28630 ZIP Code — Granite Falls, NC

Caldwell County, North Carolina

ZIP code 28630 is located in Granite Falls, North Carolina, within Caldwell County. It covers approximately 60.98 square miles and serves a population of 20,715 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28630

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $184,900. Owner-occupancy is high at 78%, well above the national average.

Median household income is $61,924. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 28630 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

20,715

population

60.98

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28630 ZIP code map

Cities in ZIP code 28630

Below are the cities the US Postal Service accepts for ZIP code 28630. Using any city not on this list may result in mail delivery delays.

City	Status
Granite Falls	Acceptable
Granite Falls	Preferred

Nearby ZIP codes

28638 Hudson (1.6 mi) 28633 Lenoir (7.3 mi) 28601 Hickory (7.4 mi) 28637 Hildebran (8.2 mi) 28645 Lenoir (9.4 mi) 28645 Lenoir (9.4 mi) 28690 Valdese (10.3 mi) 28602 Hickory (11.6 mi) 28612 Connelly Springs (12.8 mi) 28613 Conover (14.7 mi) 28681 Taylorsville (15 mi) 28655 Morganton (16.2 mi)

Demographics updated 05/2026

Population
Total population	20,715
Population density	340 / sq mi
State FIPS	37
County FIPS	027

Geography
Land area	60.98 sq mi
Water area	1.91 sq mi
Latitude	35.8362
Longitude	-81.4496
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	54.6%	44.4%
$50k – $100k	34.8%	29.7%	30.6%
$100k – $200k	16.2%	14.1%	19.1%
Over $200k	2.3%	1.6%	6.0%

Demographics & statistics

20,715

Population

340

People per sq mi

45.6

Median age

$61,924

Median household income

$33,149

Per capita income

$184,900

Median home value

$848

Median monthly rent

77.8%

Home ownership

12.5%

Poverty rate

7.2%

Unemployment

7,511

Housing units

17.0%

Bachelor's or higher

Age distribution

Male Female

527

Under 5

504

502

5–9

479

818

10–14

781

545

15–19

520

593

20–24

566

1,174

25–34

1,121

1,082

35–44

1,033

1,610

45–54

1,538

892

55–59

851

676

60–64

645

1,340

65–74

1,279

569

75–84

543

270

85+

257

← Male

Female →

Age summary

Group	Count	%
Under 18	4,435	21.4%
18 and over	16,280	78.6%
65 and over	4,258	20.6%
Median age	45.6 years

Race & ethnicity

White 84.2%

Hispanic or Latino 4.8%

Two or more races 4.4%

Other race 4%

Black or African American 1.7%

Asian 0.7%

Native Hawaiian / Pacific Islander 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	18,331	84.2%
Hispanic or Latino	1,051	4.8%
Two or more races	962	4.4%
Other race	862	4%
Black or African American	374	1.7%
Asian	144	0.7%
Native Hawaiian / Pacific Islander	28	0.1%
American Indian / Alaska Native	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	54.6%	44.4%
$50k – $100k	34.8%	29.7%	30.6%
$100k – $200k	16.2%	14.1%	19.1%
Over $200k	2.3%	1.6%	6.0%

Under $10k 3.2%

$10k–$15k 3.8%

$15k–$25k 10.4%

$25k–$35k 9.9%

$35k–$50k 12.9%

$50k–$75k 16.5%

$75k–$100k 15.7%

$100k–$150k 19.9%

$150k–$200k 3.7%

$200k+ 4.1%

Range	% of households
Under $10k	3.2%
$10k–$15k	3.8%
$15k–$25k	10.4%
$25k–$35k	9.9%
$35k–$50k	12.9%
$50k–$75k	16.5%
$75k–$100k	15.7%
$100k–$150k	19.9%
$150k–$200k	3.7%
$200k+	4.1%
Median income	$61,924

Housing

Home values

Under $50k 7.0%

$50k–$100k 15.7%

$100k–$150k 17.2%

$150k–$200k 15.3%

$200k–$300k 25.7%

$300k–$500k 13.5%

$500k–$1M 4.2%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$184,900
Median rent / month	$848
Owner occupied	77.8%
Renter occupied	22.2%
Vacant	14.3%
Single-family detached	71.7%
Large apartment buildings	0.9%
Mobile homes	20.5%
Median rooms	5.6
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	17.3%
1990–1999	24.1%
1980–1989	14.4%
1970–1979	12.1%
1960–1969	9.7%
1950–1959	8.9%
1940–1949	3.0%
1939 or earlier	6.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	6.0%
2 bedrooms	20.7%
3 bedrooms	57.0%
4 bedrooms	13.7%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	26.7%
2 vehicles	31.7%
3 or more	37.4%

Heating fuel

Fuel type	%
Utility gas	11.8%
Electricity	74.5%
Propane / LP gas	5.3%
Fuel oil	4.5%
Wood	3.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	4,016	50.5%
Cohabiting couple	447	5.6%
Male householder, no spouse	1,317	16.6%
Female householder, no spouse	2,169	27.3%
Households with children under 18	2,232	28.1%
Households with seniors (65+)	2,981	37.5%
Average household size	2.59

Marital status

Status	Male	Female
Never married	30.3%	20.6%
Married	49.6%	48.8%
Separated	2.1%	3.4%
Widowed	3.8%	12.4%
Divorced	14.3%	14.9%

Education

Less than 9th grade 6.5%

Some HS, no diploma 11.6%

HS graduate 30.8%

Some college, no degree 21.0%

Associate's degree 13.1%

Bachelor's degree 11.3%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	81.8%
Bachelor's or higher	17.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	172	4.3%
Kindergarten	181	4.5%
Elementary school	2,145	53.5%
High school	922	23.0%
College / grad school	592	14.8%

Employment

Industry of employment

Manufacturing 25.4%

Education & healthcare 19.2%

Retail trade 10.1%

Wholesale trade 8.6%

Professional & management 8.0%

Construction 6.7%

Transportation & utilities 5.7%

Arts, food & hospitality 5.6%

Other services 4.1%

Public administration 3.0%

Finance & real estate 2.2%

Agriculture & mining 0.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	31.5%
Service	12.8%
Sales & office	20.5%
Natural resources & construction	10.4%
Production & transportation	24.7%

Employment type

Type	%
Private sector	81.4%
Government	12.0%
Self-employed	6.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	86.3%
Carpool	7.4%
Public transit	0.0%
Walk	0.3%
Work from home	4.5%
Other means	1.5%
Avg commute (minutes)	26.0

Poverty

All people 12.5%

Under 18 years 19.1%

18 and over 10.7%

Married-couple families 6.6%

Female-led households 20.8%

Income support

Source	% of households
Social Security	39.1%
Retirement income	20.3%
Supplemental Security	6.0%
Cash public assistance	1.0%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	33.6%
High blood pressure	34.4%
High cholesterol	35.1%
Diabetes	10.0%
Heart disease	6.8%
Stroke	3.2%
Asthma	9.4%
Arthritis	26.3%
Kidney disease	3.0%
Pulmonary disease	7.9%
Cancer	6.5%

Behavior / access	%
Smoking	21.4%
Binge drinking	16.6%
No physical activity	22.2%
Less than 7 hrs sleep	32.4%
Depression	24.7%
Fair or poor health	14.5%
Poor mental health	15.3%
Poor physical health	11.3%
No health insurance	18.2%
Visited doctor (checkup)	76.1%
Visited dentist	61.1%
Cholesterol screening	88.7%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,210	7.4%

Disability	%
Any disability	15.1%
Under 18	3.2%
18–64 years	12.0%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	66.2%
Public insurance	39.0%
No insurance	8.8%
Uninsured under 19	2.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,684	95.0%
Spanish	201	1.0%
Other Indo-European	145	0.7%
Asian & Pacific Islander	56	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,268	97.8%
Born in same state	19,976	96.4%
Born in different state	16,311	78.7%
Foreign born	292	1.4%
Naturalized citizen	447	2.2%
Not a US citizen	271	60.6%

Ancestry

Ancestry	Count	%
Arab	5,849	28.2%
Italian	2,599	12.5%
French	2,264	10.9%
English	215	1%
Irish	45	0.2%

Ancestry	Count	%
Dutch	30	0.1%
German	29	0.1%
Polish	21	0.1%
Norwegian	20	0.1%

Technology access

Metric	% of households
Computer access	38.4%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28630

What city is ZIP code 28630 in?

ZIP code 28630 is primarily assigned to Granite Falls, North Carolina.

What county is ZIP code 28630 in?

ZIP code 28630 falls within Caldwell County, North Carolina.

Does ZIP code 28630 have a large retiree population?

39% of households in ZIP code 28630 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 28630?

The median home value in ZIP code 28630 is $184,900.

What is the population of ZIP code 28630?

ZIP code 28630 has an estimated population of 20,715 residents, with a density of 340 people per square mile.

What is the median household income in ZIP code 28630?

The median household income in ZIP code 28630 is $61,924, below the national median of ~$75,000.

What timezone is ZIP code 28630 in?

ZIP code 28630 observes the EST timezone.