41632 ZIP Code — Gunlock, KY

Magoffin County, Kentucky

ZIP code 41632 is located in Gunlock, Kentucky, within Magoffin County. It covers approximately 32.69 square miles and serves a population of 423 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41632

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $79,000. Owner-occupancy sits near the national average at 61%.

Median household income is $23,688. Poverty affects 32% of residents, above the national average. SNAP benefit usage at 31% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with agriculture and mining as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (45%), diabetes (15%), smoking (34%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 46%.

Overall, ZIP code 41632 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

423
population
32.69
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
41632 ZIP code map
Cities in ZIP code 41632

Below are the cities the US Postal Service accepts for ZIP code 41632. Using any city not on this list may result in mail delivery delays.

City Status
Gunlock Acceptable
Demographics updated 05/2026
Population
Total population 423
Population density 13 / sq mi
State FIPS 21
County FIPS 153
Geography
Land area 32.69 sq mi
Water area 0.04 sq mi
Latitude 37.5489
Longitude -82.9485
Timezone Eastern (ET)
Area code 606
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 82.4% 71.2% 47.9%
$50k – $100k 11.3% 21.5% 30.3%
$100k – $200k 6.3% 6.0% 17.6%
Over $200k 0.0% 1.3% 4.2%

Demographics & statistics

423
Population
13
People per sq mi
54.7
Median age
$23,688
Median household income
$18,225
Per capita income
$79,000
Median home value
$0
Median monthly rent
60.9%
Home ownership
32.2%
Poverty rate
11.3%
Unemployment
156
Housing units
3.0%
Bachelor's or higher

Age distribution

Male Female
13
5–9
10
7
10–14
6
11
15–19
8
3
20–24
2
28
25–34
23
4
35–44
4
61
45–54
50
27
55–59
21
10
60–64
8
37
65–74
29
11
75–84
9
23
85+
18
← Male
Female →

Age summary

GroupCount%
Under 184811.3%
18 and over37588.7%
65 and over12730.0%
Median age54.7 years

Race & ethnicity

White 98.3%
Two or more races 1.7%
GroupCount%
White41698.3%
Two or more races71.7%

Household income

Income range This ZIP County avg State avg
Under $50k 82.4% 71.2% 47.9%
$50k – $100k 11.3% 21.5% 30.3%
$100k – $200k 6.3% 6.0% 17.6%
Over $200k 0.0% 1.3% 4.2%
Under $10k 9.2%
$10k–$15k 15.5%
$15k–$25k 30.4%
$25k–$35k 7.2%
$35k–$50k 23.2%
$50k–$75k 5.8%
$75k–$100k 4.3%
$150k–$200k 4.3%
Range% of households
Under $10k9.2%
$10k–$15k15.5%
$15k–$25k30.4%
$25k–$35k7.2%
$35k–$50k23.2%
$50k–$75k5.8%
$75k–$100k4.3%
$150k–$200k4.3%
Median income$23,688

Housing

Home values

Under $50k 32.5%
$50k–$100k 30.2%
$100k–$150k 21.4%
$200k–$300k 3.2%
$300k–$500k 5.6%
$500k–$1M 7.1%

Housing overview

MetricValue
Median home value$79,000
Median rent / month$0
Owner occupied60.9%
Renter occupied39.1%
Vacant12.7%
Single-family detached66.7%
Large apartment buildings0.0%
Mobile homes33.3%
Median rooms6.0
Avg household size (owned)2.39

Year built

Era%
2020 or later0.0%
2010–201912.7%
2000–200911.0%
1990–199916.5%
1980–19897.6%
1970–197925.3%
1960–196917.3%
1950–19596.8%
1940–19493.0%
1939 or earlier0.0%

Bedrooms

Size% of units
No bedroom (studio)3.4%
1 bedroom9.3%
2 bedrooms34.6%
3 bedrooms40.1%
4 bedrooms12.7%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle7.7%
1 vehicle47.8%
2 vehicles18.4%
3 or more26.1%

Heating fuel

Fuel type%
Utility gas25.6%
Electricity58.0%
Propane / LP gas16.4%

Households & families

Household typeCount%
Married-couple family8541.1%
Cohabiting couple00.0%
Male householder, no spouse5627.1%
Female householder, no spouse6631.9%
Households with children under 183014.5%
Households with seniors (65+)9344.9%
Average household size2.04

Marital status

StatusMaleFemale
Never married23.0%14.4%
Married53.5%45.4%
Separated0.0%5.7%
Widowed3.3%31.6%
Divorced20.2%2.9%

Education

Less than 9th grade 17.6%
Some HS, no diploma 10.2%
HS graduate 62.8%
Some college, no degree 5.5%
Associate's degree 0.8%
Bachelor's degree 0.0%
Graduate / professional 3.0%
Metric%
HS diploma or higher72.2%
Bachelor's or higher3.0%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school2758.7%
High school1226.1%
College / grad school715.2%

Employment

Industry of employment

Transportation & utilities 30.9%
Agriculture & mining 16.4%
Other services 16.4%
Retail trade 12.7%
Arts, food & hospitality 12.7%
Construction 10.9%

Occupation

Category%
Management, business & arts16.4%
Service29.1%
Sales & office12.7%
Natural resources & construction0.0%
Production & transportation41.8%

Employment type

Type%
Private sector83.6%
Government0.0%
Self-employed16.4%
Unpaid family workers0.0%

Commute

Method%
Drive alone87.3%
Carpool12.7%
Public transit0.0%
Walk0.0%
Work from home0.0%
Other means0.0%
Avg commute (minutes)23.4

Poverty

All people 32.2%
Under 18 years 68.8%
18 and over 27.5%
Married-couple families 18.8%
Female-led households 54.5%

Income support

Source% of households
Social Security50.2%
Retirement income36.2%
Supplemental Security20.8%
Cash public assistance2.9%
Food stamps / SNAP31.4%

Health indicators

Condition%
Obesity44.5%
High blood pressure45.6%
High cholesterol38.5%
Diabetes15.4%
Heart disease9.6%
Stroke4.8%
Asthma12.9%
Arthritis35.6%
Kidney disease4.0%
Pulmonary disease15.9%
Cancer6.2%
Behavior / access%
Smoking34.3%
Binge drinking14.6%
No physical activity40.8%
Less than 7 hrs sleep41.4%
Depression29.5%
Fair or poor health30.2%
Poor mental health21.8%
Poor physical health19.9%
No health insurance14.3%
Visited doctor (checkup)75.4%
Visited dentist41.3%
Cholesterol screening86.9%
Teeth loss30.4%

Veterans & disability

VeteransCount%
Civilian veterans246.4%
Disability%
Any disability46.3%
Under 180.0%
18–64 years50.0%
65 and over56.7%

Health insurance coverage

Type%
Private insurance28.4%
Public insurance81.3%
No insurance5.4%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only423100.0%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)423100.0%
Born in same state423100.0%
Born in different state34782.0%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Arab18844.4%
French409.5%
AncestryCount%
English71.7%

Technology access

Metric% of households
Computer access48.9%
Internet access77.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41632

What city is ZIP code 41632 in?

ZIP code 41632 is primarily assigned to Gunlock, Kentucky.

What county is ZIP code 41632 in?

ZIP code 41632 falls within Magoffin County, Kentucky.

What is the poverty rate in ZIP code 41632?

32% of residents in ZIP code 41632 live below the poverty line, above the national average.

How educated is the population of ZIP code 41632?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 41632 have an older population?

30% of residents in ZIP code 41632 are 65 or older, above the national average of ~17%.

Does ZIP code 41632 have a large retiree population?

50% of households in ZIP code 41632 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 41632 in?

ZIP code 41632 observes the EST timezone.

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