59446 ZIP Code — Geraldine, MT

Chouteau County, Montana

ZIP code 59446 is located in Geraldine, Montana, within Chouteau County. It covers approximately 757.31 square miles and serves a population of 632 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59446

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,300. Owner-occupancy is high at 81%, well above the national average.

Median household income is $55,000. Poverty affects 18% of residents, above the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 59446 reflects a community defined by economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

632

population

757.31

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59446 ZIP code map

Cities in ZIP code 59446

Below are the cities the US Postal Service accepts for ZIP code 59446. Using any city not on this list may result in mail delivery delays.

City	Status
Geraldine	Acceptable
Geraldine	Preferred

Nearby ZIP codes

59424 Coffee Creek (19.8 mi)

Demographics updated 06/2026

Population
Total population	632
Population density	1 / sq mi
State FIPS	30
County FIPS	015

Geography
Land area	757.31 sq mi
Water area	5.01 sq mi
Latitude	47.6507
Longitude	-110.1934
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.8%	49.6%	44.2%
$50k – $100k	30.6%	30.0%	32.0%
$100k – $200k	12.0%	17.2%	19.2%
Over $200k	8.6%	3.2%	4.7%

Demographics & statistics

632

Population

People per sq mi

44.0

Median age

$55,000

Median household income

$28,306

Per capita income

$115,300

Median home value

$563

Median monthly rent

81.0%

Home ownership

17.7%

Poverty rate

0.3%

Unemployment

262

Housing units

31.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	152	24.1%
18 and over	480	75.9%
65 and over	120	19.0%
Median age	44.0 years

Race & ethnicity

White 98.6%

Two or more races 1.1%

Hispanic or Latino 0.3%

Group	Count	%
White	625	98.6%
Two or more races	7	1.1%
Hispanic or Latino	2	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.8%	49.6%	44.2%
$50k – $100k	30.6%	30.0%	32.0%
$100k – $200k	12.0%	17.2%	19.2%
Over $200k	8.6%	3.2%	4.7%

Under $10k 5.6%

$10k–$15k 9.3%

$15k–$25k 3.7%

$25k–$35k 16.7%

$35k–$50k 7.4%

$50k–$75k 27.8%

$75k–$100k 14.4%

$100k–$150k 9.3%

$150k–$200k 4.2%

$200k+ 1.9%

Range	% of households
Under $10k	5.6%
$10k–$15k	9.3%
$15k–$25k	3.7%
$25k–$35k	16.7%
$35k–$50k	7.4%
$50k–$75k	27.8%
$75k–$100k	14.4%
$100k–$150k	9.3%
$150k–$200k	4.2%
$200k+	1.9%
Median income	$55,000

Housing

Home values

Under $50k 16.6%

$50k–$100k 25.7%

$100k–$150k 13.7%

$150k–$200k 15.4%

$200k–$300k 13.1%

$300k–$500k 10.3%

$500k–$1M 5.1%

Housing overview

Metric	Value
Median home value	$115,300
Median rent / month	$563
Owner occupied	81.0%
Renter occupied	19.0%
Vacant	28.7%
Single-family detached	80.9%
Large apartment buildings	0.0%
Mobile homes	19.1%
Median rooms	6.0
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	2.3%
1990–1999	8.3%
1980–1989	11.2%
1970–1979	15.2%
1960–1969	7.6%
1950–1959	8.9%
1940–1949	8.3%
1939 or earlier	31.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	5.0%
2 bedrooms	19.5%
3 bedrooms	52.5%
4 bedrooms	10.2%
5+ bedrooms	12.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	28.2%
2 vehicles	27.8%
3 or more	44.0%

Heating fuel

Fuel type	%
Utility gas	5.1%
Electricity	8.8%
Propane / LP gas	70.8%
Fuel oil	8.8%
Wood	5.6%

Households & families

Household type	Count	%
Married-couple family	149	69.0%
Cohabiting couple	1	0.5%
Male householder, no spouse	30	13.9%
Female householder, no spouse	36	16.7%
Households with children under 18	52	24.1%
Households with seniors (65+)	76	35.2%
Average household size	2.93

Marital status

Status	Male	Female
Never married	31.9%	18.5%
Married	56.7%	70.6%
Separated	1.9%	0.0%
Widowed	2.7%	5.0%
Divorced	6.8%	5.9%

Education

Less than 9th grade 1.9%

Some HS, no diploma 1.9%

HS graduate 29.2%

Some college, no degree 23.6%

Associate's degree 11.8%

Bachelor's degree 25.0%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	31.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	2.3%
Kindergarten	2	1.5%
Elementary school	49	36.8%
High school	42	31.6%
College / grad school	37	27.8%

Employment

Industry of employment

Agriculture & mining 46.9%

Education & healthcare 22.1%

Professional & management 5.9%

Retail trade 5.5%

Transportation & utilities 5.2%

Finance & real estate 4.8%

Public administration 3.4%

Other services 2.4%

Construction 2.1%

Information 1.0%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	51.0%
Service	5.2%
Sales & office	19.7%
Natural resources & construction	14.1%
Production & transportation	10.0%

Employment type

Type	%
Private sector	49.0%
Government	18.6%
Self-employed	21.4%
Unpaid family workers	11.0%

Commute

Method	%
Drive alone	69.9%
Carpool	5.5%
Public transit	0.0%
Walk	12.5%
Work from home	11.1%
Other means	1.0%
Avg commute (minutes)	23.1

Poverty

All people 17.7%

Under 18 years 23.7%

18 and over 15.8%

Married-couple families 10.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.3%
Retirement income	34.3%
Supplemental Security	3.2%
Cash public assistance	0.0%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	36.7%
High cholesterol	34.2%
Diabetes	12.5%
Heart disease	9.6%
Stroke	4.5%
Asthma	10.7%
Arthritis	33.2%
Kidney disease	4.0%
Pulmonary disease	9.9%
Cancer	8.2%

Behavior / access	%
Smoking	20.3%
Binge drinking	19.2%
No physical activity	26.1%
Less than 7 hrs sleep	31.8%
Depression	23.4%
Fair or poor health	17.7%
Poor mental health	13.4%
Poor physical health	14.0%
No health insurance	12.5%
Visited doctor (checkup)	71.9%
Visited dentist	57.1%
Cholesterol screening	89.3%
Teeth loss	18.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	57	11.9%

Disability	%
Any disability	12.0%
Under 18	3.3%
18–64 years	11.9%
65 and over	23.3%

Health insurance coverage

Type	%
Private insurance	61.1%
Public insurance	47.0%
No insurance	4.0%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	557	88.1%
Spanish	2	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	624	98.7%
Born in same state	617	97.6%
Born in different state	441	69.8%
Foreign born	7	1.1%
Naturalized citizen	8	1.3%
Not a US citizen	6	75.0%

Ancestry

Ancestry	Count	%
Arab	154	24.4%
Italian	116	18.4%
French	61	9.7%
Polish	35	5.5%

Ancestry	Count	%
English	29	4.6%
German	8	1.3%
Dutch	5	0.8%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59446

What city is ZIP code 59446 in?

ZIP code 59446 is primarily assigned to Geraldine, Montana.

What county is ZIP code 59446 in?

ZIP code 59446 falls within Chouteau County, Montana.

What is the poverty rate in ZIP code 59446?

18% of residents in ZIP code 59446 live below the poverty line, above the national average.

Is ZIP code 59446 mostly owner-occupied?

81% of occupied units in ZIP code 59446 are owner-occupied, well above the national average.

Does ZIP code 59446 have a large veteran population?

12% of civilians in ZIP code 59446 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 59446?

The median home value in ZIP code 59446 is $115,300.

What timezone is ZIP code 59446 in?

ZIP code 59446 observes the MST timezone.