5.6 mi) 92707 Santa Ana (5.8 mi) 92683 Westminster (6.1 mi) 92662 Newport Beach (6.1 mi)
Demographics updated 05/2026
Population
Total population 56,033
Population density 6,961 / sq mi
State FIPS 06
County FIPS 059
Geography
Land area 8.05 sq mi
Water area 0.28 sq mi
Latitude 33.6649
Longitude -117.9642
Timezone Pacific (PT)
Area code 657/714
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 21.5% 25.9% 32.6%
$50k – $100k 27.0% 26.6% 27.7%
$100k – $200k 33.7% 30.7% 26.4%
Over $200k 17.8% 16.7% 13.3%

Demographics & statistics

56,033
Population
6,961
People per sq mi
46.7
Median age
$123,899
Median household income
$60,710
Per capita income
$951,600
Median home value
$2,406
Median monthly rent
75.8%
Home ownership
6.0%
Poverty rate
5.0%
Unemployment
17,082
Housing units
48.8%
Bachelor's or higher

Age distribution

Male Female
1,057
Under 5
1,055
1,545
5–9
1,544
1,421
10–14
1,420
1,759
15–19
1,757
1,317
20–24
1,316
2,966
25–34
2,963
3,223
35–44
3,219
3,849
45–54
3,845
2,433
55–59
2,431
2,138
60–64
2,136
3,713
65–74
3,710
1,961
75–84
1,960
648
85+
647
← Male
Female →

Age summary

GroupCount%
Under 1810,32818.4%
18 and over45,70581.6%
65 and over12,63922.6%
Median age46.7 years

Race & ethnicity

White 62%
Asian 11.6%
Two or more races 9.9%
Hispanic or Latino 9.8%
Other race 4.8%
Black or African American 1%
American Indian / Alaska Native 0.6%
Native Hawaiian / Pacific Islander 0.3%
GroupCount%
White38,50362%
Asian7,19711.6%
Two or more races6,1629.9%
Hispanic or Latino6,0549.8%
Other race2,9704.8%
Black or African American6421%
American Indian / Alaska Native3510.6%
Native Hawaiian / Pacific Islander2080.3%

Household income

Income range This ZIP County avg State avg
Under $50k 21.5% 25.9% 32.6%
$50k – $100k 27.0% 26.6% 27.7%
$100k – $200k 33.7% 30.7% 26.4%
Over $200k 17.8% 16.7% 13.3%
Under $10k 2.9%
$10k–$15k 1.2%
$15k–$25k 3.3%
$25k–$35k 2.8%
$35k–$50k 6.3%
$50k–$75k 10.6%
$75k–$100k 10.4%
$100k–$150k 22.9%
$150k–$200k 14.2%
$200k+ 25.3%
Range% of households
Under $10k2.9%
$10k–$15k1.2%
$15k–$25k3.3%
$25k–$35k2.8%
$35k–$50k6.3%
$50k–$75k10.6%
$75k–$100k10.4%
$100k–$150k22.9%
$150k–$200k14.2%
$200k+25.3%
Median income$123,899

Housing

Home values

Under $50k 1.2%
$50k–$100k 3.0%
$100k–$150k 2.0%
$150k–$200k 0.8%
$200k–$300k 0.9%
$300k–$500k 5.2%
$500k–$1M 41.6%
$1M+ 45.2%

Housing overview

MetricValue
Median home value$951,600
Median rent / month$2,406
Owner occupied75.8%
Renter occupied24.2%
Vacant3.5%
Single-family detached61.4%
Large apartment buildings5.8%
Mobile homes5.0%
Median rooms6.0
Avg household size (owned)2.54

Year built

Era%
2020 or later0.0%
2010–20192.5%
2000–20091.8%
1990–19994.2%
1980–19898.3%
1970–197933.0%
1960–196945.7%
1950–19593.4%
1940–19490.5%
1939 or earlier0.5%

Bedrooms

Size% of units
No bedroom (studio)0.8%
1 bedroom5.7%
2 bedrooms22.0%
3 bedrooms35.0%
4 bedrooms29.6%
5+ bedrooms6.9%

Vehicles per household

Vehicles% of households
No vehicle2.3%
1 vehicle27.3%
2 vehicles42.2%
3 or more28.2%

Heating fuel

Fuel type%
Utility gas80.2%
Electricity16.2%
Propane / LP gas0.8%
Fuel oil0.1%
Wood0.3%
Solar0.4%
No fuel used2.0%

Households & families

Household typeCount%
Married-couple family11,66354.3%
Cohabiting couple1,0244.8%
Male householder, no spouse3,51216.3%
Female householder, no spouse5,29424.6%
Households with children under 185,53025.7%
Households with seniors (65+)8,84441.1%
Average household size2.59

Marital status

StatusMaleFemale
Never married33.1%26.4%
Married53.6%51.9%
Separated2.0%1.0%
Widowed2.9%7.8%
Divorced8.4%12.9%

Education

Less than 9th grade 2.4%
Some HS, no diploma 2.9%
HS graduate 14.5%
Some college, no degree 22.4%
Associate's degree 9.0%
Bachelor's degree 31.2%
Graduate / professional 17.6%
Metric%
HS diploma or higher94.7%
Bachelor's or higher48.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool8076.1%
Kindergarten6745.1%
Elementary school4,60334.8%
High school2,87521.7%
College / grad school4,27032.3%

Employment

Industry of employment

Education & healthcare 23.9%
Professional & management 13.6%
Finance & real estate 10.1%
Arts, food & hospitality 8.9%
Manufacturing 8.7%
Retail trade 7.5%
Construction 6.2%
Other services 6.1%
Public administration 5.2%
Transportation & utilities 4.2%
Wholesale trade 3.2%
Information 1.8%
Agriculture & mining 0.5%

Occupation

Category%
Management, business & arts53.6%
Service13.8%
Sales & office21.4%
Natural resources & construction5.1%
Production & transportation6.2%

Employment type

Type%
Private sector74.6%
Government17.6%
Self-employed7.4%
Unpaid family workers0.4%

Commute

Method%
Drive alone72.3%
Carpool5.6%
Public transit0.3%
Walk1.3%
Work from home19.1%
Other means1.3%
Avg commute (minutes)27.6

Poverty

All people 6.0%
Under 18 years 6.1%
18 and over 6.0%
Married-couple families 2.5%
Female-led households 11.4%

Income support

Source% of households
Social Security35.4%
Retirement income29.3%
Supplemental Security3.7%
Cash public assistance2.1%
Food stamps / SNAP3.3%

Health indicators

Condition%
Obesity22.7%
High blood pressure27.3%
High cholesterol33.8%
Diabetes8.3%
Heart disease5.2%
Stroke2.4%
Asthma9.2%
Arthritis21.6%
Kidney disease2.5%
Pulmonary disease5.3%
Cancer6.9%
Behavior / access%
Smoking9.8%
Binge drinking17.0%
No physical activity16.2%
Less than 7 hrs sleep29.3%
Depression16.5%
Fair or poor health10.6%
Poor mental health12.4%
Poor physical health8.6%
No health insurance7.7%
Visited doctor (checkup)66.7%
Visited dentist73.7%
Cholesterol screening93.1%
Teeth loss7.2%

Veterans & disability

VeteransCount%
Civilian veterans2,6325.8%
Disability%
Any disability9.9%
Under 183.0%
18–64 years6.1%
65 and over25.5%

Health insurance coverage

Type%
Private insurance77.0%
Public insurance31.6%
No insurance4.7%
Uninsured under 195.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only53,92196.2%
Spanish3,0555.7%
Other Indo-European6981.3%
Asian & Pacific Islander3230.6%
Other languages1,9943.7%

Place of birth & citizenship

OriginCount%
Native born (US)48,24386.1%
Born in same state47,20684.2%
Born in different state34,29961.2%
Foreign born1,0371.9%
Naturalized citizen7,79013.9%
Not a US citizen5,54771.2%

Ancestry

AncestryCount%
French7,51713.4%
Italian6,78512.1%
Arab1,5872.8%
English8801.6%
Polish8601.5%
AncestryCount%
German2550.5%
Dutch1880.3%
Irish1390.2%
Norwegian110%

Technology access

Metric% of households
Computer access38.4%
Internet access98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 92646

What part of Huntington Beach is ZIP code 92646?

ZIP code 92646 covers a portion of Huntington Beach, California, within Orange County.

What county is ZIP code 92646 in?

ZIP code 92646 falls within Orange County, California.

How educated is the population of ZIP code 92646?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 92646?

The median household income in ZIP code 92646 is $123,899, above the national median of ~$75,000.

What is the typical home value in ZIP code 92646?

The median home value in ZIP code 92646 is $951,600.

Does ZIP code 92646 have a large retiree population?

35% of households in ZIP code 92646 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 92646 in?

ZIP code 92646 observes the PST timezone.

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