13651 ZIP Code — Henderson Harbor, NY

Jefferson County, New York

ZIP code 13651 is located in Henderson Harbor, New York, within Jefferson County. It covers approximately 2.13 square miles and serves a population of 126 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315.

126

population

2.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13651 ZIP code map

Cities in ZIP code 13651

Below are the cities the US Postal Service accepts for ZIP code 13651. Using any city not on this list may result in mail delivery delays.

City	Status
Henderson Harbor	Acceptable

Demographics updated 05/2026

Population
Total population	126
Population density	59 / sq mi
State FIPS	36
County FIPS	045

Geography
Land area	2.13 sq mi
Water area	0.12 sq mi
Latitude	43.8643
Longitude	-76.2025
Timezone	Eastern (ET)
Area code	315

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.5%	45.1%	37.0%
$50k – $100k	34.9%	34.1%	27.0%
$100k – $200k	36.5%	18.0%	24.4%
Over $200k	11.1%	2.7%	11.5%

Demographics & statistics

126

Population

People per sq mi

68.6

Median age

$95,000

Median household income

$78,088

Per capita income

$330,000

Median home value

Median monthly rent

100.0%

Home ownership

4.0%

Poverty rate

0.0%

Unemployment

162

Housing units

72.1%

Bachelor's or higher

Age distribution

Male Female

10–14

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	4	3.2%
18 and over	122	96.8%
65 and over	94	74.6%
Median age	68.6 years

Race & ethnicity

White 100%

Group	Count	%
White	126	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.5%	45.1%	37.0%
$50k – $100k	34.9%	34.1%	27.0%
$100k – $200k	36.5%	18.0%	24.4%
Over $200k	11.1%	2.7%	11.5%

Under $10k 6.6%

$50k–$75k 21.1%

$75k–$100k 26.3%

$100k–$150k 25.0%

$150k–$200k 3.9%

$200k+ 17.1%

Range	% of households
Under $10k	6.6%
$50k–$75k	21.1%
$75k–$100k	26.3%
$100k–$150k	25.0%
$150k–$200k	3.9%
$200k+	17.1%
Median income	$95,000

Housing

Home values

$50k–$100k 7.9%

$100k–$150k 6.6%

$200k–$300k 31.6%

$300k–$500k 17.1%

$500k–$1M 36.8%

Housing overview

Metric	Value
Median home value	$330,000
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	53.1%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	5.5
Avg household size (owned)	1.66

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	9.3%
1990–1999	6.2%
1980–1989	16.0%
1970–1979	0.0%
1960–1969	2.5%
1950–1959	9.9%
1940–1949	0.0%
1939 or earlier	51.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	43.2%
3 bedrooms	39.5%
4 bedrooms	10.5%
5+ bedrooms	6.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	27.6%
2 vehicles	68.4%
3 or more	3.9%

Heating fuel

Fuel type	%
Electricity	7.9%
Propane / LP gas	65.8%
Fuel oil	26.3%

Households & families

Household type	Count	%
Married-couple family	39	51.3%
Cohabiting couple	11	14.5%
Male householder, no spouse	14	18.4%
Female householder, no spouse	12	15.8%
Households with children under 18	3	3.9%
Households with seniors (65+)	58	76.3%
Average household size	1.66

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	62.3%	57.4%
Separated	4.9%	0.0%
Widowed	0.0%	4.9%
Divorced	32.8%	37.7%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 4.1%

Some college, no degree 11.5%

Associate's degree 12.3%

Bachelor's degree 36.9%

Graduate / professional 35.2%

Metric	%
HS diploma or higher	100.0%
Bachelor's or higher	72.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	4	100.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Transportation & utilities 41.5%

Professional & management 31.7%

Arts, food & hospitality 9.8%

Public administration 9.8%

Manufacturing 7.3%

Occupation

Category	%
Management, business & arts	73.2%
Service	0.0%
Sales & office	26.8%
Natural resources & construction	0.0%
Production & transportation	0.0%

Employment type

Type	%
Private sector	82.9%
Government	9.8%
Self-employed	7.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	24.4%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	75.6%
Other means	0.0%
Avg commute (minutes)	17.5

Poverty

All people 4.0%

Under 18 years 0.0%

18 and over 4.1%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	72.4%
Retirement income	56.6%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	43.8%
High cholesterol	40.8%
Diabetes	13.8%
Heart disease	9.8%
Stroke	4.4%
Asthma	9.7%
Arthritis	34.4%
Kidney disease	4.1%
Pulmonary disease	9.7%
Cancer	9.8%

Behavior / access	%
Smoking	16.1%
Binge drinking	13.6%
No physical activity	27.7%
Less than 7 hrs sleep	31.1%
Depression	20.4%
Fair or poor health	14.9%
Poor mental health	12.3%
Poor physical health	11.9%
No health insurance	10.2%
Visited doctor (checkup)	83.9%
Visited dentist	64.4%
Cholesterol screening	94.1%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	9	7.4%

Disability	%
Any disability	27.8%
Under 18	0.0%
18–64 years	10.7%
65 and over	34.0%

Health insurance coverage

Type	%
Private insurance	60.3%
Public insurance	75.4%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	126	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	126	100.0%
Born in same state	126	100.0%
Born in different state	74	58.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	56	44.4%
French	40	31.7%

Ancestry	Count	%
English	14	11.1%

Technology access

Metric	% of households
Computer access	60.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13651

What city is ZIP code 13651 in?

ZIP code 13651 is primarily assigned to Henderson Harbor, New York.

What county is ZIP code 13651 in?

ZIP code 13651 falls within Jefferson County, New York.

Does ZIP code 13651 have an older population?

75% of residents in ZIP code 13651 are 65 or older, above the national average of ~17%.

Does ZIP code 13651 have a large retiree population?

72% of households in ZIP code 13651 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 13651?

72% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 13651?

The median home value in ZIP code 13651 is $330,000.

What timezone is ZIP code 13651 in?

ZIP code 13651 observes the EST timezone.