02045 ZIP Code — Hull, MA

Plymouth County, Massachusetts

ZIP code 02045 is located in Hull, Massachusetts, within Plymouth County. It covers approximately 2.67 square miles and serves a population of 10,116 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 781.

About ZIP code 02045

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $563,700. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($128,022) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 02045 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

10,116

population

2.67

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02045 ZIP code map

Cities in ZIP code 02045

Below are the cities the US Postal Service accepts for ZIP code 02045. Using any city not on this list may result in mail delivery delays.

City	Status
Hull	Acceptable
Hull	Preferred

Nearby ZIP codes

02043 Hingham (4.8 mi) 02025 Cohasset (5.1 mi) 02044 Hingham (5.6 mi) 02212 Boston (7.5 mi) 02066 Scituate (7.8 mi) 02127 South Boston (8.4 mi) 02122 Dorchester (8.6 mi) 02125 Dorchester (8.8 mi) 02210 Boston (8.9 mi) 02128 East Boston (9 mi) 02124 Dorchester Center (9.3 mi) 02061 Norwell (9.8 mi)

Demographics updated 06/2026

Population
Total population	10,116
Population density	3,789 / sq mi
State FIPS	25
County FIPS	023

Geography
Land area	2.67 sq mi
Water area	8.10 sq mi
Latitude	42.2843
Longitude	-70.8882
Timezone	Eastern (ET)
Area code	781

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.5%	26.9%	31.3%
$50k – $100k	25.0%	26.4%	25.9%
$100k – $200k	33.6%	32.1%	28.5%
Over $200k	18.9%	14.6%	14.3%

Demographics & statistics

10,116

Population

3,789

People per sq mi

54.2

Median age

$128,022

Median household income

$69,609

Per capita income

$563,700

Median home value

$1,728

Median monthly rent

81.4%

Home ownership

3.6%

Poverty rate

4.0%

Unemployment

4,993

Housing units

51.8%

Bachelor's or higher

Age distribution

Male Female

152

Under 5

179

130

5–9

153

172

10–14

202

255

15–19

300

173

20–24

202

548

25–34

642

381

35–44

446

633

45–54

743

610

55–59

716

526

60–64

617

725

65–74

851

299

75–84

350

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,393	13.8%
18 and over	8,723	86.2%
65 and over	2,336	23.1%
Median age	54.2 years

Race & ethnicity

White 93.3%

Hispanic or Latino 2.1%

Two or more races 1.8%

Asian 1.5%

Other race 1.2%

Black or African American 0.1%

Group	Count	%
White	9,641	93.3%
Hispanic or Latino	215	2.1%
Two or more races	186	1.8%
Asian	156	1.5%
Other race	125	1.2%
Black or African American	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.5%	26.9%	31.3%
$50k – $100k	25.0%	26.4%	25.9%
$100k – $200k	33.6%	32.1%	28.5%
Over $200k	18.9%	14.6%	14.3%

Under $10k 2.8%

$10k–$15k 0.6%

$15k–$25k 4.3%

$25k–$35k 4.2%

$35k–$50k 5.1%

$50k–$75k 13.7%

$75k–$100k 9.5%

$100k–$150k 19.3%

$150k–$200k 14.5%

$200k+ 25.9%

Range	% of households
Under $10k	2.8%
$10k–$15k	0.6%
$15k–$25k	4.3%
$25k–$35k	4.2%
$35k–$50k	5.1%
$50k–$75k	13.7%
$75k–$100k	9.5%
$100k–$150k	19.3%
$150k–$200k	14.5%
$200k+	25.9%
Median income	$128,022

Housing

Home values

Under $50k 0.4%

$50k–$100k 1.4%

$100k–$150k 0.9%

$150k–$200k 0.8%

$200k–$300k 7.9%

$300k–$500k 29.9%

$500k–$1M 48.4%

$1M+ 10.4%

Housing overview

Metric	Value
Median home value	$563,700
Median rent / month	$1,728
Owner occupied	81.4%
Renter occupied	18.6%
Vacant	22.8%
Single-family detached	73.8%
Large apartment buildings	6.7%
Mobile homes	0.2%
Median rooms	6.0
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.5%
2010–2019	1.5%
2000–2009	5.3%
1990–1999	2.7%
1980–1989	12.7%
1970–1979	3.4%
1960–1969	4.8%
1950–1959	12.6%
1940–1949	8.7%
1939 or earlier	47.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	8.9%
2 bedrooms	27.6%
3 bedrooms	32.3%
4 bedrooms	22.8%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	42.8%
2 vehicles	35.7%
3 or more	18.4%

Heating fuel

Fuel type	%
Utility gas	74.8%
Electricity	8.6%
Propane / LP gas	3.7%
Fuel oil	11.7%
Wood	0.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	2,156	47.9%
Cohabiting couple	379	8.4%
Male householder, no spouse	579	12.9%
Female householder, no spouse	1,390	30.9%
Households with children under 18	849	18.8%
Households with seniors (65+)	1,748	38.8%
Average household size	2.25

Marital status

Status	Male	Female
Never married	30.1%	30.3%
Married	54.4%	43.9%
Separated	0.3%	3.0%
Widowed	2.3%	6.6%
Divorced	12.9%	16.2%

Education

Less than 9th grade 0.2%

Some HS, no diploma 2.1%

HS graduate 20.7%

Some college, no degree 17.0%

Associate's degree 8.2%

Bachelor's degree 27.9%

Graduate / professional 23.9%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	51.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	150	8.7%
Kindergarten	44	2.6%
Elementary school	487	28.3%
High school	521	30.3%
College / grad school	520	30.2%

Employment

Industry of employment

Education & healthcare 25.0%

Professional & management 12.9%

Retail trade 12.6%

Finance & real estate 10.3%

Public administration 9.1%

Construction 8.1%

Arts, food & hospitality 6.0%

Manufacturing 4.4%

Transportation & utilities 3.9%

Wholesale trade 3.1%

Other services 3.0%

Information 1.3%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	52.6%
Service	12.7%
Sales & office	19.3%
Natural resources & construction	7.3%
Production & transportation	8.1%

Employment type

Type	%
Private sector	73.4%
Government	18.1%
Self-employed	8.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	69.9%
Carpool	4.7%
Public transit	6.7%
Walk	2.3%
Work from home	15.7%
Other means	0.7%
Avg commute (minutes)	35.0

Poverty

All people 3.6%

Under 18 years 4.5%

18 and over 3.5%

Married-couple families 1.4%

Female-led households 4.1%

Income support

Source	% of households
Social Security	35.5%
Retirement income	27.0%
Supplemental Security	5.5%
Cash public assistance	2.9%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	23.8%
High blood pressure	30.8%
High cholesterol	32.9%
Diabetes	7.5%
Heart disease	5.6%
Stroke	2.5%
Asthma	10.2%
Arthritis	25.9%
Kidney disease	2.5%
Pulmonary disease	5.3%
Cancer	7.7%

Behavior / access	%
Smoking	12.8%
Binge drinking	17.8%
No physical activity	18.8%
Less than 7 hrs sleep	31.4%
Depression	18.3%
Fair or poor health	9.7%
Poor mental health	13.0%
Poor physical health	8.4%
No health insurance	4.9%
Visited doctor (checkup)	79.0%
Visited dentist	76.4%
Cholesterol screening	92.9%
Teeth loss	7.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	559	6.4%

Disability	%
Any disability	9.9%
Under 18	7.8%
18–64 years	7.0%
65 and over	19.2%

Health insurance coverage

Type	%
Private insurance	83.8%
Public insurance	36.5%
No insurance	0.6%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,785	96.7%
Spanish	40	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	32	0.3%
Other languages	8	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,609	95.0%
Born in same state	9,523	94.1%
Born in different state	7,666	75.8%
Foreign born	86	0.9%
Naturalized citizen	507	5.0%
Not a US citizen	420	82.8%

Ancestry

Ancestry	Count	%
Italian	3,423	33.8%
French	1,152	11.4%
Arab	803	7.9%
German	196	1.9%
Norwegian	95	0.9%

Ancestry	Count	%
English	76	0.8%
Polish	43	0.4%
Irish	42	0.4%
Dutch	19	0.2%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	97.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02045

What city is ZIP code 02045 in?

ZIP code 02045 is primarily assigned to Hull, Massachusetts.

What county is ZIP code 02045 in?

ZIP code 02045 falls within Plymouth County, Massachusetts.

How educated is the population of ZIP code 02045?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 02045 mostly owner-occupied?

81% of occupied units in ZIP code 02045 are owner-occupied, well above the national average.

Does ZIP code 02045 have a large retiree population?

36% of households in ZIP code 02045 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 02045?

The median household income in ZIP code 02045 is $128,022, above the national median of ~$75,000.

What timezone is ZIP code 02045 in?

ZIP code 02045 observes the EST timezone.