76531 ZIP Code — Hamilton, TX

Hamilton County, Texas

ZIP code 76531 is located in Hamilton, Texas, within Hamilton County. It covers approximately 387.04 square miles and serves a population of 4,591 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76531

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $128,500. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($55,857) and mean household income suggests income inequality — a small number of higher earners pull the average up. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 14 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

16% of residents lack health insurance, above the national average.

Overall, ZIP code 76531 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,591

population

387.04

sq mi land

Standard

ZIP type

Central (CT)

timezone

76531 ZIP code map

Cities in ZIP code 76531

Below are the cities the US Postal Service accepts for ZIP code 76531. Using any city not on this list may result in mail delivery delays.

City	Status
Hamilton	Acceptable
Hamilton	Preferred

Nearby ZIP codes

76525 Evant (14.2 mi) 76538 Jonesboro (14.7 mi) 76566 Purmela (14.9 mi) 76436 Carlton (16.2 mi) 76455 Gustine (19.3 mi) 76637 Cranfills Gap (19.5 mi)

Demographics updated 06/2026

Population
Total population	4,591
Population density	12 / sq mi
State FIPS	48
County FIPS	193

Geography
Land area	387.04 sq mi
Water area	0.26 sq mi
Latitude	31.6831
Longitude	-98.0910
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.9%	53.8%	39.5%
$50k – $100k	26.0%	25.8%	30.1%
$100k – $200k	18.6%	16.0%	22.6%
Over $200k	4.6%	4.4%	7.8%

Demographics & statistics

4,591

Population

People per sq mi

45.1

Median age

$55,857

Median household income

$42,075

Per capita income

$128,500

Median home value

$853

Median monthly rent

83.5%

Home ownership

16.3%

Poverty rate

2.5%

Unemployment

2,033

Housing units

24.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

181

10–14

169

290

15–19

270

20–24

220

25–34

205

263

35–44

244

241

45–54

225

211

55–59

196

155

60–64

145

307

65–74

286

190

75–84

176

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	802	17.5%
18 and over	3,789	82.5%
65 and over	1,125	24.5%
Median age	45.1 years

Race & ethnicity

White 77.7%

Two or more races 10.6%

Hispanic or Latino 9.6%

Black or African American 1.3%

Other race 0.4%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	3,945	77.7%
Two or more races	538	10.6%
Hispanic or Latino	485	9.6%
Black or African American	68	1.3%
Other race	19	0.4%
American Indian / Alaska Native	16	0.3%
Native Hawaiian / Pacific Islander	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.9%	53.8%	39.5%
$50k – $100k	26.0%	25.8%	30.1%
$100k – $200k	18.6%	16.0%	22.6%
Over $200k	4.6%	4.4%	7.8%

Under $10k 5.1%

$10k–$15k 7.2%

$15k–$25k 9.7%

$25k–$35k 11.3%

$35k–$50k 14.9%

$50k–$75k 9.8%

$75k–$100k 13.3%

$100k–$150k 16.3%

$150k–$200k 4.6%

$200k+ 7.9%

Range	% of households
Under $10k	5.1%
$10k–$15k	7.2%
$15k–$25k	9.7%
$25k–$35k	11.3%
$35k–$50k	14.9%
$50k–$75k	9.8%
$75k–$100k	13.3%
$100k–$150k	16.3%
$150k–$200k	4.6%
$200k+	7.9%
Median income	$55,857

Housing

Home values

Under $50k 14.8%

$50k–$100k 26.0%

$100k–$150k 17.1%

$150k–$200k 18.1%

$200k–$300k 8.2%

$300k–$500k 5.0%

$500k–$1M 7.6%

$1M+ 3.2%

Housing overview

Metric	Value
Median home value	$128,500
Median rent / month	$853
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	27.3%
Single-family detached	91.3%
Large apartment buildings	0.0%
Mobile homes	6.1%
Median rooms	5.9
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.0%
2010–2019	2.2%
2000–2009	13.7%
1990–1999	6.0%
1980–1989	7.0%
1970–1979	16.4%
1960–1969	9.1%
1950–1959	19.6%
1940–1949	14.2%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	3.2%
2 bedrooms	29.2%
3 bedrooms	50.6%
4 bedrooms	13.3%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	28.1%
2 vehicles	42.6%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	37.7%
Electricity	47.9%
Propane / LP gas	12.3%
Wood	2.0%

Households & families

Household type	Count	%
Married-couple family	702	41.8%
Cohabiting couple	70	4.2%
Male householder, no spouse	389	23.2%
Female householder, no spouse	519	30.9%
Households with children under 18	387	23.0%
Households with seniors (65+)	704	41.9%
Average household size	2.60

Marital status

Status	Male	Female
Never married	33.8%	29.2%
Married	44.8%	40.6%
Separated	1.6%	1.2%
Widowed	5.8%	18.2%
Divorced	14.1%	10.8%

Education

Less than 9th grade 3.3%

Some HS, no diploma 8.6%

HS graduate 36.5%

Some college, no degree 16.3%

Associate's degree 11.0%

Bachelor's degree 18.0%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	88.1%
Bachelor's or higher	24.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	5.1%
Kindergarten	15	1.5%
Elementary school	396	39.6%
High school	458	45.8%
College / grad school	79	7.9%

Employment

Industry of employment

Education & healthcare 21.8%

Retail trade 17.6%

Arts, food & hospitality 13.1%

Transportation & utilities 9.4%

Agriculture & mining 8.2%

Finance & real estate 6.4%

Construction 5.8%

Manufacturing 5.4%

Public administration 4.9%

Other services 4.1%

Wholesale trade 2.0%

Professional & management 1.3%

Occupation

Category	%
Management, business & arts	26.9%
Service	22.2%
Sales & office	26.5%
Natural resources & construction	10.2%
Production & transportation	14.1%

Employment type

Type	%
Private sector	72.6%
Government	22.7%
Self-employed	3.9%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	81.4%
Carpool	12.2%
Public transit	0.0%
Walk	1.2%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	14.3

Poverty

All people 16.3%

Under 18 years 11.6%

18 and over 17.3%

Married-couple families 4.7%

Female-led households 31.2%

Income support

Source	% of households
Social Security	41.0%
Retirement income	31.7%
Supplemental Security	4.6%
Cash public assistance	1.3%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	34.4%
High blood pressure	42.4%
High cholesterol	41.0%
Diabetes	14.3%
Heart disease	10.1%
Stroke	4.6%
Asthma	9.4%
Arthritis	31.7%
Kidney disease	4.1%
Pulmonary disease	10.6%
Cancer	9.1%

Behavior / access	%
Smoking	19.9%
Binge drinking	15.6%
No physical activity	28.3%
Less than 7 hrs sleep	32.6%
Depression	22.8%
Fair or poor health	20.9%
Poor mental health	14.9%
Poor physical health	14.1%
No health insurance	23.7%
Visited doctor (checkup)	74.4%
Visited dentist	53.2%
Cholesterol screening	90.2%
Teeth loss	18.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	334	8.8%

Disability	%
Any disability	18.4%
Under 18	0.0%
18–64 years	17.9%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	34.9%
No insurance	15.7%
Uninsured under 19	5.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,463	97.2%
Spanish	188	4.2%
Other Indo-European	173	3.9%
Asian & Pacific Islander	15	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,298	93.6%
Born in same state	4,292	93.5%
Born in different state	3,692	80.4%
Foreign born	6	0.1%
Naturalized citizen	293	6.4%
Not a US citizen	87	29.7%

Ancestry

Ancestry	Count	%
Italian	633	13.8%
French	563	12.3%
Arab	453	9.9%

Ancestry	Count	%
English	49	1.1%
Polish	44	1%
German	3	0.1%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76531

What city is ZIP code 76531 in?

ZIP code 76531 is primarily assigned to Hamilton, Texas.

What county is ZIP code 76531 in?

ZIP code 76531 falls within Hamilton County, Texas.

Is ZIP code 76531 mostly owner-occupied?

84% of occupied units in ZIP code 76531 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 76531?

16% of residents in ZIP code 76531 live below the poverty line, above the national average.

Does ZIP code 76531 have a large retiree population?

41% of households in ZIP code 76531 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 76531?

The median home value in ZIP code 76531 is $128,500.

What timezone is ZIP code 76531 in?

ZIP code 76531 observes the CST timezone.