50545 ZIP Code — Hardy, IA
Humboldt County, Iowa
ZIP code 50545 is located in Hardy, Iowa, within Humboldt County. It covers approximately 35.88 square miles and serves a population of 150 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 515.
150
population
35.88
sq mi land
Standard
ZIP type
Central (CT)
timezone
50545 ZIP code map
Cities in ZIP code 50545
Below are the cities the US Postal Service accepts for ZIP code 50545. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Hardy | Acceptable |
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 150 |
| Population density | 4 / sq mi |
| State FIPS | 19 |
| County FIPS | 091 |
| Geography | |
|---|---|
| Land area | 35.88 sq mi |
| Water area | 0.02 sq mi |
| Latitude | 42.7976 |
| Longitude | -94.0504 |
| Timezone | Central (CT) |
| Area code | 515 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 52.2% | 42.4% | 40.1% |
| $50k – $100k | 34.8% | 34.6% | 33.4% |
| $100k – $200k | 13.0% | 19.5% | 21.5% |
| Over $200k | 0.0% | 3.5% | 5.0% |
Demographics & statistics
150
Population
4
People per sq mi
58.2
Median age
$38,295
Median household income
$24,344
Per capita income
$155,700
Median home value
$0
Median monthly rent
94.4%
Home ownership
8.7%
Poverty rate
0.0%
Unemployment
75
Housing units
3.5%
Bachelor's or higher
Age distribution
Male
Female
2
Under 5
3
3
5–9
5
1
10–14
1
8
15–19
12
4
35–44
5
6
45–54
9
12
55–59
19
15
60–64
23
6
65–74
10
2
75–84
4
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 35 | 23.3% |
| 18 and over | 115 | 76.7% |
| 65 and over | 22 | 14.7% |
| Median age | 58.2 years | |
Race & ethnicity
White
99.3%
Two or more races
0.7%
| Group | Count | % |
|---|---|---|
| White | 149 | 99.3% |
| Two or more races | 1 | 0.7% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 52.2% | 42.4% | 40.1% |
| $50k – $100k | 34.8% | 34.6% | 33.4% |
| $100k – $200k | 13.0% | 19.5% | 21.5% |
| Over $200k | 0.0% | 3.5% | 5.0% |
Under $10k
15.5%
$10k–$15k
2.8%
$15k–$25k
2.8%
$25k–$35k
15.5%
$35k–$50k
29.6%
$50k–$75k
4.2%
$75k–$100k
16.9%
$100k–$150k
11.3%
$150k–$200k
1.4%
| Range | % of households |
|---|---|
| Under $10k | 15.5% |
| $10k–$15k | 2.8% |
| $15k–$25k | 2.8% |
| $25k–$35k | 15.5% |
| $35k–$50k | 29.6% |
| $50k–$75k | 4.2% |
| $75k–$100k | 16.9% |
| $100k–$150k | 11.3% |
| $150k–$200k | 1.4% |
| Median income | $38,295 |
Housing
Home values
Under $50k
19.4%
$50k–$100k
22.4%
$100k–$150k
4.5%
$150k–$200k
16.4%
$200k–$300k
31.3%
$300k–$500k
6.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $155,700 |
| Median rent / month | $0 |
| Owner occupied | 94.4% |
| Renter occupied | 5.6% |
| Vacant | 10.1% |
| Single-family detached | 100.0% |
| Large apartment buildings | 0.0% |
| Mobile homes | 0.0% |
| Median rooms | 6.5 |
| Avg household size (owned) | 2.12 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.0% |
| 2000–2009 | 5.1% |
| 1990–1999 | 7.6% |
| 1980–1989 | 13.9% |
| 1970–1979 | 5.1% |
| 1960–1969 | 0.0% |
| 1950–1959 | 6.3% |
| 1940–1949 | 7.6% |
| 1939 or earlier | 54.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 17.7% |
| 3 bedrooms | 41.8% |
| 4 bedrooms | 34.2% |
| 5+ bedrooms | 6.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 0.0% |
| 1 vehicle | 23.9% |
| 2 vehicles | 53.5% |
| 3 or more | 22.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 15.5% |
| Electricity | 23.9% |
| Propane / LP gas | 60.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 40 | 56.3% |
| Cohabiting couple | 0 | 0.0% |
| Male householder, no spouse | 10 | 14.1% |
| Female householder, no spouse | 21 | 29.6% |
| Households with children under 18 | 19 | 26.8% |
| Households with seniors (65+) | 21 | 29.6% |
| Average household size | 2.11 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 5.6% | 24.7% |
| Married | 75.9% | 49.4% |
| Separated | 0.0% | 0.0% |
| Widowed | 0.0% | 25.9% |
| Divorced | 18.5% | 0.0% |
Education
Less than 9th grade
2.6%
Some HS, no diploma
2.6%
HS graduate
39.1%
Some college, no degree
40.9%
Associate's degree
11.3%
Bachelor's degree
1.7%
Graduate / professional
1.7%
| Metric | % |
|---|---|
| HS diploma or higher | 94.8% |
| Bachelor's or higher | 3.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 5 | 11.9% |
| Kindergarten | 4 | 9.5% |
| Elementary school | 5 | 11.9% |
| High school | 24 | 57.1% |
| College / grad school | 4 | 9.5% |
Employment
Industry of employment
Retail trade
30.2%
Education & healthcare
23.8%
Manufacturing
12.7%
Other services
9.5%
Agriculture & mining
6.3%
Transportation & utilities
6.3%
Information
6.3%
Wholesale trade
4.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 22.2% |
| Service | 36.5% |
| Sales & office | 12.7% |
| Natural resources & construction | 4.8% |
| Production & transportation | 23.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 73.0% |
| Government | 17.5% |
| Self-employed | 9.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 93.7% |
| Carpool | 0.0% |
| Public transit | 0.0% |
| Walk | 0.0% |
| Work from home | 6.3% |
| Other means | 0.0% |
| Avg commute (minutes) | 37.9 |
Poverty
All people
8.7%
Under 18 years
0.0%
18 and over
11.3%
Married-couple families
0.0%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 43.7% |
| Retirement income | 21.1% |
| Supplemental Security | 0.0% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 18.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.5% |
| High blood pressure | 33.0% |
| High cholesterol | 33.0% |
| Diabetes | 10.1% |
| Heart disease | 6.7% |
| Stroke | 3.1% |
| Asthma | 9.6% |
| Arthritis | 24.8% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.0% |
| Cancer | 6.6% |
| Behavior / access | % |
|---|---|
| Smoking | 19.5% |
| Binge drinking | 22.8% |
| No physical activity | 25.2% |
| Less than 7 hrs sleep | 31.9% |
| Depression | 18.3% |
| Fair or poor health | 13.5% |
| Poor mental health | 14.1% |
| Poor physical health | 10.3% |
| No health insurance | 9.2% |
| Visited doctor (checkup) | 74.4% |
| Visited dentist | 63.4% |
| Cholesterol screening | 88.7% |
| Teeth loss | 14.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 3 | 2.6% |
| Disability | % |
|---|---|
| Any disability | 23.3% |
| Under 18 | 0.0% |
| 18–64 years | 26.9% |
| 65 and over | 45.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 59.3% |
| Public insurance | 53.3% |
| No insurance | 0.0% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 145 | 96.7% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 150 | 100.0% |
| Born in same state | 150 | 100.0% |
| Born in different state | 115 | 76.7% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 0 | 0.0% |
| Not a US citizen | 0 | 0.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 35 | 23.3% |
| French | 31 | 20.7% |
| Ancestry | Count | % |
|---|---|---|
| Arab | 15 | 10% |
| Polish | 14 | 9.3% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 47.3% |
| Internet access | 94.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50545
What city is ZIP code 50545 in?
ZIP code 50545 is primarily assigned to Hardy, Iowa.
What county is ZIP code 50545 in?
ZIP code 50545 falls within Humboldt County, Iowa.
How educated is the population of ZIP code 50545?
4% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Is ZIP code 50545 mostly owner-occupied?
94% of occupied units in ZIP code 50545 are owner-occupied, well above the national average.
Does ZIP code 50545 have a large retiree population?
44% of households in ZIP code 50545 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 50545?
The median home value in ZIP code 50545 is $155,700.
What timezone is ZIP code 50545 in?
ZIP code 50545 observes the CST timezone.