01037 ZIP Code — Hardwick, MA

Worcester County, Massachusetts

ZIP code 01037 is located in Hardwick, Massachusetts, within Worcester County. It covers approximately 18.58 square miles and serves a population of 582 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 413.

About ZIP code 01037

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $411,400. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($78,047) and mean household income suggests income inequality — a small number of higher earners pull the average up. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.

Overall, ZIP code 01037 reflects a community defined by high homeownership and a significant Social Security-dependent population.

582

population

18.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01037 ZIP code map

Cities in ZIP code 01037

Below are the cities the US Postal Service accepts for ZIP code 01037. Using any city not on this list may result in mail delivery delays.

City	Status
Hardwick	Acceptable

Demographics updated 06/2026

Population
Total population	582
Population density	31 / sq mi
State FIPS	25
County FIPS	027

Geography
Land area	18.58 sq mi
Water area	0.17 sq mi
Latitude	42.3787
Longitude	-72.1922
Timezone	Eastern (ET)
Area code	413

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.6%	33.6%	31.3%
$50k – $100k	38.3%	27.5%	25.9%
$100k – $200k	39.4%	28.7%	28.5%
Over $200k	5.7%	10.3%	14.3%

Demographics & statistics

582

Population

People per sq mi

62.0

Median age

$78,047

Median household income

$50,852

Per capita income

$411,400

Median home value

Median monthly rent

89.9%

Home ownership

1.6%

Poverty rate

0.0%

Unemployment

246

Housing units

40.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	60	10.3%
18 and over	522	89.7%
65 and over	221	38.0%
Median age	62.0 years

Race & ethnicity

White 91.6%

Two or more races 3.7%

Hispanic or Latino 2.5%

Asian 1.8%

Black or African American 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	547	91.6%
Two or more races	22	3.7%
Hispanic or Latino	15	2.5%
Asian	11	1.8%
Black or African American	1	0.2%
American Indian / Alaska Native	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	16.6%	33.6%	31.3%
$50k – $100k	38.3%	27.5%	25.9%
$100k – $200k	39.4%	28.7%	28.5%
Over $200k	5.7%	10.3%	14.3%

Under $10k 3.1%

$25k–$35k 15.2%

$35k–$50k 9.7%

$50k–$75k 20.6%

$75k–$100k 15.6%

$100k–$150k 12.1%

$150k–$200k 9.7%

$200k+ 14.0%

Range	% of households
Under $10k	3.1%
$25k–$35k	15.2%
$35k–$50k	9.7%
$50k–$75k	20.6%
$75k–$100k	15.6%
$100k–$150k	12.1%
$150k–$200k	9.7%
$200k+	14.0%
Median income	$78,047

Housing

Home values

$200k–$300k 40.3%

$300k–$500k 35.1%

$500k–$1M 24.7%

Housing overview

Metric	Value
Median home value	$411,400
Median rent / month	$0
Owner occupied	89.9%
Renter occupied	10.1%
Vacant	5.5%
Single-family detached	93.4%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.06

Year built

Era	%
2020 or later	0.0%
2010–2019	4.8%
2000–2009	12.9%
1990–1999	14.3%
1980–1989	11.0%
1970–1979	8.1%
1960–1969	18.0%
1950–1959	0.0%
1940–1949	0.0%
1939 or earlier	30.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	28.3%
3 bedrooms	51.1%
4 bedrooms	17.6%
5+ bedrooms	2.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	14.4%
2 vehicles	45.1%
3 or more	40.5%

Heating fuel

Fuel type	%
Electricity	1.6%
Propane / LP gas	11.7%
Fuel oil	74.3%
Wood	6.6%

Households & families

Household type	Count	%
Married-couple family	183	71.2%
Cohabiting couple	4	1.6%
Male householder, no spouse	58	22.6%
Female householder, no spouse	12	4.7%
Households with children under 18	39	15.2%
Households with seniors (65+)	154	59.9%
Average household size	2.09

Marital status

Status	Male	Female
Never married	16.9%	15.9%
Married	65.8%	76.5%
Separated	0.0%	1.6%
Widowed	5.9%	4.4%
Divorced	11.4%	1.6%

Education

Less than 9th grade 0.0%

Some HS, no diploma 4.5%

HS graduate 26.3%

Some college, no degree 18.8%

Associate's degree 9.6%

Bachelor's degree 27.2%

Graduate / professional 13.5%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	40.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	46	51.1%
High school	37	41.1%
College / grad school	7	7.8%

Employment

Industry of employment

Education & healthcare 49.5%

Retail trade 18.6%

Professional & management 13.2%

Public administration 9.1%

Construction 3.2%

Wholesale trade 2.7%

Transportation & utilities 2.7%

Arts, food & hospitality 0.5%

Other services 0.5%

Occupation

Category	%
Management, business & arts	52.7%
Service	20.9%
Sales & office	16.4%
Natural resources & construction	7.3%
Production & transportation	2.7%

Employment type

Type	%
Private sector	78.6%
Government	19.5%
Self-employed	1.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.3%
Carpool	2.3%
Public transit	0.0%
Walk	3.2%
Work from home	9.5%
Other means	2.7%
Avg commute (minutes)	34.2

Poverty

All people 1.6%

Under 18 years 0.0%

18 and over 1.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.6%
Retirement income	35.0%
Supplemental Security	16.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	28.8%
High cholesterol	30.9%
Diabetes	8.3%
Heart disease	5.9%
Stroke	2.6%
Asthma	11.1%
Arthritis	26.7%
Kidney disease	2.5%
Pulmonary disease	6.1%
Cancer	6.5%

Behavior / access	%
Smoking	16.5%
Binge drinking	17.8%
No physical activity	21.4%
Less than 7 hrs sleep	32.6%
Depression	20.6%
Fair or poor health	11.5%
Poor mental health	15.1%
Poor physical health	9.2%
No health insurance	6.2%
Visited doctor (checkup)	79.5%
Visited dentist	72.3%
Cholesterol screening	89.4%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	30	5.7%

Disability	%
Any disability	14.3%
Under 18	0.0%
18–64 years	10.7%
65 and over	22.6%

Health insurance coverage

Type	%
Private insurance	80.3%
Public insurance	38.6%
No insurance	0.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	569	97.8%
Spanish	7	1.2%
Other Indo-European	7	1.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	553	95.0%
Born in same state	546	93.8%
Born in different state	447	76.8%
Foreign born	7	1.2%
Naturalized citizen	29	5.0%
Not a US citizen	26	89.7%

Ancestry

Ancestry	Count	%
Arab	119	20.4%
French	102	17.5%
Italian	79	13.6%

Ancestry	Count	%
Norwegian	34	5.8%
German	30	5.2%
Polish	13	2.2%

Technology access

Metric	% of households
Computer access	44.2%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01037

What city is ZIP code 01037 in?

ZIP code 01037 is primarily assigned to Hardwick, Massachusetts.

What county is ZIP code 01037 in?

ZIP code 01037 falls within Worcester County, Massachusetts.

Does ZIP code 01037 have an older population?

38% of residents in ZIP code 01037 are 65 or older, above the national average of ~17%.

Does ZIP code 01037 have a large retiree population?

56% of households in ZIP code 01037 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 01037 mostly owner-occupied?

90% of occupied units in ZIP code 01037 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 01037?

The median home value in ZIP code 01037 is $411,400.

What timezone is ZIP code 01037 in?

ZIP code 01037 observes the EST timezone.