05146 ZIP Code — Grafton, VT

Windham County, Vermont

ZIP code 05146 is located in Grafton, Vermont, within Windham County. It covers approximately 42.14 square miles and serves a population of 652 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 802.

About ZIP code 05146

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $303,800. Owner-occupancy is high at 90%, well above the national average.

Median household income is $83,611. The poverty rate of 3% is below the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 05146 reflects a community defined by high homeownership and a significant Social Security-dependent population.

652

population

42.14

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

05146 ZIP code map

Cities in ZIP code 05146

Below are the cities the US Postal Service accepts for ZIP code 05146. Using any city not on this list may result in mail delivery delays.

City	Status
Grafton	Preferred

Nearby ZIP codes

05141 Cambridgeport (2.6 mi) 05143 Chester (4.1 mi) 05154 Saxtons River (5.9 mi) 05101 Bellows Falls (6.1 mi) 05353 Townshend (7.9 mi) 05158 Westminster (8.8 mi) 05155 South Londonderry (9.3 mi) 05343 Jamaica (10.8 mi) 05346 Putney (11.1 mi) 05345 Newfane (11.4 mi) 05150 North Springfield (12.6 mi) 03608 Walpole (12.6 mi)

Demographics updated 06/2026

Population
Total population	652
Population density	15 / sq mi
State FIPS	50
County FIPS	025

Geography
Land area	42.14 sq mi
Water area	0.12 sq mi
Latitude	43.1700
Longitude	-72.6201
Timezone	Eastern (ET)
Area code	802

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.0%	46.6%	39.3%
$50k – $100k	42.6%	30.4%	32.2%
$100k – $200k	26.0%	17.8%	22.5%
Over $200k	5.4%	5.3%	6.0%

Demographics & statistics

652

Population

People per sq mi

55.8

Median age

$83,611

Median household income

$43,882

Per capita income

$303,800

Median home value

$1,097

Median monthly rent

89.6%

Home ownership

3.1%

Poverty rate

1.0%

Unemployment

404

Housing units

38.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	74	11.3%
18 and over	578	88.7%
65 and over	179	27.5%
Median age	55.8 years

Race & ethnicity

White 92.1%

Two or more races 3.6%

Hispanic or Latino 2.7%

Asian 1.6%

Group	Count	%
White	617	92.1%
Two or more races	24	3.6%
Hispanic or Latino	18	2.7%
Asian	11	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	26.0%	46.6%	39.3%
$50k – $100k	42.6%	30.4%	32.2%
$100k – $200k	26.0%	17.8%	22.5%
Over $200k	5.4%	5.3%	6.0%

Under $10k 1.5%

$10k–$15k 0.8%

$15k–$25k 5.8%

$25k–$35k 11.2%

$35k–$50k 9.2%

$50k–$75k 15.8%

$75k–$100k 16.9%

$100k–$150k 16.5%

$150k–$200k 11.2%

$200k+ 11.2%

Range	% of households
Under $10k	1.5%
$10k–$15k	0.8%
$15k–$25k	5.8%
$25k–$35k	11.2%
$35k–$50k	9.2%
$50k–$75k	15.8%
$75k–$100k	16.9%
$100k–$150k	16.5%
$150k–$200k	11.2%
$200k+	11.2%
Median income	$83,611

Housing

Home values

Under $50k 5.2%

$50k–$100k 2.1%

$100k–$150k 3.9%

$150k–$200k 11.2%

$200k–$300k 27.0%

$300k–$500k 36.5%

$500k–$1M 13.3%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$303,800
Median rent / month	$1,097
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	39.7%
Single-family detached	90.5%
Large apartment buildings	1.6%
Mobile homes	5.8%
Median rooms	6.5
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	0.5%
2000–2009	15.5%
1990–1999	11.1%
1980–1989	13.7%
1970–1979	16.9%
1960–1969	3.5%
1950–1959	6.7%
1940–1949	0.5%
1939 or earlier	31.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.7%
2 bedrooms	21.6%
3 bedrooms	40.6%
4 bedrooms	17.9%
5+ bedrooms	12.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	36.9%
2 vehicles	38.1%
3 or more	25.0%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	3.8%
Propane / LP gas	17.3%
Fuel oil	52.3%
Wood	26.2%

Households & families

Household type	Count	%
Married-couple family	170	65.4%
Cohabiting couple	5	1.9%
Male householder, no spouse	50	19.2%
Female householder, no spouse	35	13.5%
Households with children under 18	41	15.8%
Households with seniors (65+)	131	50.4%
Average household size	2.51

Marital status

Status	Male	Female
Never married	20.5%	25.5%
Married	62.2%	61.7%
Separated	0.6%	0.0%
Widowed	2.2%	5.0%
Divorced	14.4%	7.8%

Education

Less than 9th grade 0.8%

Some HS, no diploma 8.4%

HS graduate 25.5%

Some college, no degree 18.3%

Associate's degree 9.0%

Bachelor's degree 20.1%

Graduate / professional 17.9%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	38.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	7	5.2%
Elementary school	48	35.6%
High school	28	20.7%
College / grad school	52	38.5%

Employment

Industry of employment

Education & healthcare 31.5%

Construction 15.1%

Professional & management 13.2%

Retail trade 7.9%

Arts, food & hospitality 7.4%

Other services 7.4%

Transportation & utilities 4.0%

Manufacturing 3.7%

Public administration 3.2%

Wholesale trade 2.9%

Finance & real estate 1.9%

Agriculture & mining 1.3%

Information 0.5%

Occupation

Category	%
Management, business & arts	42.6%
Service	20.9%
Sales & office	13.5%
Natural resources & construction	17.7%
Production & transportation	5.3%

Employment type

Type	%
Private sector	61.6%
Government	18.5%
Self-employed	19.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.9%
Carpool	8.0%
Public transit	0.0%
Walk	0.3%
Work from home	12.3%
Other means	0.5%
Avg commute (minutes)	26.3

Poverty

All people 3.1%

Under 18 years 0.0%

18 and over 3.5%

Married-couple families 2.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.8%
Retirement income	29.6%
Supplemental Security	1.5%
Cash public assistance	1.2%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	27.6%
High blood pressure	33.0%
High cholesterol	32.2%
Diabetes	9.6%
Heart disease	7.8%
Stroke	3.5%
Asthma	9.6%
Arthritis	28.6%
Kidney disease	3.3%
Pulmonary disease	7.8%
Cancer	8.7%

Behavior / access	%
Smoking	15.5%
Binge drinking	16.6%
No physical activity	19.1%
Less than 7 hrs sleep	26.2%
Depression	24.7%
Fair or poor health	12.6%
Poor mental health	13.3%
Poor physical health	10.5%
No health insurance	9.0%
Visited doctor (checkup)	68.6%
Visited dentist	67.7%
Cholesterol screening	92.0%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	5.0%

Disability	%
Any disability	11.0%
Under 18	5.4%
18–64 years	4.0%
65 and over	29.1%

Health insurance coverage

Type	%
Private insurance	73.3%
Public insurance	40.3%
No insurance	1.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	649	99.5%
Spanish	5	0.8%
Other Indo-European	2	0.3%
Asian & Pacific Islander	3	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	601	92.2%
Born in same state	598	91.7%
Born in different state	252	38.7%
Foreign born	3	0.5%
Naturalized citizen	51	7.8%
Not a US citizen	23	45.1%

Ancestry

Ancestry	Count	%
French	143	21.9%
Italian	89	13.7%
Arab	39	6%
German	30	4.6%

Ancestry	Count	%
Polish	12	1.8%
Dutch	11	1.7%
English	8	1.2%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 05146

What city is ZIP code 05146 in?

ZIP code 05146 is primarily assigned to Grafton, Vermont.

What county is ZIP code 05146 in?

ZIP code 05146 falls within Windham County, Vermont.

Does ZIP code 05146 have an older population?

28% of residents in ZIP code 05146 are 65 or older, above the national average of ~17%.

Is ZIP code 05146 mostly owner-occupied?

90% of occupied units in ZIP code 05146 are owner-occupied, well above the national average.

Does ZIP code 05146 have a large retiree population?

49% of households in ZIP code 05146 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 05146?

ZIP code 05146 has an estimated population of 652 residents, with a density of 15 people per square mile.

What timezone is ZIP code 05146 in?

ZIP code 05146 observes the EST timezone.