41817 ZIP Code — Garner, KY

Knott County, Kentucky

ZIP code 41817 is located in Garner, Kentucky, within Knott County. It covers approximately 13.29 square miles and serves a population of 455 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41817

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Owner-occupancy sits near the national average at 73%.

Median household income is $61,131. SNAP benefit usage at 29% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 45 minutes suggests many residents work outside the immediate area.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 41817 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

455
population
13.29
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
41817 ZIP code map
Cities in ZIP code 41817

Below are the cities the US Postal Service accepts for ZIP code 41817. Using any city not on this list may result in mail delivery delays.

City Status
Garner Acceptable
Demographics updated 05/2026
Population
Total population 455
Population density 34 / sq mi
State FIPS 21
County FIPS 119
Geography
Land area 13.29 sq mi
Water area 0.00 sq mi
Latitude 37.3688
Longitude -82.8914
Timezone Eastern (ET)
Area code 606
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 56.1% 66.1% 47.9%
$50k – $100k 43.9% 25.6% 30.3%
$100k – $200k 0.0% 7.6% 17.6%
Over $200k 0.0% 0.7% 4.2%

Demographics & statistics

455
Population
34
People per sq mi
35.8
Median age
$61,131
Median household income
$29,592
Per capita income
$0
Median home value
$0
Median monthly rent
72.8%
Home ownership
13.4%
Poverty rate
0.9%
Unemployment
230
Housing units
17.3%
Bachelor's or higher

Age distribution

Male Female
8
Under 5
13
29
5–9
43
3
10–14
5
5
15–19
7
7
20–24
11
31
25–34
46
17
35–44
25
4
45–54
5
21
55–59
32
8
60–64
13
16
65–74
24
26
75–84
39
7
85+
10
← Male
Female →

Age summary

GroupCount%
Under 1811124.4%
18 and over34475.6%
65 and over12226.8%
Median age35.8 years

Race & ethnicity

White 100%
GroupCount%
White455100%

Household income

Income range This ZIP County avg State avg
Under $50k 56.1% 66.1% 47.9%
$50k – $100k 43.9% 25.6% 30.3%
$100k – $200k 0.0% 7.6% 17.6%
Over $200k 0.0% 0.7% 4.2%
$10k–$15k 9.2%
$15k–$25k 6.9%
$35k–$50k 16.1%
$50k–$75k 35.9%
$75k–$100k 2.3%
$100k–$150k 29.5%
Range% of households
$10k–$15k9.2%
$15k–$25k6.9%
$35k–$50k16.1%
$50k–$75k35.9%
$75k–$100k2.3%
$100k–$150k29.5%
Median income$61,131

Housing

Home values

Under $50k 38.0%
$50k–$100k 44.3%
$100k–$150k 3.2%
$200k–$300k 14.6%

Housing overview

MetricValue
Median home value$0
Median rent / month$0
Owner occupied72.8%
Renter occupied27.2%
Vacant24.9%
Single-family detached54.7%
Large apartment buildings0.0%
Mobile homes45.3%
Median rooms5.0
Avg household size (owned)1.87

Year built

Era%
2020 or later5.5%
2010–20195.9%
2000–20093.8%
1990–19992.1%
1980–198921.5%
1970–197930.4%
1960–196913.1%
1950–19597.3%
1940–19499.7%
1939 or earlier0.7%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom5.9%
2 bedrooms33.6%
3 bedrooms39.8%
4 bedrooms20.8%
5+ bedrooms0.0%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle47.5%
2 vehicles36.4%
3 or more16.1%

Heating fuel

Fuel type%
Utility gas48.8%
Electricity44.7%
Propane / LP gas6.5%

Households & families

Household typeCount%
Married-couple family7534.6%
Cohabiting couple20.9%
Male householder, no spouse5023.0%
Female householder, no spouse9041.5%
Households with children under 187635.0%
Households with seniors (65+)10247.0%
Average household size2.10

Marital status

StatusMaleFemale
Never married12.5%9.3%
Married61.3%47.4%
Separated0.0%0.0%
Widowed14.4%9.8%
Divorced11.9%33.5%

Education

Less than 9th grade 10.8%
Some HS, no diploma 0.9%
HS graduate 17.0%
Some college, no degree 31.5%
Associate's degree 22.5%
Bachelor's degree 12.7%
Graduate / professional 4.6%
Metric%
HS diploma or higher88.3%
Bachelor's or higher17.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten2122.8%
Elementary school5155.4%
High school1010.9%
College / grad school1010.9%

Employment

Industry of employment

Education & healthcare 34.4%
Public administration 22.3%
Other services 20.5%
Agriculture & mining 9.3%
Information 7.9%
Wholesale trade 5.6%

Occupation

Category%
Management, business & arts44.2%
Service19.1%
Sales & office9.8%
Natural resources & construction14.0%
Production & transportation13.0%

Employment type

Type%
Private sector65.6%
Government30.2%
Self-employed4.2%
Unpaid family workers0.0%

Commute

Method%
Drive alone92.6%
Carpool0.0%
Public transit0.0%
Walk7.4%
Work from home0.0%
Other means0.0%
Avg commute (minutes)45.0

Poverty

All people 13.4%
Under 18 years 8.4%
18 and over 14.8%
Married-couple families 0.0%
Female-led households 17.1%

Income support

Source% of households
Social Security49.3%
Retirement income22.6%
Supplemental Security6.9%
Cash public assistance0.0%
Food stamps / SNAP28.6%

Health indicators

Condition%
Obesity39.8%
High blood pressure44.6%
High cholesterol39.6%
Diabetes14.1%
Heart disease9.1%
Stroke4.4%
Asthma12.4%
Arthritis34.9%
Kidney disease3.9%
Pulmonary disease13.5%
Cancer7.1%
Behavior / access%
Smoking27.0%
Binge drinking14.4%
No physical activity34.4%
Less than 7 hrs sleep38.9%
Depression27.3%
Fair or poor health25.2%
Poor mental health19.7%
Poor physical health17.2%
No health insurance11.6%
Visited doctor (checkup)77.6%
Visited dentist48.7%
Cholesterol screening88.9%
Teeth loss23.6%

Veterans & disability

VeteransCount%
Civilian veterans123.5%
Disability%
Any disability19.3%
Under 180.0%
18–64 years5.0%
65 and over63.1%

Health insurance coverage

Type%
Private insurance44.0%
Public insurance66.4%
No insurance0.0%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only43495.4%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)455100.0%
Born in same state455100.0%
Born in different state39085.7%
Foreign born00.0%
Naturalized citizen00.0%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian5211.4%
French265.7%
AncestryCount%
Arab51.1%

Technology access

Metric% of households
Computer access47.7%
Internet access71.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41817

What city is ZIP code 41817 in?

ZIP code 41817 is primarily assigned to Garner, Kentucky.

What county is ZIP code 41817 in?

ZIP code 41817 falls within Knott County, Kentucky.

Does ZIP code 41817 have an older population?

27% of residents in ZIP code 41817 are 65 or older, above the national average of ~17%.

Does ZIP code 41817 have a large retiree population?

49% of households in ZIP code 41817 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 41817?

ZIP code 41817 has an estimated population of 455 residents, with a density of 34 people per square mile.

What is the median household income in ZIP code 41817?

The median household income in ZIP code 41817 is $61,131, below the national median of ~$75,000.

What timezone is ZIP code 41817 in?

ZIP code 41817 observes the EST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →