ZipCodesToGo
Nebraska ZIP Codes
Banner County
Harrisburg, NE
69345
69345 ZIP Code — Harrisburg, NE
Banner County, Nebraska
ZIP code 69345 is located in
Harrisburg ,
Nebraska ,
within Banner County .
It covers approximately 420.49 square miles and serves a population of
458 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 308 .
About ZIP code 69345
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $180,400. Owner-occupancy sits near the national average at 63%.
The gap between median ($71,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 28 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Overall, ZIP code 69345 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.
69345 ZIP code map
View map of 69345
Cities in ZIP code 69345
Below are the cities the US Postal Service accepts for ZIP code 69345. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
458
Population density
1 / sq mi
State FIPS
31
County FIPS
007
Geography
Land area
420.49 sq mi
Water area
0.13 sq mi
Latitude
41.5464
Longitude
-103.7100
Timezone
Mountain (MT)
Area code
308
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.6%
40.6%
39.5%
$50k – $100k
39.8%
39.8%
33.4%
$100k – $200k
12.8%
12.8%
22.0%
Over $200k
6.8%
6.8%
5.2%
Demographics & statistics
$71,250
Median household income
$180,400
Median home value
$1,083
Median monthly rent
27.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 118 25.8% 18 and over 340 74.2% 65 and over 117 25.5% Median age 47.5 years
Race & ethnicity
Group Count % White 419 85.7% Hispanic or Latino 31 6.3% Other race 28 5.7% Asian 6 1.2% Two or more races 5 1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.6%
40.6%
39.5%
$50k – $100k
39.8%
39.8%
33.4%
$100k – $200k
12.8%
12.8%
22.0%
Over $200k
6.8%
6.8%
5.2%
Range % of households Under $10k 2.5% $10k–$15k 0.6% $15k–$25k 1.9% $25k–$35k 1.3% $35k–$50k 28.8% $50k–$75k 17.5% $75k–$100k 16.9% $100k–$150k 10.6% $150k–$200k 11.9% $200k+ 8.1% Median income $71,250
Housing
Housing overview
Metric Value Median home value $180,400 Median rent / month $1,083 Owner occupied 63.1% Renter occupied 36.9% Vacant 35.0% Single-family detached 91.9% Large apartment buildings 0.0% Mobile homes 5.3% Median rooms 7.2 Avg household size (owned) 3.34
Year built
Era % 2020 or later 0.8% 2010–2019 1.2% 2000–2009 2.0% 1990–1999 9.8% 1980–1989 18.7% 1970–1979 11.8% 1960–1969 4.1% 1950–1959 13.8% 1940–1949 9.8% 1939 or earlier 28.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 15.0% 3 bedrooms 34.6% 4 bedrooms 30.9% 5+ bedrooms 19.5%
Vehicles per household
Vehicles % of households No vehicle 1.3% 1 vehicle 10.0% 2 vehicles 36.9% 3 or more 51.9%
Heating fuel
Fuel type % Utility gas 1.3% Electricity 45.6% Propane / LP gas 46.9% Fuel oil 2.5% Wood 1.3%
Households & families
Household type Count % Married-couple family 116 72.5% Cohabiting couple 0 0.0% Male householder, no spouse 30 18.8% Female householder, no spouse 14 8.8% Households with children under 18 39 24.4% Households with seniors (65+) 83 51.9% Average household size 2.86
Marital status
Status Male Female Never married 8.7% 4.1% Married 69.0% 85.9% Separated 0.0% 0.0% Widowed 14.7% 5.9% Divorced 7.6% 4.1%
Education
Some college, no degree
32.4%
Graduate / professional
7.8%
Metric % HS diploma or higher 89.5% Bachelor's or higher 27.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 53 70.7% High school 14 18.7% College / grad school 8 10.7%
Employment
Industry of employment
Agriculture & mining
41.2%
Professional & management
17.2%
Education & healthcare
10.8%
Finance & real estate
8.8%
Public administration
5.6%
Transportation & utilities
1.6%
Arts, food & hospitality
1.2%
Occupation
Category % Management, business & arts 64.4% Service 2.4% Sales & office 10.8% Natural resources & construction 17.6% Production & transportation 4.8%
Employment type
Type % Private sector 62.8% Government 18.0% Self-employed 19.2% Unpaid family workers 0.0%
Commute
Method % Drive alone 62.0% Carpool 13.2% Public transit 0.0% Walk 1.6% Work from home 22.4% Other means 0.8% Avg commute (minutes) 28.1
Poverty
Married-couple families
0.0%
Female-led households
42.9%
Income support
Source % of households Social Security 33.1% Retirement income 22.5% Supplemental Security 0.6% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 35.1% High blood pressure 35.4% High cholesterol 34.8% Diabetes 10.8% Heart disease 7.1% Stroke 3.1% Asthma 8.3% Arthritis 27.1% Kidney disease 3.0% Pulmonary disease 6.3% Cancer 8.0%
Behavior / access % Smoking 15.1% Binge drinking 19.5% No physical activity 22.2% Less than 7 hrs sleep 28.7% Depression 16.7% Fair or poor health 11.6% Poor mental health 11.0% Poor physical health 9.2% No health insurance 12.0% Visited doctor (checkup) 71.4% Visited dentist 67.7% Cholesterol screening 90.3% Teeth loss 10.1%
Veterans & disability
Veterans Count % Civilian veterans 22 6.5%
Disability % Any disability 7.9% Under 18 0.0% 18–64 years 7.2% 65 and over 17.1%
Health insurance coverage
Type % Private insurance 76.0% Public insurance 36.7% No insurance 2.4% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 416 90.8% Spanish 35 8.4% Other Indo-European 29 7.0% Asian & Pacific Islander 0 0.0% Other languages 6 1.4%
Place of birth & citizenship
Origin Count % Native born (US) 417 91.0% Born in same state 417 91.0% Born in different state 251 54.8% Foreign born 0 0.0% Naturalized citizen 41 9.0% Not a US citizen 9 22.0%
Ancestry
Ancestry Count % French 49 10.7% Italian 39 8.5% Dutch 20 4.4%
Ancestry Count % Polish 9 2% English 7 1.5% Arab 3 0.7%
Technology access
Metric % of households Computer access 34.9% Internet access 78.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 69345
What city is ZIP code 69345 in?
ZIP code 69345 is primarily assigned to Harrisburg, Nebraska.
What county is ZIP code 69345 in?
ZIP code 69345 falls within Banner County, Nebraska.
Does ZIP code 69345 have an older population?
26% of residents in ZIP code 69345 are 65 or older, above the national average of ~17%.
What is the typical home value in ZIP code 69345?
The median home value in ZIP code 69345 is $180,400.
What is the population of ZIP code 69345?
ZIP code 69345 has an estimated population of 458 residents, with a density of 1 people per square mile.
What is the median household income in ZIP code 69345?
The median household income in ZIP code 69345 is $71,250, below the national median of ~$75,000.
What timezone is ZIP code 69345 in?
ZIP code 69345 observes the MST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →
