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Kentucky ZIP Codes
Carroll County
Ghent, KY
41045
41045 ZIP Code — Ghent, KY
Carroll County, Kentucky
ZIP code 41045 is located in
Ghent ,
Kentucky ,
within Carroll County .
It covers approximately 32.35 square miles and serves a population of
1,363 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 502 .
About ZIP code 41045
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $157,300. Owner-occupancy sits near the national average at 75%.
Median household income is $62,805. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.
College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (30%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.
Overall, ZIP code 41045 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.
41045 ZIP code map
View map of 41045
Cities in ZIP code 41045
Below are the cities the US Postal Service accepts for ZIP code 41045. Using any city not on this list may result in mail delivery delays.
City
Status
Ghent
Acceptable
Demographics
updated 05/2026
Population
Total population
1,363
Population density
42 / sq mi
State FIPS
21
County FIPS
041
Geography
Land area
32.35 sq mi
Water area
0.48 sq mi
Latitude
38.7224
Longitude
-85.0415
Timezone
Eastern (ET)
Area code
502
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.1%
55.2%
47.9%
$50k – $100k
36.0%
25.3%
30.3%
$100k – $200k
8.1%
16.3%
17.6%
Over $200k
3.7%
3.2%
4.2%
Demographics & statistics
$62,805
Median household income
$157,300
Median home value
Age distribution
Age summary
Group Count % Under 18 365 26.8% 18 and over 998 73.2% 65 and over 133 9.8% Median age 38.6 years
Race & ethnicity
Black or African American
0.8%
Group Count % White 1,246 86.6% Two or more races 105 7.3% Hispanic or Latino 75 5.2% Black or African American 12 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.1%
55.2%
47.9%
$50k – $100k
36.0%
25.3%
30.3%
$100k – $200k
8.1%
16.3%
17.6%
Over $200k
3.7%
3.2%
4.2%
Range % of households Under $10k 0.8% $10k–$15k 7.2% $15k–$25k 9.5% $25k–$35k 10.1% $35k–$50k 8.2% $50k–$75k 34.4% $75k–$100k 8.2% $100k–$150k 6.8% $150k–$200k 4.8% $200k+ 10.1% Median income $62,805
Housing
Housing overview
Metric Value Median home value $157,300 Median rent / month $854 Owner occupied 75.0% Renter occupied 25.0% Vacant 17.5% Single-family detached 62.6% Large apartment buildings 0.0% Mobile homes 33.3% Median rooms 6.0 Avg household size (owned) 2.69
Year built
Era % 2020 or later 0.0% 2010–2019 2.0% 2000–2009 15.4% 1990–1999 40.7% 1980–1989 9.7% 1970–1979 6.9% 1960–1969 2.0% 1950–1959 3.4% 1940–1949 1.1% 1939 or earlier 18.9%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 3.6% 2 bedrooms 17.0% 3 bedrooms 52.0% 4 bedrooms 25.1% 5+ bedrooms 2.3%
Vehicles per household
Vehicles % of households No vehicle 3.4% 1 vehicle 20.9% 2 vehicles 39.2% 3 or more 36.6%
Heating fuel
Fuel type % Utility gas 34.2% Electricity 36.4% Propane / LP gas 17.1% Fuel oil 0.2% Wood 12.1%
Households & families
Household type Count % Married-couple family 284 56.5% Cohabiting couple 19 3.8% Male householder, no spouse 89 17.7% Female householder, no spouse 111 22.1% Households with children under 18 166 33.0% Households with seniors (65+) 117 23.3% Average household size 2.71
Marital status
Status Male Female Never married 19.0% 19.5% Married 68.3% 55.6% Separated 0.0% 6.1% Widowed 5.9% 5.0% Divorced 6.8% 13.8%
Education
Some college, no degree
15.8%
Graduate / professional
3.7%
Metric % HS diploma or higher 90.4% Bachelor's or higher 7.0%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 44 13.5% Kindergarten 15 4.6% Elementary school 147 45.0% High school 85 26.0% College / grad school 36 11.0%
Employment
Industry of employment
Education & healthcare
16.3%
Transportation & utilities
6.1%
Arts, food & hospitality
5.4%
Finance & real estate
3.2%
Public administration
3.2%
Professional & management
3.0%
Agriculture & mining
2.4%
Occupation
Category % Management, business & arts 39.9% Service 25.6% Sales & office 11.1% Natural resources & construction 1.3% Production & transportation 22.1%
Employment type
Type % Private sector 90.4% Government 5.1% Self-employed 4.4% Unpaid family workers 0.2%
Commute
Method % Drive alone 92.7% Carpool 6.3% Public transit 0.0% Walk 0.5% Work from home 0.5% Other means 0.0% Avg commute (minutes) 24.2
Poverty
Married-couple families
4.9%
Female-led households
14.5%
Income support
Source % of households Social Security 37.2% Retirement income 44.9% Supplemental Security 1.4% Cash public assistance 2.0% Food stamps / SNAP 14.3%
Health indicators
Condition % Obesity 41.0% High blood pressure 41.4% High cholesterol 37.3% Diabetes 12.9% Heart disease 7.9% Stroke 3.8% Asthma 12.0% Arthritis 32.1% Kidney disease 3.2% Pulmonary disease 12.4% Cancer 5.8%
Behavior / access % Smoking 29.7% Binge drinking 15.5% No physical activity 36.7% Less than 7 hrs sleep 41.0% Depression 27.6% Fair or poor health 25.0% Poor mental health 20.2% Poor physical health 16.5% No health insurance 13.3% Visited doctor (checkup) 74.9% Visited dentist 46.3% Cholesterol screening 87.3% Teeth loss 24.5%
Veterans & disability
Veterans Count % Civilian veterans 94 9.4%
Disability % Any disability 8.9% Under 18 1.1% 18–64 years 9.1% 65 and over 28.6%
Health insurance coverage
Type % Private insurance 54.4% Public insurance 36.5% No insurance 16.0% Uninsured under 19 3.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,231 90.3% Spanish 21 1.7% Other Indo-European 21 1.7% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,363 100.0% Born in same state 1,363 100.0% Born in different state 790 58.0% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Italian 144 10.6% French 127 9.3% Arab 53 3.9%
Ancestry Count % Polish 9 0.7% English 3 0.2%
Technology access
Metric % of households Computer access 36.9% Internet access 94.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 41045
What city is ZIP code 41045 in?
ZIP code 41045 is primarily assigned to Ghent, Kentucky.
What county is ZIP code 41045 in?
ZIP code 41045 falls within Carroll County, Kentucky.
How educated is the population of ZIP code 41045?
7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 41045?
18% of residents in ZIP code 41045 live below the poverty line, above the national average.
Does ZIP code 41045 have a large retiree population?
37% of households in ZIP code 41045 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 41045?
The median home value in ZIP code 41045 is $157,300.
What timezone is ZIP code 41045 in?
ZIP code 41045 observes the EST timezone.
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