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Texas ZIP Codes
Upshur County
Gilmer, TX
75645
75645 ZIP Code — Gilmer, TX
Upshur County, Texas
ZIP code 75645 is located in
Gilmer ,
Texas ,
within Upshur County .
It covers approximately 144.61 square miles and serves a population of
10,180 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 903 .
About ZIP code 75645
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $183,100. Owner-occupancy is high at 85%, well above the national average.
Median household income is $70,315. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 75645 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
75645 ZIP code map
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Cities in ZIP code 75645
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Nearby ZIP codes
Demographics
updated 08/2026
Population
Total population
10,180
Population density
70 / sq mi
State FIPS
48
County FIPS
459
Geography
Land area
144.61 sq mi
Water area
1.72 sq mi
Latitude
32.6862
Longitude
-94.8936
Timezone
Central (CT)
Area code
903
Economics
updated 08/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.1%
46.9%
39.5%
$50k – $100k
29.5%
29.7%
30.1%
$100k – $200k
25.1%
20.3%
22.6%
Over $200k
4.3%
3.0%
7.8%
Demographics & statistics
$70,315
Median household income
$183,100
Median home value
$1,050
Median monthly rent
18.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,385 23.4%
18 and over 7,795 76.6%
65 and over 1,905 18.7%
Median age 44.4 years
Race & ethnicity
Black or African American
4.5%
Group Count %
White 8,861 82.9%
Hispanic or Latino 510 4.8%
Black or African American 481 4.5%
Other race 411 3.8%
Two or more races 341 3.2%
Asian 86 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.1%
46.9%
39.5%
$50k – $100k
29.5%
29.7%
30.1%
$100k – $200k
25.1%
20.3%
22.6%
Over $200k
4.3%
3.0%
7.8%
Range % of households
Under $10k 6.9%
$10k–$15k 5.7%
$15k–$25k 9.0%
$25k–$35k 7.0%
$35k–$50k 7.6%
$50k–$75k 17.7%
$75k–$100k 16.3%
$100k–$150k 14.3%
$150k–$200k 9.5%
$200k+ 6.0%
Median income $70,315
Housing
Housing overview
Metric Value
Median home value $183,100
Median rent / month $1,050
Owner occupied 85.1%
Renter occupied 14.9%
Vacant 9.2%
Single-family detached 72.3%
Large apartment buildings 0.0%
Mobile homes 22.2%
Median rooms 5.5
Avg household size (owned) 2.49
Year built
Era %
2020 or later 0.4%
2010–2019 17.2%
2000–2009 17.5%
1990–1999 26.0%
1980–1989 14.4%
1970–1979 13.6%
1960–1969 4.3%
1950–1959 3.4%
1940–1949 2.1%
1939 or earlier 1.1%
Bedrooms
Size % of units
No bedroom (studio) 1.3%
1 bedroom 6.5%
2 bedrooms 18.9%
3 bedrooms 59.2%
4 bedrooms 11.4%
5+ bedrooms 2.8%
Vehicles per household
Vehicles % of households
No vehicle 0.7%
1 vehicle 33.9%
2 vehicles 37.5%
3 or more 27.9%
Heating fuel
Fuel type %
Utility gas 7.3%
Electricity 83.1%
Propane / LP gas 5.6%
Wood 3.6%
No fuel used 0.4%
Households & families
Household type Count %
Married-couple family 2,461 61.1%
Cohabiting couple 90 2.2%
Male householder, no spouse 650 16.1%
Female householder, no spouse 826 20.5%
Households with children under 18 1,164 28.9%
Households with seniors (65+) 1,377 34.2%
Average household size 2.53
Marital status
Status Male Female
Never married 23.2% 12.6%
Married 59.1% 63.3%
Separated 1.4% 0.1%
Widowed 5.5% 10.7%
Divorced 10.9% 13.3%
Education
Some college, no degree
28.6%
Graduate / professional
4.9%
Metric %
HS diploma or higher 91.0%
Bachelor's or higher 18.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 199 8.8%
Kindergarten 411 18.3%
Elementary school 1,009 44.8%
High school 468 20.8%
College / grad school 163 7.2%
Employment
Industry of employment
Education & healthcare
27.5%
Transportation & utilities
10.6%
Finance & real estate
6.6%
Professional & management
5.0%
Arts, food & hospitality
4.5%
Agriculture & mining
3.6%
Public administration
2.8%
Occupation
Category %
Management, business & arts 34.4%
Service 10.8%
Sales & office 21.3%
Natural resources & construction 17.8%
Production & transportation 15.8%
Employment type
Type %
Private sector 76.9%
Government 14.6%
Self-employed 8.5%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 83.5%
Carpool 7.5%
Public transit 0.0%
Walk 1.5%
Work from home 7.2%
Other means 0.3%
Avg commute (minutes) 30.2
Poverty
Married-couple families
7.7%
Female-led households
25.7%
Income support
Source % of households
Social Security 36.9%
Retirement income 23.6%
Supplemental Security 5.2%
Cash public assistance 5.0%
Food stamps / SNAP 7.2%
Health indicators
Condition %
Obesity 35.9%
High blood pressure 38.8%
High cholesterol 36.5%
Diabetes 12.6%
Heart disease 7.8%
Stroke 3.7%
Asthma 9.8%
Arthritis 26.9%
Kidney disease 3.3%
Pulmonary disease 8.9%
Cancer 6.9%
Behavior / access %
Smoking 21.9%
Binge drinking 18.1%
No physical activity 26.5%
Less than 7 hrs sleep 35.5%
Depression 24.0%
Fair or poor health 18.8%
Poor mental health 16.2%
Poor physical health 12.9%
No health insurance 22.6%
Visited doctor (checkup) 71.9%
Visited dentist 52.3%
Cholesterol screening 89.2%
Teeth loss 16.9%
Veterans & disability
Veterans Count %
Civilian veterans 749 9.6%
Disability %
Any disability 19.3%
Under 18 6.6%
18–64 years 19.9%
65 and over 33.4%
Health insurance coverage
Type %
Private insurance 63.3%
Public insurance 32.9%
No insurance 14.1%
Uninsured under 19 16.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 9,824 96.5%
Spanish 183 1.9%
Other Indo-European 118 1.2%
Asian & Pacific Islander 0 0.0%
Other languages 65 0.7%
Place of birth & citizenship
Origin Count %
Native born (US) 9,875 97.0%
Born in same state 9,803 96.3%
Born in different state 6,949 68.3%
Foreign born 72 0.7%
Naturalized citizen 305 3.0%
Not a US citizen 179 58.7%
Ancestry
Ancestry Count %
French 1,322 13%
Arab 1,196 11.7%
Italian 962 9.4%
English 51 0.5%
Ancestry Count %
Polish 16 0.2%
German 14 0.1%
Dutch 6 0.1%
Technology access
Metric % of households
Computer access 39.6%
Internet access 93.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 75645
What city is ZIP code 75645 in?
ZIP code 75645 is primarily assigned to Gilmer, Texas.
What county is ZIP code 75645 in?
ZIP code 75645 falls within Upshur County, Texas.
Is ZIP code 75645 mostly owner-occupied?
85% of occupied units in ZIP code 75645 are owner-occupied, well above the national average.
Does ZIP code 75645 have a large retiree population?
37% of households in ZIP code 75645 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 75645 have a large veteran population?
10% of civilians in ZIP code 75645 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 75645?
The median home value in ZIP code 75645 is $183,100.
What timezone is ZIP code 75645 in?
ZIP code 75645 observes the CST timezone.
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