21740 ZIP Code — Hagerstown, MD

Washington County, Maryland

ZIP code 21740 is located in Hagerstown, Maryland, within Washington County. It covers approximately 70.88 square miles and serves a population of 62,760 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.

About ZIP code 21740

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $230,400. Owner-occupancy sits near the national average at 54%.

Median household income is $57,150. SNAP benefit usage at 23% of households reflects economic stress in the area. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 21740 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

62,760

population

70.88

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21740 ZIP code map

Cities in ZIP code 21740

Below are the cities the US Postal Service accepts for ZIP code 21740. Using any city not on this list may result in mail delivery delays.

City	Status
Hagerstown	Preferred

Nearby ZIP codes

21746 Hagerstown (0.9 mi) 21749 Hagerstown (1.1 mi) 21742 Hagerstown (3.7 mi) 21767 Maugansville (5.1 mi) 21733 Fairplay (6.2 mi) 21795 Williamsport (6.5 mi) 21783 Smithsburg (7.6 mi) 21713 Boonsboro (7.7 mi) 25419 Falling Waters (9.9 mi) 21722 Clear Spring (10 mi) 21773 Myersville (10.3 mi) 17225 Greencastle (11.9 mi)

Demographics updated 05/2026

Population
Total population	62,760
Population density	885 / sq mi
State FIPS	24
County FIPS	043

Geography
Land area	70.88 sq mi
Water area	0.17 sq mi
Latitude	39.6290
Longitude	-77.7155
Timezone	Eastern (ET)
Area code	240/301

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	40.3%	28.2%
$50k – $100k	28.5%	30.7%	28.2%
$100k – $200k	17.7%	23.5%	30.1%
Over $200k	3.2%	5.6%	13.4%

Demographics & statistics

62,760

Population

885

People per sq mi

39.3

Median age

$57,150

Median household income

$32,126

Per capita income

$230,400

Median home value

$986

Median monthly rent

53.8%

Home ownership

17.4%

Poverty rate

5.6%

Unemployment

15,536

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

1,775

Under 5

1,736

2,075

5–9

2,031

1,874

10–14

1,834

1,771

15–19

1,732

2,276

20–24

2,227

4,199

25–34

4,108

4,212

35–44

4,122

4,415

45–54

4,319

2,243

55–59

2,195

1,754

60–64

1,717

2,883

65–74

2,821

1,665

75–84

1,630

579

85+

567

← Male

Female →

Age summary

Group	Count	%
Under 18	13,577	21.6%
18 and over	49,183	78.4%
65 and over	10,145	16.2%
Median age	39.3 years

Race & ethnicity

White 67.1%

Black or African American 16.4%

Two or more races 7.5%

Hispanic or Latino 5%

Other race 2%

Asian 1.7%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	44,303	67.1%
Black or African American	10,849	16.4%
Two or more races	4,948	7.5%
Hispanic or Latino	3,302	5%
Other race	1,325	2%
Asian	1,104	1.7%
American Indian / Alaska Native	126	0.2%
Native Hawaiian / Pacific Islander	105	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	40.3%	28.2%
$50k – $100k	28.5%	30.7%	28.2%
$100k – $200k	17.7%	23.5%	30.1%
Over $200k	3.2%	5.6%	13.4%

Under $10k 4.9%

$10k–$15k 5.9%

$15k–$25k 9.4%

$25k–$35k 10.7%

$35k–$50k 12.8%

$50k–$75k 17.0%

$75k–$100k 11.8%

$100k–$150k 15.1%

$150k–$200k 7.9%

$200k+ 4.6%

Range	% of households
Under $10k	4.9%
$10k–$15k	5.9%
$15k–$25k	9.4%
$25k–$35k	10.7%
$35k–$50k	12.8%
$50k–$75k	17.0%
$75k–$100k	11.8%
$100k–$150k	15.1%
$150k–$200k	7.9%
$200k+	4.6%
Median income	$57,150

Housing

Home values

Under $50k 3.0%

$50k–$100k 8.3%

$100k–$150k 8.2%

$150k–$200k 18.1%

$200k–$300k 31.9%

$300k–$500k 23.3%

$500k–$1M 5.7%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$230,400
Median rent / month	$986
Owner occupied	53.8%
Renter occupied	46.2%
Vacant	8.1%
Single-family detached	48.3%
Large apartment buildings	5.2%
Mobile homes	1.8%
Median rooms	5.6
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.3%
2010–2019	6.1%
2000–2009	13.1%
1990–1999	8.2%
1980–1989	10.5%
1970–1979	11.8%
1960–1969	10.5%
1950–1959	10.9%
1940–1949	4.1%
1939 or earlier	24.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	13.2%
2 bedrooms	25.2%
3 bedrooms	41.5%
4 bedrooms	13.9%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	12.8%
1 vehicle	34.5%
2 vehicles	33.2%
3 or more	19.5%

Heating fuel

Fuel type	%
Utility gas	31.4%
Electricity	48.3%
Propane / LP gas	3.3%
Fuel oil	15.0%
Wood	0.6%
Solar	0.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	10,163	41.0%
Cohabiting couple	2,209	8.9%
Male householder, no spouse	4,996	20.1%
Female householder, no spouse	7,450	30.0%
Households with children under 18	7,592	30.6%
Households with seniors (65+)	6,998	28.2%
Average household size	2.37

Marital status

Status	Male	Female
Never married	40.9%	31.7%
Married	42.0%	42.6%
Separated	1.9%	2.2%
Widowed	2.3%	9.1%
Divorced	12.9%	14.5%

Education

Less than 9th grade 4.1%

Some HS, no diploma 10.3%

HS graduate 36.2%

Some college, no degree 20.7%

Associate's degree 8.0%

Bachelor's degree 12.3%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	85.5%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	471	3.5%
Kindergarten	972	7.3%
Elementary school	5,719	43.1%
High school	3,283	24.7%
College / grad school	2,824	21.3%

Employment

Industry of employment

Education & healthcare 22.8%

Retail trade 13.0%

Professional & management 12.5%

Transportation & utilities 8.6%

Manufacturing 8.1%

Construction 7.7%

Arts, food & hospitality 7.4%

Public administration 6.8%

Finance & real estate 4.6%

Other services 4.3%

Wholesale trade 2.2%

Information 1.3%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	34.1%
Service	18.1%
Sales & office	21.7%
Natural resources & construction	11.0%
Production & transportation	15.1%

Employment type

Type	%
Private sector	78.8%
Government	16.4%
Self-employed	4.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	74.4%
Carpool	9.3%
Public transit	2.2%
Walk	1.8%
Work from home	9.1%
Other means	3.2%
Avg commute (minutes)	28.0

Poverty

All people 17.4%

Under 18 years 24.4%

18 and over 15.4%

Married-couple families 4.8%

Female-led households 28.9%

Income support

Source	% of households
Social Security	31.3%
Retirement income	23.3%
Supplemental Security	7.8%
Cash public assistance	3.9%
Food stamps / SNAP	22.9%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	37.6%
High cholesterol	33.0%
Diabetes	11.4%
Heart disease	6.8%
Stroke	3.5%
Asthma	11.2%
Arthritis	27.2%
Kidney disease	3.1%
Pulmonary disease	8.1%
Cancer	6.4%

Behavior / access	%
Smoking	22.8%
Binge drinking	14.5%
No physical activity	29.9%
Less than 7 hrs sleep	36.5%
Depression	20.9%
Fair or poor health	16.4%
Poor mental health	15.9%
Poor physical health	11.0%
No health insurance	14.3%
Visited doctor (checkup)	76.9%
Visited dentist	56.5%
Cholesterol screening	89.1%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,292	6.7%

Disability	%
Any disability	18.3%
Under 18	8.7%
18–64 years	16.9%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	61.0%
Public insurance	48.6%
No insurance	5.5%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	59,249	94.4%
Spanish	2,338	3.9%
Other Indo-European	1,668	2.8%
Asian & Pacific Islander	178	0.3%
Other languages	405	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	58,209	92.7%
Born in same state	57,247	91.2%
Born in different state	39,659	63.2%
Foreign born	962	1.5%
Naturalized citizen	4,551	7.3%
Not a US citizen	2,216	48.7%

Ancestry

Ancestry	Count	%
Italian	6,395	10.2%
French	5,269	8.4%
Arab	2,874	4.6%
Polish	532	0.8%
English	291	0.5%

Ancestry	Count	%
German	253	0.4%
Irish	159	0.3%
Norwegian	54	0.1%
Dutch	46	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	92.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21740

What part of Hagerstown is ZIP code 21740?

ZIP code 21740 covers a portion of Hagerstown, Maryland, within Washington County.

What county is ZIP code 21740 in?

ZIP code 21740 falls within Washington County, Maryland.

What is the poverty rate in ZIP code 21740?

17% of residents in ZIP code 21740 live below the poverty line, above the national average.

What is the population of ZIP code 21740?

ZIP code 21740 has an estimated population of 62,760 residents, with a density of 885 people per square mile.

What is the median household income in ZIP code 21740?

The median household income in ZIP code 21740 is $57,150, below the national median of ~$75,000.

What is the typical home value in ZIP code 21740?

The median home value in ZIP code 21740 is $230,400.

What timezone is ZIP code 21740 in?

ZIP code 21740 observes the EST timezone.