50632 ZIP Code — Garwin, IA

Tama County, Iowa

ZIP code 50632 is located in Garwin, Iowa, within Tama County. It covers approximately 42.15 square miles and serves a population of 1,296 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 641.

About ZIP code 50632

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $114,700. Owner-occupancy is high at 84%, well above the national average.

Median household income is $68,363. The poverty rate of 5% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 50632 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,296

population

42.15

sq mi land

Standard

ZIP type

Central (CT)

timezone

50632 ZIP code map

Cities in ZIP code 50632

Below are the cities the US Postal Service accepts for ZIP code 50632. Using any city not on this list may result in mail delivery delays.

City	Status
Garwin	Acceptable
Garwin	Preferred

Nearby ZIP codes

50173 Montour (7.1 mi) 50635 Gladbrook (8.2 mi) 52342 Toledo (10.3 mi) 50158 Marshalltown (10.5 mi) 50609 Beaman (12.1 mi) 52339 Tama (12.4 mi) 50106 Gilman (12.8 mi) 50148 Liscomb (15.1 mi) 50675 Traer (15.2 mi) 50621 Conrad (15.5 mi) 50120 Haverhill (15.6 mi) 50005 Albion (16.1 mi)

Demographics updated 05/2026

Population
Total population	1,296
Population density	31 / sq mi
State FIPS	19
County FIPS	171

Geography
Land area	42.15 sq mi
Water area	0.05 sq mi
Latitude	42.0724
Longitude	-92.7276
Timezone	Central (CT)
Area code	641

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	44.9%	40.1%
$50k – $100k	41.2%	35.3%	33.4%
$100k – $200k	19.0%	17.1%	21.5%
Over $200k	4.1%	2.8%	5.0%

Demographics & statistics

1,296

Population

People per sq mi

50.2

Median age

$68,363

Median household income

$35,918

Per capita income

$114,700

Median home value

$630

Median monthly rent

83.8%

Home ownership

4.9%

Poverty rate

0.6%

Unemployment

560

Housing units

19.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

109

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	235	18.1%
18 and over	1,061	81.9%
65 and over	286	22.1%
Median age	50.2 years

Race & ethnicity

White 98.4%

Two or more races 0.6%

Hispanic or Latino 0.3%

American Indian / Alaska Native 0.3%

Asian 0.2%

Other race 0.2%

Group	Count	%
White	1,279	98.4%
Two or more races	8	0.6%
Hispanic or Latino	4	0.3%
American Indian / Alaska Native	4	0.3%
Asian	3	0.2%
Other race	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	44.9%	40.1%
$50k – $100k	41.2%	35.3%	33.4%
$100k – $200k	19.0%	17.1%	21.5%
Over $200k	4.1%	2.8%	5.0%

Under $10k 2.2%

$10k–$15k 2.0%

$15k–$25k 6.0%

$25k–$35k 7.3%

$35k–$50k 14.4%

$50k–$75k 23.7%

$75k–$100k 12.4%

$100k–$150k 19.7%

$150k–$200k 8.9%

$200k+ 3.5%

Range	% of households
Under $10k	2.2%
$10k–$15k	2.0%
$15k–$25k	6.0%
$25k–$35k	7.3%
$35k–$50k	14.4%
$50k–$75k	23.7%
$75k–$100k	12.4%
$100k–$150k	19.7%
$150k–$200k	8.9%
$200k+	3.5%
Median income	$68,363

Housing

Home values

Under $50k 7.4%

$50k–$100k 36.7%

$100k–$150k 12.6%

$150k–$200k 8.5%

$200k–$300k 15.4%

$300k–$500k 15.4%

$500k–$1M 3.9%

Housing overview

Metric	Value
Median home value	$114,700
Median rent / month	$630
Owner occupied	83.8%
Renter occupied	16.2%
Vacant	15.4%
Single-family detached	89.7%
Large apartment buildings	0.0%
Mobile homes	6.3%
Median rooms	6.0
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	13.3%
1990–1999	5.9%
1980–1989	4.2%
1970–1979	11.9%
1960–1969	12.5%
1950–1959	18.8%
1940–1949	2.3%
1939 or earlier	29.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	3.9%
2 bedrooms	29.1%
3 bedrooms	45.1%
4 bedrooms	19.0%
5+ bedrooms	2.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	27.5%
2 vehicles	38.8%
3 or more	31.5%

Heating fuel

Fuel type	%
Utility gas	56.3%
Electricity	12.2%
Propane / LP gas	26.0%
Wood	2.7%
Solar	2.0%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	308	56.1%
Cohabiting couple	23	4.2%
Male householder, no spouse	105	19.1%
Female householder, no spouse	113	20.6%
Households with children under 18	154	28.1%
Households with seniors (65+)	198	36.1%
Average household size	2.36

Marital status

Status	Male	Female
Never married	31.5%	23.1%
Married	51.2%	56.3%
Separated	0.0%	1.1%
Widowed	3.7%	10.0%
Divorced	13.5%	9.5%

Education

Less than 9th grade 5.0%

Some HS, no diploma 1.5%

HS graduate 42.0%

Some college, no degree 21.4%

Associate's degree 11.1%

Bachelor's degree 17.2%

Graduate / professional 1.9%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	19.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	1.6%
Kindergarten	27	10.6%
Elementary school	95	37.3%
High school	83	32.5%
College / grad school	46	18.0%

Employment

Industry of employment

Education & healthcare 20.7%

Manufacturing 14.3%

Retail trade 11.6%

Arts, food & hospitality 11.5%

Wholesale trade 10.0%

Professional & management 6.9%

Transportation & utilities 5.1%

Public administration 5.0%

Construction 4.1%

Other services 3.3%

Finance & real estate 3.1%

Agriculture & mining 2.7%

Information 1.8%

Occupation

Category	%
Management, business & arts	21.4%
Service	20.7%
Sales & office	23.3%
Natural resources & construction	9.2%
Production & transportation	25.5%

Employment type

Type	%
Private sector	80.1%
Government	15.7%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	89.0%
Carpool	3.1%
Public transit	0.0%
Walk	1.0%
Work from home	4.3%
Other means	2.6%
Avg commute (minutes)	18.4

Poverty

All people 4.9%

Under 18 years 6.1%

18 and over 4.7%

Married-couple families 1.9%

Female-led households 17.2%

Income support

Source	% of households
Social Security	37.0%
Retirement income	34.1%
Supplemental Security	1.8%
Cash public assistance	0.9%
Food stamps / SNAP	8.0%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	34.6%
High cholesterol	34.8%
Diabetes	10.3%
Heart disease	6.9%
Stroke	3.1%
Asthma	9.2%
Arthritis	26.7%
Kidney disease	2.9%
Pulmonary disease	7.0%
Cancer	7.5%

Behavior / access	%
Smoking	17.4%
Binge drinking	20.9%
No physical activity	25.2%
Less than 7 hrs sleep	29.1%
Depression	17.8%
Fair or poor health	12.4%
Poor mental health	13.0%
Poor physical health	9.8%
No health insurance	8.8%
Visited doctor (checkup)	76.4%
Visited dentist	66.4%
Cholesterol screening	90.0%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	110	10.4%

Disability	%
Any disability	11.6%
Under 18	0.9%
18–64 years	11.5%
65 and over	20.6%

Health insurance coverage

Type	%
Private insurance	75.1%
Public insurance	38.5%
No insurance	2.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,276	98.5%
Spanish	7	0.5%
Other Indo-European	2	0.2%
Asian & Pacific Islander	2	0.2%
Other languages	3	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,291	99.6%
Born in same state	1,291	99.6%
Born in different state	1,098	84.7%
Foreign born	0	0.0%
Naturalized citizen	5	0.4%
Not a US citizen	5	100.0%

Ancestry

Ancestry	Count	%
Italian	184	14.2%
French	176	13.6%
Polish	105	8.1%

Ancestry	Count	%
English	40	3.1%
Arab	35	2.7%
Dutch	8	0.6%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50632

What city is ZIP code 50632 in?

ZIP code 50632 is primarily assigned to Garwin, Iowa.

What county is ZIP code 50632 in?

ZIP code 50632 falls within Tama County, Iowa.

Is ZIP code 50632 mostly owner-occupied?

84% of occupied units in ZIP code 50632 are owner-occupied, well above the national average.

Does ZIP code 50632 have a large retiree population?

37% of households in ZIP code 50632 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 50632?

The median home value in ZIP code 50632 is $114,700.

Does ZIP code 50632 have a large veteran population?

10% of civilians in ZIP code 50632 are veterans, above the national average of ~7%.

What timezone is ZIP code 50632 in?

ZIP code 50632 observes the CST timezone.