62538 ZIP Code — Harvel, IL

Montgomery County, Illinois

ZIP code 62538 is located in Harvel, Illinois, within Montgomery County. It covers approximately 34.06 square miles and serves a population of 471 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.

About ZIP code 62538

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $103,900. Owner-occupancy is high at 88%, well above the national average.

Median household income is $61,563. SNAP benefit usage at 18% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 62538 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

471

population

34.06

sq mi land

Standard

ZIP type

Central (CT)

timezone

62538 ZIP code map

Cities in ZIP code 62538

Below are the cities the US Postal Service accepts for ZIP code 62538. Using any city not on this list may result in mail delivery delays.

City	Status
Harvel	Preferred

Nearby ZIP codes

62560 Raymond (6.3 mi) 62572 Waggoner (7.1 mi) 62533 Farmersville (7.1 mi) 62546 Morrisonville (7.6 mi) 62556 Palmer (10.8 mi) 62015 Butler (11.1 mi) 62051 Irving (12.3 mi) 62075 Nokomis (12.7 mi) 62094 Witt (13.1 mi) 62558 Pawnee (14.9 mi) 62530 Divernon (15.6 mi) 62640 Girard (15.8 mi)

Demographics updated 05/2026

Population
Total population	471
Population density	14 / sq mi
State FIPS	17
County FIPS	135

Geography
Land area	34.06 sq mi
Water area	0.00 sq mi
Latitude	39.3707
Longitude	-89.5224
Timezone	Central (CT)
Area code	217

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.8%	45.3%	37.2%
$50k – $100k	13.7%	33.5%	29.6%
$100k – $200k	30.5%	18.7%	24.4%
Over $200k	0.0%	2.5%	8.8%

Demographics & statistics

471

Population

People per sq mi

43.4

Median age

$61,563

Median household income

$28,064

Per capita income

$103,900

Median home value

$738

Median monthly rent

88.0%

Home ownership

11.6%

Poverty rate

1.5%

Unemployment

161

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	113	24.0%
18 and over	358	76.0%
65 and over	130	27.6%
Median age	43.4 years

Race & ethnicity

White 99.8%

Two or more races 0.2%

Group	Count	%
White	470	99.8%
Two or more races	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.8%	45.3%	37.2%
$50k – $100k	13.7%	33.5%	29.6%
$100k – $200k	30.5%	18.7%	24.4%
Over $200k	0.0%	2.5%	8.8%

Under $10k 4.2%

$10k–$15k 1.8%

$15k–$25k 19.2%

$25k–$35k 10.2%

$35k–$50k 8.4%

$50k–$75k 14.4%

$75k–$100k 18.6%

$100k–$150k 14.4%

$150k–$200k 9.0%

Range	% of households
Under $10k	4.2%
$10k–$15k	1.8%
$15k–$25k	19.2%
$25k–$35k	10.2%
$35k–$50k	8.4%
$50k–$75k	14.4%
$75k–$100k	18.6%
$100k–$150k	14.4%
$150k–$200k	9.0%
Median income	$61,563

Housing

Home values

Under $50k 20.4%

$50k–$100k 27.9%

$100k–$150k 16.3%

$150k–$200k 4.8%

$200k–$300k 27.2%

$300k–$500k 3.4%

Housing overview

Metric	Value
Median home value	$103,900
Median rent / month	$738
Owner occupied	88.0%
Renter occupied	12.0%
Vacant	7.7%
Single-family detached	96.7%
Large apartment buildings	0.0%
Mobile homes	3.3%
Median rooms	6.0
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.6%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	2.8%
1980–1989	8.3%
1970–1979	4.4%
1960–1969	21.0%
1950–1959	27.1%
1940–1949	9.4%
1939 or earlier	26.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.9%
2 bedrooms	28.7%
3 bedrooms	37.0%
4 bedrooms	19.9%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	7.2%
2 vehicles	34.1%
3 or more	53.3%

Heating fuel

Fuel type	%
Utility gas	46.7%
Electricity	35.9%
Propane / LP gas	16.8%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	121	72.5%
Cohabiting couple	12	7.2%
Male householder, no spouse	20	12.0%
Female householder, no spouse	14	8.4%
Households with children under 18	46	27.5%
Households with seniors (65+)	77	46.1%
Average household size	2.82

Marital status

Status	Male	Female
Never married	15.2%	18.4%
Married	70.2%	67.4%
Separated	0.0%	1.6%
Widowed	0.0%	0.0%
Divorced	14.6%	12.6%

Education

Less than 9th grade 1.2%

Some HS, no diploma 7.3%

HS graduate 33.3%

Some college, no degree 28.8%

Associate's degree 10.6%

Bachelor's degree 10.0%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	3.1%
Kindergarten	5	7.7%
Elementary school	28	43.1%
High school	26	40.0%
College / grad school	4	6.2%

Employment

Industry of employment

Education & healthcare 24.9%

Transportation & utilities 13.2%

Arts, food & hospitality 12.2%

Manufacturing 9.1%

Retail trade 9.1%

Public administration 9.1%

Agriculture & mining 7.6%

Other services 5.6%

Construction 4.6%

Professional & management 3.6%

Information 1.0%

Occupation

Category	%
Management, business & arts	39.1%
Service	11.7%
Sales & office	9.1%
Natural resources & construction	19.3%
Production & transportation	20.8%

Employment type

Type	%
Private sector	84.3%
Government	12.2%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	92.2%
Carpool	2.1%
Public transit	0.0%
Walk	0.0%
Work from home	4.7%
Other means	1.0%
Avg commute (minutes)	40.7

Poverty

All people 11.6%

Under 18 years 13.1%

18 and over 11.2%

Married-couple families 0.8%

Female-led households 75.0%

Income support

Source	% of households
Social Security	50.3%
Retirement income	26.9%
Supplemental Security	6.0%
Cash public assistance	3.0%
Food stamps / SNAP	18.0%

Health indicators

Condition	%
Obesity	36.3%
High blood pressure	35.5%
High cholesterol	35.4%
Diabetes	10.6%
Heart disease	7.1%
Stroke	3.2%
Asthma	9.6%
Arthritis	28.5%
Kidney disease	3.0%
Pulmonary disease	7.8%
Cancer	7.3%

Behavior / access	%
Smoking	18.8%
Binge drinking	15.4%
No physical activity	24.4%
Less than 7 hrs sleep	31.3%
Depression	17.6%
Fair or poor health	14.2%
Poor mental health	12.5%
Poor physical health	10.3%
No health insurance	10.0%
Visited doctor (checkup)	77.1%
Visited dentist	64.5%
Cholesterol screening	90.6%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	2.2%

Disability	%
Any disability	17.4%
Under 18	1.8%
18–64 years	16.2%
65 and over	33.1%

Health insurance coverage

Type	%
Private insurance	68.4%
Public insurance	39.5%
No insurance	6.2%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	396	84.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	471	100.0%
Born in same state	471	100.0%
Born in different state	412	87.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	52	11%
Arab	43	9.1%
Italian	25	5.3%

Ancestry	Count	%
English	11	2.3%
Norwegian	9	1.9%
German	1	0.2%

Technology access

Metric	% of households
Computer access	35.5%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62538

What city is ZIP code 62538 in?

ZIP code 62538 is primarily assigned to Harvel, Illinois.

What county is ZIP code 62538 in?

ZIP code 62538 falls within Montgomery County, Illinois.

Does ZIP code 62538 have an older population?

28% of residents in ZIP code 62538 are 65 or older, above the national average of ~17%.

Does ZIP code 62538 have a large retiree population?

50% of households in ZIP code 62538 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 62538 mostly owner-occupied?

88% of occupied units in ZIP code 62538 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 62538?

The median home value in ZIP code 62538 is $103,900.

What timezone is ZIP code 62538 in?

ZIP code 62538 observes the CST timezone.