95321 ZIP Code — Groveland, CA

Tuolumne County, California

ZIP code 95321 is located in Groveland, California, within Tuolumne County. It covers approximately 449.10 square miles and serves a population of 4,068 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 209.

About ZIP code 95321

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $373,500. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($66,708) and mean household income suggests income inequality — a small number of higher earners pull the average up. 61% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 30 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 95321 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

4,068

population

449.10

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95321 ZIP code map

Cities in ZIP code 95321

Below are the cities the US Postal Service accepts for ZIP code 95321. Using any city not on this list may result in mail delivery delays.

City	Status
Groveland	Preferred

Nearby ZIP codes

95311 Coulterville (15.3 mi) 95346 Mi Wuk Village (17.2 mi) 95379 Tuolumne (17.5 mi) 95345 Midpines (19.4 mi)

Demographics updated 05/2026

Population
Total population	4,068
Population density	9 / sq mi
State FIPS	06
County FIPS	109

Geography
Land area	449.10 sq mi
Water area	7.33 sq mi
Latitude	37.8617
Longitude	-119.9146
Timezone	Pacific (PT)
Area code	209

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	41.6%	32.6%
$50k – $100k	27.6%	29.6%	27.7%
$100k – $200k	21.9%	22.6%	26.4%
Over $200k	8.9%	6.2%	13.3%

Demographics & statistics

4,068

Population

People per sq mi

58.9

Median age

$66,708

Median household income

$43,917

Per capita income

$373,500

Median home value

$1,452

Median monthly rent

87.0%

Home ownership

9.3%

Poverty rate

8.6%

Unemployment

3,455

Housing units

30.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

116

20–24

111

160

25–34

153

158

35–44

151

209

45–54

200

131

55–59

124

196

60–64

186

527

65–74

503

222

75–84

212

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	417	10.3%
18 and over	3,651	89.7%
65 and over	1,636	40.2%
Median age	58.9 years

Race & ethnicity

White 72.2%

Hispanic or Latino 11%

Other race 8.5%

Two or more races 5.1%

Asian 2.2%

American Indian / Alaska Native 1%

Group	Count	%
White	3,301	72.2%
Hispanic or Latino	501	11%
Other race	389	8.5%
Two or more races	232	5.1%
Asian	99	2.2%
American Indian / Alaska Native	47	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	41.6%	32.6%
$50k – $100k	27.6%	29.6%	27.7%
$100k – $200k	21.9%	22.6%	26.4%
Over $200k	8.9%	6.2%	13.3%

Under $10k 3.6%

$10k–$15k 0.6%

$15k–$25k 10.7%

$25k–$35k 6.0%

$35k–$50k 15.5%

$50k–$75k 16.4%

$75k–$100k 10.5%

$100k–$150k 18.9%

$150k–$200k 8.4%

$200k+ 9.5%

Range	% of households
Under $10k	3.6%
$10k–$15k	0.6%
$15k–$25k	10.7%
$25k–$35k	6.0%
$35k–$50k	15.5%
$50k–$75k	16.4%
$75k–$100k	10.5%
$100k–$150k	18.9%
$150k–$200k	8.4%
$200k+	9.5%
Median income	$66,708

Housing

Home values

Under $50k 0.2%

$50k–$100k 2.3%

$100k–$150k 3.6%

$150k–$200k 8.9%

$200k–$300k 16.9%

$300k–$500k 37.5%

$500k–$1M 25.8%

$1M+ 4.8%

Housing overview

Metric	Value
Median home value	$373,500
Median rent / month	$1,452
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	51.9%
Single-family detached	92.7%
Large apartment buildings	0.0%
Mobile homes	2.8%
Median rooms	5.3
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	10.9%
1990–1999	19.8%
1980–1989	31.9%
1970–1979	25.2%
1960–1969	6.4%
1950–1959	2.1%
1940–1949	2.0%
1939 or earlier	1.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	3.4%
2 bedrooms	27.7%
3 bedrooms	49.9%
4 bedrooms	15.6%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	27.6%
2 vehicles	45.6%
3 or more	24.2%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	10.9%
Propane / LP gas	53.8%
Fuel oil	0.3%
Wood	25.8%
Solar	0.4%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	835	47.1%
Cohabiting couple	90	5.1%
Male householder, no spouse	386	21.8%
Female householder, no spouse	460	26.0%
Households with children under 18	206	11.6%
Households with seniors (65+)	1,100	62.1%
Average household size	2.15

Marital status

Status	Male	Female
Never married	35.2%	18.3%
Married	48.1%	49.6%
Separated	2.6%	2.2%
Widowed	7.6%	12.4%
Divorced	6.4%	17.4%

Education

Less than 9th grade 0.5%

Some HS, no diploma 4.1%

HS graduate 18.9%

Some college, no degree 33.7%

Associate's degree 12.6%

Bachelor's degree 21.7%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	30.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	7.2%
Kindergarten	51	8.3%
Elementary school	219	35.6%
High school	127	20.7%
College / grad school	174	28.3%

Employment

Industry of employment

Arts, food & hospitality 36.0%

Education & healthcare 17.7%

Professional & management 12.2%

Construction 8.4%

Transportation & utilities 5.1%

Retail trade 5.0%

Manufacturing 4.5%

Finance & real estate 3.9%

Information 2.0%

Public administration 1.9%

Agriculture & mining 1.7%

Other services 1.6%

Occupation

Category	%
Management, business & arts	46.7%
Service	28.4%
Sales & office	14.2%
Natural resources & construction	6.6%
Production & transportation	4.1%

Employment type

Type	%
Private sector	69.7%
Government	15.2%
Self-employed	13.0%
Unpaid family workers	2.2%

Commute

Method	%
Drive alone	63.9%
Carpool	6.8%
Public transit	0.0%
Walk	3.3%
Work from home	20.5%
Other means	5.6%
Avg commute (minutes)	29.7

Poverty

All people 9.3%

Under 18 years 1.7%

18 and over 10.2%

Married-couple families 4.2%

Female-led households 8.9%

Income support

Source	% of households
Social Security	60.8%
Retirement income	41.3%
Supplemental Security	1.6%
Cash public assistance	0.0%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	28.5%
High blood pressure	39.9%
High cholesterol	41.3%
Diabetes	12.8%
Heart disease	9.6%
Stroke	4.2%
Asthma	10.0%
Arthritis	33.1%
Kidney disease	4.0%
Pulmonary disease	9.5%
Cancer	10.1%

Behavior / access	%
Smoking	12.4%
Binge drinking	14.8%
No physical activity	20.1%
Less than 7 hrs sleep	28.5%
Depression	18.2%
Fair or poor health	16.4%
Poor mental health	13.1%
Poor physical health	12.5%
No health insurance	8.2%
Visited doctor (checkup)	73.5%
Visited dentist	67.6%
Cholesterol screening	94.5%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	533	14.6%

Disability	%
Any disability	19.2%
Under 18	0.0%
18–64 years	16.8%
65 and over	27.2%

Health insurance coverage

Type	%
Private insurance	61.9%
Public insurance	56.6%
No insurance	4.2%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,940	96.9%
Spanish	159	4.0%
Other Indo-European	136	3.5%
Asian & Pacific Islander	0	0.0%
Other languages	23	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,634	89.3%
Born in same state	3,604	88.6%
Born in different state	2,385	58.6%
Foreign born	30	0.7%
Naturalized citizen	434	10.7%
Not a US citizen	257	59.2%

Ancestry

Ancestry	Count	%
French	505	12.4%
Italian	435	10.7%
Arab	134	3.3%
Polish	100	2.5%

Ancestry	Count	%
English	58	1.4%
Dutch	50	1.2%
Irish	11	0.3%
German	10	0.2%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	99.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95321

What city is ZIP code 95321 in?

ZIP code 95321 is primarily assigned to Groveland, California.

What county is ZIP code 95321 in?

ZIP code 95321 falls within Tuolumne County, California.

Does ZIP code 95321 have an older population?

40% of residents in ZIP code 95321 are 65 or older, above the national average of ~17%.

Does ZIP code 95321 have a large retiree population?

61% of households in ZIP code 95321 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 95321 mostly owner-occupied?

87% of occupied units in ZIP code 95321 are owner-occupied, well above the national average.

Does ZIP code 95321 have a large veteran population?

15% of civilians in ZIP code 95321 are veterans, above the national average of ~7%.

What timezone is ZIP code 95321 in?

ZIP code 95321 observes the PST timezone.