95445 ZIP Code — Gualala, CA

Mendocino County, California

ZIP code 95445 is located in Gualala, California, within Mendocino County. It covers approximately 89.19 square miles and serves a population of 2,012 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95445

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $692,100. Owner-occupancy sits near the national average at 73%.

The gap between median ($79,462) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 17 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

2,012

population

89.19

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95445 ZIP code map

Cities in ZIP code 95445

Below are the cities the US Postal Service accepts for ZIP code 95445. Using any city not on this list may result in mail delivery delays.

City	Status
Gualala	Acceptable
Gualala	Preferred

Nearby ZIP codes

95468 Point Arena (7.4 mi) 95494 Yorkville (10.2 mi) 95415 Boonville (12.7 mi) 95459 Manchester (15.5 mi) 95421 Cazadero (17.7 mi) 95466 Philo (18.1 mi)

Demographics updated 06/2026

Population
Total population	2,012
Population density	23 / sq mi
State FIPS	06
County FIPS	045

Geography
Land area	89.19 sq mi
Water area	0.34 sq mi
Latitude	38.8370
Longitude	-123.4457
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.4%	47.0%	32.6%
$50k – $100k	52.5%	29.4%	27.7%
$100k – $200k	18.6%	18.7%	26.4%
Over $200k	0.5%	4.9%	13.3%

Demographics & statistics

2,012

Population

People per sq mi

58.7

Median age

$79,462

Median household income

$52,298

Per capita income

$692,100

Median home value

$1,451

Median monthly rent

73.4%

Home ownership

5.7%

Poverty rate

0.0%

Unemployment

1,026

Housing units

31.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

25–34

35–44

100

45–54

137

55–59

144

60–64

251

65–74

264

75–84

102

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	339	16.8%
18 and over	1,673	83.2%
65 and over	716	35.6%
Median age	58.7 years

Race & ethnicity

White 68.6%

Two or more races 13%

Hispanic or Latino 12.6%

Other race 5.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	1,580	68.6%
Two or more races	300	13%
Hispanic or Latino	291	12.6%
Other race	125	5.4%
American Indian / Alaska Native	6	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.4%	47.0%	32.6%
$50k – $100k	52.5%	29.4%	27.7%
$100k – $200k	18.6%	18.7%	26.4%
Over $200k	0.5%	4.9%	13.3%

Under $10k 4.4%

$10k–$15k 1.2%

$15k–$25k 6.1%

$25k–$35k 2.7%

$35k–$50k 0.9%

$50k–$75k 28.2%

$75k–$100k 31.1%

$100k–$150k 11.2%

$150k–$200k 2.9%

$200k+ 11.2%

Range	% of households
Under $10k	4.4%
$10k–$15k	1.2%
$15k–$25k	6.1%
$25k–$35k	2.7%
$35k–$50k	0.9%
$50k–$75k	28.2%
$75k–$100k	31.1%
$100k–$150k	11.2%
$150k–$200k	2.9%
$200k+	11.2%
Median income	$79,462

Housing

Home values

$100k–$150k 3.4%

$200k–$300k 4.9%

$300k–$500k 24.0%

$500k–$1M 48.5%

$1M+ 19.1%

Housing overview

Metric	Value
Median home value	$692,100
Median rent / month	$1,451
Owner occupied	73.4%
Renter occupied	26.6%
Vacant	29.9%
Single-family detached	91.8%
Large apartment buildings	2.0%
Mobile homes	3.3%
Median rooms	4.5
Avg household size (owned)	2.28

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	12.3%
1990–1999	19.8%
1980–1989	24.7%
1970–1979	16.5%
1960–1969	18.6%
1950–1959	5.4%
1940–1949	2.2%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	10.7%
2 bedrooms	50.5%
3 bedrooms	32.7%
4 bedrooms	4.1%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	6.4%
1 vehicle	36.8%
2 vehicles	39.7%
3 or more	17.1%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	20.2%
Propane / LP gas	47.1%
Wood	27.0%
No fuel used	1.7%

Households & families

Household type	Count	%
Married-couple family	446	50.5%
Cohabiting couple	96	10.9%
Male householder, no spouse	101	11.4%
Female householder, no spouse	241	27.3%
Households with children under 18	105	11.9%
Households with seniors (65+)	444	50.2%
Average household size	2.25

Marital status

Status	Male	Female
Never married	34.3%	30.9%
Married	58.8%	48.2%
Separated	0.0%	0.0%
Widowed	2.7%	4.5%
Divorced	4.1%	16.4%

Education

Less than 9th grade 1.1%

Some HS, no diploma 6.7%

HS graduate 6.6%

Some college, no degree 38.1%

Associate's degree 15.8%

Bachelor's degree 22.8%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	31.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	19	5.3%
Elementary school	182	51.1%
High school	115	32.3%
College / grad school	40	11.2%

Employment

Industry of employment

Arts, food & hospitality 26.7%

Education & healthcare 20.9%

Professional & management 11.7%

Construction 10.7%

Transportation & utilities 7.6%

Other services 4.9%

Retail trade 4.5%

Agriculture & mining 2.8%

Information 2.8%

Wholesale trade 2.5%

Finance & real estate 2.2%

Manufacturing 1.5%

Public administration 1.3%

Occupation

Category	%
Management, business & arts	44.0%
Service	25.1%
Sales & office	9.4%
Natural resources & construction	13.5%
Production & transportation	8.0%

Employment type

Type	%
Private sector	61.6%
Government	16.1%
Self-employed	22.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.7%
Carpool	10.2%
Public transit	0.4%
Walk	3.0%
Work from home	8.4%
Other means	1.4%
Avg commute (minutes)	17.1

Poverty

All people 5.7%

Under 18 years 0.0%

18 and over 6.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	47.4%
Retirement income	30.7%
Supplemental Security	3.7%
Cash public assistance	2.6%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	34.2%
High cholesterol	34.2%
Diabetes	11.2%
Heart disease	7.9%
Stroke	3.6%
Asthma	10.1%
Arthritis	28.8%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	8.3%

Behavior / access	%
Smoking	13.2%
Binge drinking	16.4%
No physical activity	19.2%
Less than 7 hrs sleep	29.6%
Depression	18.3%
Fair or poor health	15.6%
Poor mental health	13.9%
Poor physical health	11.8%
No health insurance	10.2%
Visited doctor (checkup)	69.5%
Visited dentist	65.2%
Cholesterol screening	93.3%
Teeth loss	11.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	6.5%

Disability	%
Any disability	9.4%
Under 18	0.0%
18–64 years	5.7%
65 and over	18.7%

Health insurance coverage

Type	%
Private insurance	44.1%
Public insurance	52.7%
No insurance	13.4%
Uninsured under 19	45.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,989	98.9%
Spanish	68	3.4%
Other Indo-European	68	3.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,828	90.9%
Born in same state	1,652	82.1%
Born in different state	1,010	50.2%
Foreign born	176	8.7%
Naturalized citizen	184	9.1%
Not a US citizen	111	60.3%

Ancestry

Ancestry	Count	%
Italian	286	14.2%
French	256	12.7%
English	31	1.5%

Ancestry	Count	%
Polish	20	1%
Arab	1	0%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95445

What city is ZIP code 95445 in?

ZIP code 95445 is primarily assigned to Gualala, California.

What county is ZIP code 95445 in?

ZIP code 95445 falls within Mendocino County, California.

Does ZIP code 95445 have an older population?

36% of residents in ZIP code 95445 are 65 or older, above the national average of ~17%.

Does ZIP code 95445 have a large retiree population?

47% of households in ZIP code 95445 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95445?

The median home value in ZIP code 95445 is $692,100.

What is the population of ZIP code 95445?

ZIP code 95445 has an estimated population of 2,012 residents, with a density of 23 people per square mile.

What timezone is ZIP code 95445 in?

ZIP code 95445 observes the PST timezone.