41531 ZIP Code — Hardy, KY

Pike County, Kentucky

ZIP code 41531 is located in Hardy, Kentucky, within Pike County. It covers approximately 10.22 square miles and serves a population of 893 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41531

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $94,100. Owner-occupancy sits near the national average at 73%.

Median household income is $36,638. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (30%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 33%.

Overall, ZIP code 41531 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

893

population

10.22

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41531 ZIP code map

Cities in ZIP code 41531

Below are the cities the US Postal Service accepts for ZIP code 41531. Using any city not on this list may result in mail delivery delays.

City	Status
Hardy	Preferred

Nearby ZIP codes

41544 Mc Carr (3.4 mi) 41555 Pinsonfork (4.1 mi) 41543 Mc Andrews (4.6 mi) 41527 Forest Hills (5 mi) 41519 Canada (5.9 mi) 25678 Matewan (6.1 mi) 41528 Freeburn (6.2 mi) 41514 Belfry (6.9 mi) 25672 Edgarton (7 mi) 41564 Sidney (7.7 mi) 25661 Williamson (8.4 mi) 41553 Phelps (8.6 mi)

Demographics updated 05/2026

Population
Total population	893
Population density	87 / sq mi
State FIPS	21
County FIPS	195

Geography
Land area	10.22 sq mi
Water area	0.00 sq mi
Latitude	37.5961
Longitude	-82.2255
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.9%	64.8%	47.9%
$50k – $100k	32.2%	23.4%	30.3%
$100k – $200k	4.8%	10.1%	17.6%
Over $200k	0.0%	1.7%	4.2%

Demographics & statistics

893

Population

People per sq mi

38.1

Median age

$36,638

Median household income

$19,447

Per capita income

$94,100

Median home value

$591

Median monthly rent

72.6%

Home ownership

29.1%

Poverty rate

15.7%

Unemployment

298

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

101

35–44

45–54

106

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	244	27.3%
18 and over	649	72.7%
65 and over	142	15.9%
Median age	38.1 years

Race & ethnicity

White 98.4%

Asian 1.6%

Group	Count	%
White	879	98.4%
Asian	14	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.9%	64.8%	47.9%
$50k – $100k	32.2%	23.4%	30.3%
$100k – $200k	4.8%	10.1%	17.6%
Over $200k	0.0%	1.7%	4.2%

Under $10k 11.4%

$10k–$15k 15.7%

$15k–$25k 14.9%

$25k–$35k 2.9%

$35k–$50k 16.2%

$50k–$75k 13.8%

$75k–$100k 25.0%

Range	% of households
Under $10k	11.4%
$10k–$15k	15.7%
$15k–$25k	14.9%
$25k–$35k	2.9%
$35k–$50k	16.2%
$50k–$75k	13.8%
$75k–$100k	25.0%
Median income	$36,638

Housing

Home values

Under $50k 11.7%

$50k–$100k 62.3%

$100k–$150k 6.6%

$150k–$200k 12.1%

$200k–$300k 7.3%

Housing overview

Metric	Value
Median home value	$94,100
Median rent / month	$591
Owner occupied	72.6%
Renter occupied	27.4%
Vacant	6.2%
Single-family detached	64.3%
Large apartment buildings	0.0%
Mobile homes	30.7%
Median rooms	5.1
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.0%
2010–2019	21.2%
2000–2009	0.0%
1990–1999	12.5%
1980–1989	13.7%
1970–1979	17.0%
1960–1969	27.2%
1950–1959	0.0%
1940–1949	3.2%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.2%
2 bedrooms	47.4%
3 bedrooms	29.7%
4 bedrooms	13.0%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	44.9%
2 vehicles	23.4%
3 or more	25.5%

Heating fuel

Fuel type	%
Utility gas	15.4%
Electricity	69.1%
Wood	15.4%

Households & families

Household type	Count	%
Married-couple family	143	38.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	77	20.5%
Female householder, no spouse	156	41.5%
Households with children under 18	143	38.0%
Households with seniors (65+)	95	25.3%
Average household size	2.38

Marital status

Status	Male	Female
Never married	17.7%	24.9%
Married	78.6%	45.0%
Separated	0.0%	8.1%
Widowed	0.0%	7.9%
Divorced	3.7%	14.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 3.8%

HS graduate 44.5%

Some college, no degree 25.3%

Associate's degree 11.6%

Bachelor's degree 8.9%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	18.3%
Kindergarten	43	18.3%
Elementary school	78	33.2%
High school	29	12.3%
College / grad school	42	17.9%

Employment

Industry of employment

Education & healthcare 46.0%

Manufacturing 16.8%

Wholesale trade 10.7%

Finance & real estate 10.3%

Arts, food & hospitality 8.6%

Agriculture & mining 3.8%

Public administration 3.8%

Occupation

Category	%
Management, business & arts	9.6%
Service	44.0%
Sales & office	15.1%
Natural resources & construction	3.8%
Production & transportation	27.5%

Employment type

Type	%
Private sector	94.2%
Government	5.8%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.2%
Carpool	3.6%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	13.3%
Avg commute (minutes)	28.1

Poverty

All people 29.1%

Under 18 years 45.5%

18 and over 23.0%

Married-couple families 2.1%

Female-led households 76.8%

Income support

Source	% of households
Social Security	51.6%
Retirement income	22.3%
Supplemental Security	5.6%
Cash public assistance	2.7%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	45.2%
High cholesterol	39.1%
Diabetes	13.7%
Heart disease	9.0%
Stroke	4.3%
Asthma	12.4%
Arthritis	35.7%
Kidney disease	3.6%
Pulmonary disease	14.0%
Cancer	6.6%

Behavior / access	%
Smoking	29.9%
Binge drinking	14.1%
No physical activity	38.4%
Less than 7 hrs sleep	39.5%
Depression	28.8%
Fair or poor health	26.6%
Poor mental health	20.5%
Poor physical health	17.9%
No health insurance	12.7%
Visited doctor (checkup)	75.7%
Visited dentist	45.0%
Cholesterol screening	88.0%
Teeth loss	26.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	34	5.2%

Disability	%
Any disability	32.9%
Under 18	3.7%
18–64 years	39.3%
65 and over	60.6%

Health insurance coverage

Type	%
Private insurance	48.9%
Public insurance	58.2%
No insurance	5.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	828	92.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	879	98.4%
Born in same state	879	98.4%
Born in different state	580	64.9%
Foreign born	0	0.0%
Naturalized citizen	14	1.6%
Not a US citizen	14	100.0%

Ancestry

Ancestry	Count	%
Italian	131	14.7%
Arab	41	4.6%

Ancestry	Count	%
French	38	4.3%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41531

What city is ZIP code 41531 in?

ZIP code 41531 is primarily assigned to Hardy, Kentucky.

What county is ZIP code 41531 in?

ZIP code 41531 falls within Pike County, Kentucky.

What is the poverty rate in ZIP code 41531?

29% of residents in ZIP code 41531 live below the poverty line, above the national average.

Does ZIP code 41531 have a large retiree population?

52% of households in ZIP code 41531 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 41531?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 41531?

The median home value in ZIP code 41531 is $94,100.

What timezone is ZIP code 41531 in?

ZIP code 41531 observes the EST timezone.