04079 ZIP Code — Harpswell, ME

Cumberland County, Maine

ZIP code 04079 is located in Harpswell, Maine, within Cumberland County. It covers approximately 21.26 square miles and serves a population of 4,250 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04079

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $552,500. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($83,077) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 04079 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

4,250

population

21.26

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04079 ZIP code map

Cities in ZIP code 04079

Below are the cities the US Postal Service accepts for ZIP code 04079. Using any city not on this list may result in mail delivery delays.

City	Status
Harpswell	Acceptable
Harpswell	Preferred

Nearby ZIP codes

04066 Orrs Island (1.6 mi) 04003 Bailey Island (4 mi) 04013 Bustins Island (5.5 mi) 04562 Phippsburg (6.7 mi) 04011 Brunswick (6.8 mi) 04033 Freeport (8.3 mi) 04034 Freeport (8.3 mi) 04032 Freeport (8.5 mi) 04017 Chebeague Island (8.9 mi) 04530 Bath (9.5 mi) 04096 Yarmouth (10.4 mi) 04548 Georgetown (10.9 mi)

Demographics updated 05/2026

Population
Total population	4,250
Population density	200 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	21.26 sq mi
Water area	37.25 sq mi
Latitude	43.7947
Longitude	-69.9618
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	32.3%	42.3%
$50k – $100k	37.8%	31.4%	32.3%
$100k – $200k	26.0%	27.4%	20.6%
Over $200k	10.9%	8.9%	4.9%

Demographics & statistics

4,250

Population

200

People per sq mi

60.7

Median age

$83,077

Median household income

$61,253

Per capita income

$552,500

Median home value

$1,323

Median monthly rent

83.7%

Home ownership

6.8%

Poverty rate

3.1%

Unemployment

2,987

Housing units

56.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

108

15–19

20–24

25–34

207

35–44

248

205

45–54

247

141

55–59

169

277

60–64

333

469

65–74

562

201

75–84

241

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	534	12.6%
18 and over	3,716	87.4%
65 and over	1,585	37.3%
Median age	60.7 years

Race & ethnicity

White 95.2%

Two or more races 2.1%

Asian 1%

Hispanic or Latino 0.8%

Black or African American 0.5%

Other race 0.4%

Group	Count	%
White	4,079	95.2%
Two or more races	89	2.1%
Asian	43	1%
Hispanic or Latino	33	0.8%
Black or African American	21	0.5%
Other race	18	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	32.3%	42.3%
$50k – $100k	37.8%	31.4%	32.3%
$100k – $200k	26.0%	27.4%	20.6%
Over $200k	10.9%	8.9%	4.9%

Under $10k 2.4%

$10k–$15k 3.2%

$15k–$25k 8.1%

$25k–$35k 4.7%

$35k–$50k 10.9%

$50k–$75k 17.9%

$75k–$100k 11.3%

$100k–$150k 17.8%

$150k–$200k 11.5%

$200k+ 12.4%

Range	% of households
Under $10k	2.4%
$10k–$15k	3.2%
$15k–$25k	8.1%
$25k–$35k	4.7%
$35k–$50k	10.9%
$50k–$75k	17.9%
$75k–$100k	11.3%
$100k–$150k	17.8%
$150k–$200k	11.5%
$200k+	12.4%
Median income	$83,077

Housing

Home values

Under $50k 0.4%

$50k–$100k 1.9%

$100k–$150k 1.7%

$150k–$200k 3.4%

$200k–$300k 13.2%

$300k–$500k 23.9%

$500k–$1M 43.3%

$1M+ 12.1%

Housing overview

Metric	Value
Median home value	$552,500
Median rent / month	$1,323
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	36.2%
Single-family detached	90.6%
Large apartment buildings	0.0%
Mobile homes	4.1%
Median rooms	5.7
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.8%
2010–2019	8.9%
2000–2009	12.9%
1990–1999	10.9%
1980–1989	14.2%
1970–1979	19.3%
1960–1969	6.8%
1950–1959	7.6%
1940–1949	4.3%
1939 or earlier	14.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	13.7%
2 bedrooms	27.2%
3 bedrooms	42.2%
4 bedrooms	11.5%
5+ bedrooms	5.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	34.3%
2 vehicles	41.2%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	5.2%
Propane / LP gas	30.0%
Fuel oil	50.1%
Wood	7.2%
Solar	0.7%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,188	55.8%
Cohabiting couple	78	3.7%
Male householder, no spouse	244	11.5%
Female householder, no spouse	618	29.0%
Households with children under 18	330	15.5%
Households with seniors (65+)	1,012	47.6%
Average household size	1.98

Marital status

Status	Male	Female
Never married	14.6%	14.4%
Married	75.3%	60.4%
Separated	0.5%	0.2%
Widowed	1.4%	9.4%
Divorced	8.1%	15.5%

Education

Less than 9th grade 0.4%

Some HS, no diploma 3.1%

HS graduate 15.7%

Some college, no degree 17.8%

Associate's degree 6.4%

Bachelor's degree 31.0%

Graduate / professional 25.6%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	56.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	22	4.7%
Kindergarten	31	6.7%
Elementary school	239	51.3%
High school	104	22.3%
College / grad school	70	15.0%

Employment

Industry of employment

Education & healthcare 25.1%

Construction 15.9%

Professional & management 10.7%

Finance & real estate 10.5%

Manufacturing 10.1%

Retail trade 7.8%

Agriculture & mining 5.1%

Arts, food & hospitality 3.2%

Other services 2.7%

Transportation & utilities 2.5%

Wholesale trade 2.3%

Information 2.1%

Public administration 1.9%

Occupation

Category	%
Management, business & arts	45.4%
Service	10.7%
Sales & office	18.0%
Natural resources & construction	14.3%
Production & transportation	11.5%

Employment type

Type	%
Private sector	74.5%
Government	8.3%
Self-employed	17.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.5%
Carpool	12.0%
Public transit	0.0%
Walk	2.4%
Work from home	16.5%
Other means	2.6%
Avg commute (minutes)	29.4

Poverty

All people 6.8%

Under 18 years 11.1%

18 and over 6.2%

Married-couple families 4.4%

Female-led households 22.1%

Income support

Source	% of households
Social Security	45.0%
Retirement income	37.1%
Supplemental Security	2.0%
Cash public assistance	0.5%
Food stamps / SNAP	3.4%

Health indicators

Condition	%
Obesity	26.5%
High blood pressure	34.9%
High cholesterol	34.7%
Diabetes	10.0%
Heart disease	7.4%
Stroke	3.0%
Asthma	9.8%
Arthritis	28.0%
Kidney disease	3.1%
Pulmonary disease	7.4%
Cancer	9.0%

Behavior / access	%
Smoking	11.5%
Binge drinking	13.5%
No physical activity	18.4%
Less than 7 hrs sleep	27.2%
Depression	22.3%
Fair or poor health	10.7%
Poor mental health	11.3%
Poor physical health	8.8%
No health insurance	8.8%
Visited doctor (checkup)	80.5%
Visited dentist	75.3%
Cholesterol screening	93.3%
Teeth loss	9.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	472	12.7%

Disability	%
Any disability	12.7%
Under 18	5.1%
18–64 years	11.6%
65 and over	17.0%

Health insurance coverage

Type	%
Private insurance	72.6%
Public insurance	41.5%
No insurance	4.6%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,116	96.8%
Spanish	24	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	7	0.2%
Other languages	17	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,047	95.2%
Born in same state	4,033	94.9%
Born in different state	1,961	46.1%
Foreign born	14	0.3%
Naturalized citizen	203	4.8%
Not a US citizen	130	64.0%

Ancestry

Ancestry	Count	%
French	974	22.9%
Italian	797	18.8%
German	231	5.4%
Arab	145	3.4%

Ancestry	Count	%
Polish	92	2.2%
English	83	2%
Dutch	69	1.6%
Norwegian	9	0.2%

Technology access

Metric	% of households
Computer access	50.1%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04079

What city is ZIP code 04079 in?

ZIP code 04079 is primarily assigned to Harpswell, Maine.

What county is ZIP code 04079 in?

ZIP code 04079 falls within Cumberland County, Maine.

Does ZIP code 04079 have an older population?

37% of residents in ZIP code 04079 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 04079?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 04079 have a large retiree population?

45% of households in ZIP code 04079 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 04079 mostly owner-occupied?

84% of occupied units in ZIP code 04079 are owner-occupied, well above the national average.

What timezone is ZIP code 04079 in?

ZIP code 04079 observes the EST timezone.