76648 ZIP Code — Hubbard, TX

Hill County, Texas

ZIP code 76648 is located in Hubbard, Texas, within Hill County. It covers approximately 103.52 square miles and serves a population of 2,751 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76648

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $113,800. Owner-occupancy is high at 77%, well above the national average.

Median household income is $49,833. Poverty affects 25% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (23%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 76648 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,751

population

103.52

sq mi land

Standard

ZIP type

Central (CT)

timezone

76648 ZIP code map

Cities in ZIP code 76648

Below are the cities the US Postal Service accepts for ZIP code 76648. Using any city not on this list may result in mail delivery delays.

City	Status
Hubbard	Acceptable
Hubbard	Preferred

Nearby ZIP codes

76676 Penelope (7.2 mi) 76673 Mount Calm (7.8 mi) 76660 Malone (8.1 mi) 76639 Dawson (8.9 mi) 76635 Coolidge (9.4 mi) 76678 Prairie Hill (11.9 mi) 76631 Bynum (13.2 mi) 76641 Frost (13.4 mi) 76666 Mertens (13.8 mi) 76679 Purdon (14.3 mi) 76624 Axtell (14.5 mi) 76621 Abbott (17 mi)

Demographics updated 07/2026

Population
Total population	2,751
Population density	27 / sq mi
State FIPS	48
County FIPS	217

Geography
Land area	103.52 sq mi
Water area	3.11 sq mi
Latitude	31.8401
Longitude	-96.8092
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	45.8%	39.5%
$50k – $100k	27.7%	33.4%	30.1%
$100k – $200k	18.5%	16.8%	22.6%
Over $200k	2.1%	3.9%	7.8%

Demographics & statistics

2,751

Population

People per sq mi

44.6

Median age

$49,833

Median household income

$26,596

Per capita income

$113,800

Median home value

$845

Median monthly rent

77.3%

Home ownership

24.5%

Poverty rate

7.3%

Unemployment

1,128

Housing units

17.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

128

10–14

145

15–19

20–24

100

117

25–34

133

135

35–44

153

160

45–54

181

103

55–59

117

125

60–64

142

157

65–74

178

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	620	22.5%
18 and over	2,131	77.5%
65 and over	544	19.8%
Median age	44.6 years

Race & ethnicity

White 81.3%

Black or African American 6.1%

Hispanic or Latino 4.3%

Two or more races 3.6%

Other race 2.8%

Asian 1.4%

American Indian / Alaska Native 0.6%

Group	Count	%
White	2,336	81.3%
Black or African American	174	6.1%
Hispanic or Latino	123	4.3%
Two or more races	104	3.6%
Other race	81	2.8%
Asian	40	1.4%
American Indian / Alaska Native	16	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.7%	45.8%	39.5%
$50k – $100k	27.7%	33.4%	30.1%
$100k – $200k	18.5%	16.8%	22.6%
Over $200k	2.1%	3.9%	7.8%

Under $10k 6.0%

$10k–$15k 5.0%

$15k–$25k 11.2%

$25k–$35k 16.8%

$35k–$50k 11.1%

$50k–$75k 16.5%

$75k–$100k 11.8%

$100k–$150k 14.2%

$150k–$200k 6.1%

$200k+ 1.3%

Range	% of households
Under $10k	6.0%
$10k–$15k	5.0%
$15k–$25k	11.2%
$25k–$35k	16.8%
$35k–$50k	11.1%
$50k–$75k	16.5%
$75k–$100k	11.8%
$100k–$150k	14.2%
$150k–$200k	6.1%
$200k+	1.3%
Median income	$49,833

Housing

Home values

Under $50k 20.2%

$50k–$100k 26.5%

$100k–$150k 15.0%

$150k–$200k 14.3%

$200k–$300k 10.5%

$300k–$500k 8.4%

$500k–$1M 5.1%

Housing overview

Metric	Value
Median home value	$113,800
Median rent / month	$845
Owner occupied	77.3%
Renter occupied	22.7%
Vacant	25.8%
Single-family detached	71.5%
Large apartment buildings	1.5%
Mobile homes	22.0%
Median rooms	5.5
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	11.4%
2000–2009	12.2%
1990–1999	15.2%
1980–1989	11.9%
1970–1979	10.1%
1960–1969	9.8%
1950–1959	8.6%
1940–1949	4.1%
1939 or earlier	16.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	5.0%
2 bedrooms	32.4%
3 bedrooms	42.8%
4 bedrooms	15.6%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.5%
1 vehicle	24.5%
2 vehicles	43.8%
3 or more	24.3%

Heating fuel

Fuel type	%
Utility gas	23.4%
Electricity	59.7%
Propane / LP gas	11.7%
Fuel oil	0.3%
Wood	0.8%
No fuel used	2.7%

Households & families

Household type	Count	%
Married-couple family	446	44.3%
Cohabiting couple	61	6.1%
Male householder, no spouse	167	16.6%
Female householder, no spouse	332	33.0%
Households with children under 18	305	30.3%
Households with seniors (65+)	360	35.8%
Average household size	2.71

Marital status

Status	Male	Female
Never married	30.0%	20.8%
Married	46.2%	48.3%
Separated	0.8%	2.7%
Widowed	5.4%	9.4%
Divorced	17.6%	18.7%

Education

Less than 9th grade 2.7%

Some HS, no diploma 9.5%

HS graduate 33.7%

Some college, no degree 29.0%

Associate's degree 7.6%

Bachelor's degree 12.9%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	87.7%
Bachelor's or higher	17.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	2.7%
Kindergarten	12	2.3%
Elementary school	370	70.9%
High school	82	15.7%
College / grad school	44	8.4%

Employment

Industry of employment

Education & healthcare 21.1%

Other services 13.7%

Professional & management 13.1%

Retail trade 12.2%

Construction 9.4%

Transportation & utilities 5.9%

Manufacturing 5.5%

Agriculture & mining 5.2%

Public administration 5.0%

Arts, food & hospitality 4.7%

Finance & real estate 2.9%

Information 1.1%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	24.5%
Service	13.3%
Sales & office	23.5%
Natural resources & construction	13.1%
Production & transportation	25.6%

Employment type

Type	%
Private sector	77.8%
Government	14.5%
Self-employed	7.4%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	86.5%
Carpool	7.8%
Public transit	0.0%
Walk	1.4%
Work from home	4.3%
Other means	0.0%
Avg commute (minutes)	35.1

Poverty

All people 24.5%

Under 18 years 41.9%

18 and over 19.5%

Married-couple families 8.7%

Female-led households 30.3%

Income support

Source	% of households
Social Security	48.1%
Retirement income	23.5%
Supplemental Security	2.9%
Cash public assistance	1.8%
Food stamps / SNAP	12.6%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	44.3%
High cholesterol	41.6%
Diabetes	15.8%
Heart disease	10.1%
Stroke	5.0%
Asthma	10.5%
Arthritis	32.1%
Kidney disease	4.3%
Pulmonary disease	11.3%
Cancer	8.2%

Behavior / access	%
Smoking	22.5%
Binge drinking	15.2%
No physical activity	30.8%
Less than 7 hrs sleep	35.3%
Depression	24.2%
Fair or poor health	23.3%
Poor mental health	16.6%
Poor physical health	15.4%
No health insurance	24.6%
Visited doctor (checkup)	74.4%
Visited dentist	48.3%
Cholesterol screening	89.7%
Teeth loss	20.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	184	8.6%

Disability	%
Any disability	19.4%
Under 18	4.7%
18–64 years	15.6%
65 and over	48.8%

Health insurance coverage

Type	%
Private insurance	50.7%
Public insurance	44.3%
No insurance	15.8%
Uninsured under 19	1.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,601	94.5%
Spanish	131	5.0%
Other Indo-European	121	4.7%
Asian & Pacific Islander	4	0.2%
Other languages	6	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,652	96.4%
Born in same state	2,630	95.6%
Born in different state	2,066	75.1%
Foreign born	22	0.8%
Naturalized citizen	99	3.6%
Not a US citizen	63	63.6%

Ancestry

Ancestry	Count	%
Italian	541	19.7%
French	416	15.1%
Arab	82	3%
English	35	1.3%

Ancestry	Count	%
Dutch	7	0.3%
Polish	4	0.1%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76648

What city is ZIP code 76648 in?

ZIP code 76648 is primarily assigned to Hubbard, Texas.

What county is ZIP code 76648 in?

ZIP code 76648 falls within Hill County, Texas.

What is the poverty rate in ZIP code 76648?

25% of residents in ZIP code 76648 live below the poverty line, above the national average.

Does ZIP code 76648 have a large retiree population?

48% of households in ZIP code 76648 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 76648?

The median home value in ZIP code 76648 is $113,800.

What are the health statistics for ZIP code 76648?

Health data for ZIP code 76648 shows elevated rates of diabetes (16%) and smoking (23%) compared to national benchmarks.

What timezone is ZIP code 76648 in?

ZIP code 76648 observes the CST timezone.