45131 ZIP Code — Higginsport, OH

Brown County, Ohio

ZIP code 45131 is located in Higginsport, Ohio, within Brown County. It covers approximately 0.25 square miles and serves a population of 287 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937/513/937.

About ZIP code 45131

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $102,800. Owner-occupancy sits near the national average at 51%.

Median household income is $47,727. Poverty affects 38% of residents, above the national average. SNAP benefit usage at 33% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with retail trade as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 45131 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

287

population

0.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45131 ZIP code map

Cities in ZIP code 45131

Below are the cities the US Postal Service accepts for ZIP code 45131. Using any city not on this list may result in mail delivery delays.

City	Status
Higginsport	Acceptable

Demographics updated 05/2026

Population
Total population	287
Population density	1,148 / sq mi
State FIPS	39
County FIPS	015

Geography
Land area	0.25 sq mi
Water area	0.04 sq mi
Latitude	38.7904
Longitude	-83.9682
Timezone	Eastern (ET)
Area code	326/937/513/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.8%	44.4%	43.3%
$50k – $100k	21.1%	35.2%	31.4%
$100k – $200k	10.1%	18.1%	20.0%
Over $200k	0.0%	2.3%	5.2%

Demographics & statistics

287

Population

1,148

People per sq mi

34.2

Median age

$47,727

Median household income

$15,387

Per capita income

$102,800

Median home value

$682

Median monthly rent

51.2%

Home ownership

37.8%

Poverty rate

11.5%

Unemployment

Housing units

5.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	69	24.0%
18 and over	218	76.0%
65 and over	35	12.2%
Median age	34.2 years

Race & ethnicity

White 99.7%

Two or more races 0.3%

Group	Count	%
White	286	99.7%
Two or more races	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.8%	44.4%	43.3%
$50k – $100k	21.1%	35.2%	31.4%
$100k – $200k	10.1%	18.1%	20.0%
Over $200k	0.0%	2.3%	5.2%

$15k–$25k 27.9%

$25k–$35k 10.5%

$35k–$50k 23.3%

$50k–$75k 19.8%

$75k–$100k 12.8%

$100k–$150k 1.2%

$150k–$200k 4.7%

Range	% of households
$15k–$25k	27.9%
$25k–$35k	10.5%
$35k–$50k	23.3%
$50k–$75k	19.8%
$75k–$100k	12.8%
$100k–$150k	1.2%
$150k–$200k	4.7%
Median income	$47,727

Housing

Home values

Under $50k 27.3%

$50k–$100k 20.5%

$100k–$150k 20.5%

$150k–$200k 9.1%

$200k–$300k 6.8%

$300k–$500k 11.4%

$500k–$1M 4.5%

Housing overview

Metric	Value
Median home value	$102,800
Median rent / month	$682
Owner occupied	51.2%
Renter occupied	48.8%
Vacant	26.5%
Single-family detached	72.6%
Large apartment buildings	0.0%
Mobile homes	16.2%
Median rooms	5.7
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	15.4%
1990–1999	9.4%
1980–1989	7.7%
1970–1979	12.8%
1960–1969	4.3%
1950–1959	12.8%
1940–1949	0.9%
1939 or earlier	36.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	9.4%
2 bedrooms	31.6%
3 bedrooms	47.9%
4 bedrooms	6.0%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	26.7%
2 vehicles	34.9%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	60.5%
Propane / LP gas	10.5%
Fuel oil	8.1%
Wood	5.8%
Solar	1.2%

Households & families

Household type	Count	%
Married-couple family	33	38.4%
Cohabiting couple	9	10.5%
Male householder, no spouse	22	25.6%
Female householder, no spouse	22	25.6%
Households with children under 18	22	25.6%
Households with seniors (65+)	27	31.4%
Average household size	3.34

Marital status

Status	Male	Female
Never married	30.2%	29.2%
Married	29.5%	36.0%
Separated	2.9%	2.2%
Widowed	0.0%	12.4%
Divorced	37.4%	20.2%

Education

Less than 9th grade 8.7%

Some HS, no diploma 16.3%

HS graduate 51.4%

Some college, no degree 13.5%

Associate's degree 4.8%

Bachelor's degree 4.3%

Graduate / professional 1.0%

Metric	%
HS diploma or higher	75.0%
Bachelor's or higher	5.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	3.4%
Kindergarten	10	16.9%
Elementary school	23	39.0%
High school	12	20.3%
College / grad school	12	20.3%

Employment

Industry of employment

Retail trade 41.4%

Arts, food & hospitality 15.5%

Education & healthcare 14.7%

Manufacturing 10.3%

Professional & management 8.6%

Transportation & utilities 4.3%

Other services 3.4%

Construction 1.7%

Occupation

Category	%
Management, business & arts	13.8%
Service	27.6%
Sales & office	8.6%
Natural resources & construction	12.9%
Production & transportation	37.1%

Employment type

Type	%
Private sector	94.0%
Government	6.0%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.3%
Carpool	16.4%
Public transit	0.0%
Walk	8.6%
Work from home	1.7%
Other means	0.0%
Avg commute (minutes)	34.4

Poverty

All people 37.8%

Under 18 years 29.4%

18 and over 40.4%

Married-couple families 30.3%

Female-led households 17.6%

Income support

Source	% of households
Social Security	47.7%
Retirement income	24.4%
Supplemental Security	1.2%
Cash public assistance	0.0%
Food stamps / SNAP	32.6%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	37.1%
High cholesterol	34.5%
Diabetes	12.0%
Heart disease	8.1%
Stroke	3.7%
Asthma	10.3%
Arthritis	32.2%
Kidney disease	3.3%
Pulmonary disease	10.5%
Cancer	7.6%

Behavior / access	%
Smoking	24.8%
Binge drinking	16.4%
No physical activity	29.9%
Less than 7 hrs sleep	37.4%
Depression	24.6%
Fair or poor health	17.5%
Poor mental health	17.1%
Poor physical health	12.1%
No health insurance	13.3%
Visited doctor (checkup)	76.8%
Visited dentist	58.5%
Cholesterol screening	87.8%
Teeth loss	18.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	10	4.6%

Disability	%
Any disability	24.4%
Under 18	2.9%
18–64 years	24.6%
65 and over	65.7%

Health insurance coverage

Type	%
Private insurance	19.2%
Public insurance	81.2%
No insurance	7.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	262	91.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	287	100.0%
Born in same state	287	100.0%
Born in different state	269	93.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	27	9.4%
English	10	3.5%

Ancestry	Count	%
Italian	10	3.5%
French	7	2.4%

Technology access

Metric	% of households
Computer access	30.0%
Internet access	86.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45131

What city is ZIP code 45131 in?

ZIP code 45131 is primarily assigned to Higginsport, Ohio.

What county is ZIP code 45131 in?

ZIP code 45131 falls within Brown County, Ohio.

What is the poverty rate in ZIP code 45131?

38% of residents in ZIP code 45131 live below the poverty line, above the national average.

How educated is the population of ZIP code 45131?

5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 45131 have a large retiree population?

48% of households in ZIP code 45131 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45131?

The median home value in ZIP code 45131 is $102,800.

What timezone is ZIP code 45131 in?

ZIP code 45131 observes the EST timezone.