38635 ZIP Code — Holly Springs, MS

Marshall County, Mississippi

ZIP code 38635 is located in Holly Springs, Mississippi, within Marshall County. It covers approximately 343.32 square miles and serves a population of 15,608 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38635

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $149,400. Owner-occupancy is high at 76%, well above the national average.

Median household income is $55,723. Poverty affects 21% of residents, above the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), smoking (22%) compared to national benchmarks.

Overall, ZIP code 38635 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

15,608

population

343.32

sq mi land

Standard

ZIP type

Central (CT)

timezone

38635 ZIP code map

Cities in ZIP code 38635

Below are the cities the US Postal Service accepts for ZIP code 38635. Using any city not on this list may result in mail delivery delays.

City	Status
Holly Springs	Acceptable
Holly Springs	Acceptable
Holly Springs	Preferred

Nearby ZIP codes

38661 Red Banks (8.7 mi) 38611 Byhalia (10.1 mi) 38685 Waterford (10.4 mi) 38659 Potts Camp (14.7 mi) 38642 Lamar (14.8 mi) 38654 Olive Branch (19.4 mi)

Demographics updated 05/2026

Population
Total population	15,608
Population density	45 / sq mi
State FIPS	28
County FIPS	093

Geography
Land area	343.32 sq mi
Water area	1.09 sq mi
Latitude	34.7746
Longitude	-89.5141
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	54.0%	52.9%
$50k – $100k	24.8%	27.6%	28.4%
$100k – $200k	15.1%	15.2%	15.3%
Over $200k	1.3%	3.2%	3.4%

Demographics & statistics

15,608

Population

People per sq mi

39.6

Median age

$55,723

Median household income

$26,308

Per capita income

$149,400

Median home value

$850

Median monthly rent

76.3%

Home ownership

21.3%

Poverty rate

5.7%

Unemployment

4,991

Housing units

15.7%

Bachelor's or higher

Age distribution

Male Female

439

Under 5

447

486

5–9

495

456

10–14

463

589

15–19

600

549

20–24

559

895

25–34

910

1,145

35–44

1,164

948

45–54

965

622

55–59

633

579

60–64

590

650

65–74

661

282

75–84

287

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,193	20.5%
18 and over	12,415	79.5%
65 and over	2,074	13.3%
Median age	39.6 years

Race & ethnicity

Black or African American 69.8%

White 24.9%

Two or more races 3.3%

Hispanic or Latino 1.5%

Other race 0.4%

American Indian / Alaska Native 0.1%

Asian 0.1%

Group	Count	%
Black or African American	11,065	69.8%
White	3,938	24.9%
Two or more races	518	3.3%
Hispanic or Latino	235	1.5%
Other race	63	0.4%
American Indian / Alaska Native	14	0.1%
Asian	10	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	54.0%	52.9%
$50k – $100k	24.8%	27.6%	28.4%
$100k – $200k	15.1%	15.2%	15.3%
Over $200k	1.3%	3.2%	3.4%

Under $10k 5.9%

$10k–$15k 8.8%

$15k–$25k 8.9%

$25k–$35k 8.1%

$35k–$50k 15.5%

$50k–$75k 15.9%

$75k–$100k 11.0%

$100k–$150k 18.3%

$150k–$200k 4.6%

$200k+ 3.0%

Range	% of households
Under $10k	5.9%
$10k–$15k	8.8%
$15k–$25k	8.9%
$25k–$35k	8.1%
$35k–$50k	15.5%
$50k–$75k	15.9%
$75k–$100k	11.0%
$100k–$150k	18.3%
$150k–$200k	4.6%
$200k+	3.0%
Median income	$55,723

Housing

Home values

Under $50k 14.2%

$50k–$100k 24.7%

$100k–$150k 11.2%

$150k–$200k 12.1%

$200k–$300k 17.0%

$300k–$500k 11.3%

$500k–$1M 7.1%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$149,400
Median rent / month	$850
Owner occupied	76.3%
Renter occupied	23.7%
Vacant	15.4%
Single-family detached	80.8%
Large apartment buildings	2.3%
Mobile homes	10.9%
Median rooms	5.8
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.4%
2010–2019	6.2%
2000–2009	24.2%
1990–1999	15.5%
1980–1989	16.2%
1970–1979	17.6%
1960–1969	9.0%
1950–1959	2.7%
1940–1949	0.7%
1939 or earlier	7.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	3.2%
2 bedrooms	13.8%
3 bedrooms	59.2%
4 bedrooms	18.4%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	27.8%
2 vehicles	33.6%
3 or more	34.7%

Heating fuel

Fuel type	%
Utility gas	32.7%
Electricity	40.2%
Propane / LP gas	25.5%
Wood	1.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,024	38.3%
Cohabiting couple	686	13.0%
Male householder, no spouse	840	15.9%
Female householder, no spouse	1,737	32.9%
Households with children under 18	1,744	33.0%
Households with seniors (65+)	1,594	30.1%
Average household size	2.58

Marital status

Status	Male	Female
Never married	43.4%	42.0%
Married	41.7%	37.3%
Separated	0.7%	1.9%
Widowed	3.9%	8.3%
Divorced	10.3%	10.5%

Education

Less than 9th grade 4.8%

Some HS, no diploma 8.1%

HS graduate 36.2%

Some college, no degree 27.4%

Associate's degree 7.8%

Bachelor's degree 8.4%

Graduate / professional 7.3%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	15.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	276	7.1%
Kindergarten	159	4.1%
Elementary school	1,373	35.2%
High school	681	17.5%
College / grad school	1,410	36.2%

Employment

Industry of employment

Education & healthcare 20.3%

Manufacturing 15.9%

Retail trade 13.1%

Transportation & utilities 11.1%

Construction 9.9%

Professional & management 5.9%

Wholesale trade 5.6%

Public administration 5.3%

Other services 4.7%

Arts, food & hospitality 4.0%

Finance & real estate 3.3%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	24.3%
Service	14.8%
Sales & office	21.0%
Natural resources & construction	11.7%
Production & transportation	28.2%

Employment type

Type	%
Private sector	85.3%
Government	10.8%
Self-employed	3.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	93.4%
Carpool	3.7%
Public transit	0.0%
Walk	0.9%
Work from home	1.9%
Other means	0.1%
Avg commute (minutes)	28.2

Poverty

All people 21.3%

Under 18 years 39.4%

18 and over 15.8%

Married-couple families 2.6%

Female-led households 30.1%

Income support

Source	% of households
Social Security	33.6%
Retirement income	17.8%
Supplemental Security	12.0%
Cash public assistance	3.6%
Food stamps / SNAP	13.4%

Health indicators

Condition	%
Obesity	44.5%
High blood pressure	46.1%
High cholesterol	34.1%
Diabetes	14.8%
Heart disease	7.0%
Stroke	4.6%
Asthma	10.8%
Arthritis	28.5%
Kidney disease	3.6%
Pulmonary disease	7.6%
Cancer	5.4%

Behavior / access	%
Smoking	22.0%
Binge drinking	13.3%
No physical activity	32.6%
Less than 7 hrs sleep	38.6%
Depression	19.6%
Fair or poor health	23.8%
Poor mental health	15.7%
Poor physical health	12.0%
No health insurance	23.0%
Visited doctor (checkup)	79.4%
Visited dentist	45.7%
Cholesterol screening	88.4%
Teeth loss	23.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	501	4.0%

Disability	%
Any disability	15.6%
Under 18	6.9%
18–64 years	15.1%
65 and over	32.8%

Health insurance coverage

Type	%
Private insurance	60.3%
Public insurance	40.4%
No insurance	9.3%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,722	94.3%
Spanish	447	3.0%
Other Indo-European	105	0.7%
Asian & Pacific Islander	15	0.1%
Other languages	10	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,147	97.0%
Born in same state	15,110	96.8%
Born in different state	9,960	63.8%
Foreign born	37	0.2%
Naturalized citizen	461	3.0%
Not a US citizen	127	27.5%

Ancestry

Ancestry	Count	%
French	701	4.5%
Arab	646	4.1%
Italian	595	3.8%

Ancestry	Count	%
English	73	0.5%
Polish	39	0.2%
German	1	0%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	89.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38635

What city is ZIP code 38635 in?

ZIP code 38635 is primarily assigned to Holly Springs, Mississippi.

What county is ZIP code 38635 in?

ZIP code 38635 falls within Marshall County, Mississippi.

What is the poverty rate in ZIP code 38635?

21% of residents in ZIP code 38635 live below the poverty line, above the national average.

What is the typical home value in ZIP code 38635?

The median home value in ZIP code 38635 is $149,400.

What are the health statistics for ZIP code 38635?

Health data for ZIP code 38635 shows elevated rates of obesity (45%) and smoking (22%) compared to national benchmarks.

What is the population of ZIP code 38635?

ZIP code 38635 has an estimated population of 15,608 residents, with a density of 45 people per square mile.

What timezone is ZIP code 38635 in?

ZIP code 38635 observes the CST timezone.