43028 ZIP Code — Howard, OH

Knox County, Ohio

ZIP code 43028 is located in Howard, Ohio, within Knox County. It covers approximately 50.66 square miles and serves a population of 7,482 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 43028

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $209,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $79,018. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 43028 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

7,482

population

50.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

43028 ZIP code map

Cities in ZIP code 43028

Below are the cities the US Postal Service accepts for ZIP code 43028. Using any city not on this list may result in mail delivery delays.

City	Status
Howard	Preferred

Nearby ZIP codes

43014 Danville (4 mi) 43022 Gambier (6.3 mi) 43843 Walhonding (7.4 mi) 43006 Brinkhaven (8.5 mi) 43037 Martinsburg (9.1 mi) 44822 Butler (9.6 mi) 44628 Glenmont (11.8 mi) 43050 Mount Vernon (12 mi) 43844 Warsaw (13.5 mi) 44637 Killbuck (13.6 mi) 43080 Utica (13.7 mi) 43080 Utica (13.7 mi)

Demographics updated 05/2026

Population
Total population	7,482
Population density	148 / sq mi
State FIPS	39
County FIPS	083

Geography
Land area	50.66 sq mi
Water area	1.09 sq mi
Latitude	40.4097
Longitude	-82.2796
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.8%	38.4%	43.3%
$50k – $100k	36.9%	38.1%	31.4%
$100k – $200k	22.8%	19.7%	20.0%
Over $200k	5.5%	3.8%	5.2%

Demographics & statistics

7,482

Population

148

People per sq mi

45.2

Median age

$79,018

Median household income

$39,441

Per capita income

$209,000

Median home value

$1,208

Median monthly rent

87.7%

Home ownership

9.7%

Poverty rate

5.6%

Unemployment

3,213

Housing units

28.8%

Bachelor's or higher

Age distribution

Male Female

181

Under 5

181

135

5–9

135

375

10–14

377

201

15–19

203

121

20–24

121

383

25–34

384

463

35–44

466

449

45–54

451

199

55–59

200

440

60–64

443

519

65–74

521

135

75–84

136

131

85+

132

← Male

Female →

Age summary

Group	Count	%
Under 18	1,681	22.5%
18 and over	5,801	77.5%
65 and over	1,574	21.0%
Median age	45.2 years

Race & ethnicity

White 93.3%

Two or more races 3.4%

Hispanic or Latino 2.3%

Black or African American 1%

Group	Count	%
White	7,145	93.3%
Two or more races	264	3.4%
Hispanic or Latino	180	2.3%
Black or African American	73	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.8%	38.4%	43.3%
$50k – $100k	36.9%	38.1%	31.4%
$100k – $200k	22.8%	19.7%	20.0%
Over $200k	5.5%	3.8%	5.2%

Under $10k 2.3%

$10k–$15k 0.3%

$15k–$25k 5.9%

$25k–$35k 8.0%

$35k–$50k 10.5%

$50k–$75k 19.9%

$75k–$100k 19.2%

$100k–$150k 15.6%

$150k–$200k 6.8%

$200k+ 11.5%

Range	% of households
Under $10k	2.3%
$10k–$15k	0.3%
$15k–$25k	5.9%
$25k–$35k	8.0%
$35k–$50k	10.5%
$50k–$75k	19.9%
$75k–$100k	19.2%
$100k–$150k	15.6%
$150k–$200k	6.8%
$200k+	11.5%
Median income	$79,018

Housing

Home values

Under $50k 4.3%

$50k–$100k 6.8%

$100k–$150k 12.6%

$150k–$200k 23.6%

$200k–$300k 26.6%

$300k–$500k 17.1%

$500k–$1M 6.8%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$209,000
Median rent / month	$1,208
Owner occupied	87.7%
Renter occupied	12.3%
Vacant	20.8%
Single-family detached	94.2%
Large apartment buildings	0.0%
Mobile homes	4.6%
Median rooms	6.2
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	1.1%
2010–2019	10.0%
2000–2009	26.5%
1990–1999	29.4%
1980–1989	17.7%
1970–1979	6.6%
1960–1969	0.5%
1950–1959	2.3%
1940–1949	1.0%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	0.3%
2 bedrooms	18.2%
3 bedrooms	54.9%
4 bedrooms	21.1%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.0%
1 vehicle	16.1%
2 vehicles	45.2%
3 or more	34.7%

Heating fuel

Fuel type	%
Utility gas	64.8%
Electricity	13.2%
Propane / LP gas	14.3%
Fuel oil	1.7%
Wood	5.2%

Households & families

Household type	Count	%
Married-couple family	1,980	70.2%
Cohabiting couple	202	7.2%
Male householder, no spouse	335	11.9%
Female householder, no spouse	304	10.8%
Households with children under 18	885	31.4%
Households with seniors (65+)	1,013	35.9%
Average household size	2.65

Marital status

Status	Male	Female
Never married	17.8%	15.4%
Married	66.1%	67.2%
Separated	0.4%	0.4%
Widowed	5.5%	9.8%
Divorced	10.2%	7.2%

Education

Less than 9th grade 2.0%

Some HS, no diploma 4.5%

HS graduate 33.5%

Some college, no degree 19.1%

Associate's degree 12.0%

Bachelor's degree 19.3%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	28.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	101	6.8%
Kindergarten	29	2.0%
Elementary school	860	58.0%
High school	409	27.6%
College / grad school	85	5.7%

Employment

Industry of employment

Education & healthcare 23.5%

Manufacturing 16.2%

Construction 11.9%

Retail trade 10.4%

Finance & real estate 7.8%

Professional & management 6.4%

Transportation & utilities 5.9%

Arts, food & hospitality 5.0%

Other services 3.6%

Wholesale trade 3.5%

Public administration 3.2%

Agriculture & mining 2.1%

Information 0.5%

Occupation

Category	%
Management, business & arts	38.6%
Service	10.2%
Sales & office	21.1%
Natural resources & construction	11.5%
Production & transportation	18.7%

Employment type

Type	%
Private sector	76.8%
Government	15.9%
Self-employed	6.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.5%
Carpool	9.0%
Public transit	0.1%
Walk	0.8%
Work from home	12.6%
Other means	1.0%
Avg commute (minutes)	34.6

Poverty

All people 9.7%

Under 18 years 11.8%

18 and over 9.1%

Married-couple families 5.4%

Female-led households 5.4%

Income support

Source	% of households
Social Security	35.1%
Retirement income	36.8%
Supplemental Security	2.0%
Cash public assistance	2.9%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	40.7%
High blood pressure	33.8%
High cholesterol	31.7%
Diabetes	10.6%
Heart disease	7.2%
Stroke	3.1%
Asthma	9.6%
Arthritis	29.2%
Kidney disease	2.8%
Pulmonary disease	8.4%
Cancer	7.3%

Behavior / access	%
Smoking	20.3%
Binge drinking	16.5%
No physical activity	24.3%
Less than 7 hrs sleep	32.3%
Depression	24.4%
Fair or poor health	14.0%
Poor mental health	15.2%
Poor physical health	10.2%
No health insurance	11.1%
Visited doctor (checkup)	75.3%
Visited dentist	66.3%
Cholesterol screening	89.6%
Teeth loss	12.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	668	11.5%

Disability	%
Any disability	12.0%
Under 18	3.1%
18–64 years	8.8%
65 and over	30.1%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	38.5%
No insurance	5.3%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,120	95.2%
Spanish	79	1.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	79	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,441	99.5%
Born in same state	7,381	98.7%
Born in different state	5,936	79.3%
Foreign born	60	0.8%
Naturalized citizen	41	0.5%
Not a US citizen	41	100.0%

Ancestry

Ancestry	Count	%
Italian	1,685	22.5%
French	925	12.4%
Arab	623	8.3%
English	168	2.2%

Ancestry	Count	%
Polish	97	1.3%
Irish	79	1.1%
Dutch	57	0.8%

Technology access

Metric	% of households
Computer access	37.7%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 43028

What city is ZIP code 43028 in?

ZIP code 43028 is primarily assigned to Howard, Ohio.

What county is ZIP code 43028 in?

ZIP code 43028 falls within Knox County, Ohio.

Is ZIP code 43028 mostly owner-occupied?

88% of occupied units in ZIP code 43028 are owner-occupied, well above the national average.

Does ZIP code 43028 have a large veteran population?

12% of civilians in ZIP code 43028 are veterans, above the national average of ~7%.

Does ZIP code 43028 have a large retiree population?

35% of households in ZIP code 43028 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 43028?

ZIP code 43028 has an estimated population of 7,482 residents, with a density of 148 people per square mile.

What timezone is ZIP code 43028 in?

ZIP code 43028 observes the EST timezone.