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Maine ZIP Codes
Kennebec County
Gardiner, ME
04345
04345 ZIP Code — Gardiner, ME
Kennebec County, Maine
ZIP code 04345 is located in
Gardiner ,
Maine ,
within Kennebec County .
It covers approximately 71.74 square miles and serves a population of
12,282 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 207 .
About ZIP code 04345
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $182,100. Owner-occupancy is high at 77%, well above the national average.
Median household income is $70,194. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.
Overall, ZIP code 04345 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
04345 ZIP code map
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Cities in ZIP code 04345
Below are the cities the US Postal Service accepts for ZIP code 04345. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
12,282
Population density
171 / sq mi
State FIPS
23
County FIPS
011
Geography
Land area
71.74 sq mi
Water area
4.59 sq mi
Latitude
44.1965
Longitude
-69.8019
Timezone
Eastern (ET)
Area code
207
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.0%
45.7%
42.3%
$50k – $100k
33.9%
32.0%
32.3%
$100k – $200k
19.5%
18.4%
20.6%
Over $200k
5.6%
3.8%
4.9%
Demographics & statistics
$70,194
Median household income
$182,100
Median home value
26.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,219 18.1%
18 and over 10,063 81.9%
65 and over 2,418 19.7%
Median age 43.9 years
Race & ethnicity
American Indian / Alaska Native
0.1%
Group Count %
White 11,317 87.2%
Two or more races 694 5.3%
Hispanic or Latino 692 5.3%
Other race 141 1.1%
Asian 114 0.9%
American Indian / Alaska Native 13 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
41.0%
45.7%
42.3%
$50k – $100k
33.9%
32.0%
32.3%
$100k – $200k
19.5%
18.4%
20.6%
Over $200k
5.6%
3.8%
4.9%
Range % of households
Under $10k 4.5%
$10k–$15k 5.5%
$15k–$25k 7.9%
$25k–$35k 7.8%
$35k–$50k 10.4%
$50k–$75k 17.2%
$75k–$100k 13.1%
$100k–$150k 19.2%
$150k–$200k 9.3%
$200k+ 5.1%
Median income $70,194
Housing
Housing overview
Metric Value
Median home value $182,100
Median rent / month $922
Owner occupied 76.7%
Renter occupied 23.3%
Vacant 10.4%
Single-family detached 64.8%
Large apartment buildings 0.9%
Mobile homes 13.1%
Median rooms 5.4
Avg household size (owned) 2.57
Year built
Era %
2020 or later 0.0%
2010–2019 7.0%
2000–2009 8.0%
1990–1999 11.0%
1980–1989 10.5%
1970–1979 13.8%
1960–1969 6.3%
1950–1959 7.9%
1940–1949 4.0%
1939 or earlier 31.5%
Bedrooms
Size % of units
No bedroom (studio) 0.7%
1 bedroom 11.4%
2 bedrooms 32.1%
3 bedrooms 37.1%
4 bedrooms 13.2%
5+ bedrooms 5.4%
Vehicles per household
Vehicles % of households
No vehicle 8.3%
1 vehicle 28.8%
2 vehicles 39.6%
3 or more 23.3%
Heating fuel
Fuel type %
Utility gas 6.9%
Electricity 7.6%
Propane / LP gas 8.3%
Fuel oil 66.7%
Wood 6.9%
No fuel used 0.2%
Households & families
Household type Count %
Married-couple family 2,557 51.8%
Cohabiting couple 412 8.3%
Male householder, no spouse 706 14.3%
Female householder, no spouse 1,263 25.6%
Households with children under 18 1,230 24.9%
Households with seniors (65+) 1,653 33.5%
Average household size 2.47
Marital status
Status Male Female
Never married 33.1% 28.6%
Married 53.9% 51.4%
Separated 0.5% 0.5%
Widowed 2.2% 7.8%
Divorced 10.3% 11.7%
Education
Some college, no degree
21.2%
Graduate / professional
8.1%
Metric %
HS diploma or higher 95.6%
Bachelor's or higher 26.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 78 2.9%
Kindergarten 244 9.1%
Elementary school 767 28.7%
High school 1,013 37.9%
College / grad school 568 21.3%
Employment
Industry of employment
Education & healthcare
28.0%
Public administration
9.9%
Professional & management
7.4%
Arts, food & hospitality
4.8%
Finance & real estate
3.8%
Transportation & utilities
3.1%
Agriculture & mining
1.0%
Occupation
Category %
Management, business & arts 38.0%
Service 14.1%
Sales & office 23.1%
Natural resources & construction 12.3%
Production & transportation 12.5%
Employment type
Type %
Private sector 73.3%
Government 20.4%
Self-employed 6.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 82.4%
Carpool 6.5%
Public transit 0.3%
Walk 1.8%
Work from home 8.3%
Other means 0.7%
Avg commute (minutes) 26.0
Poverty
Married-couple families
3.9%
Female-led households
18.7%
Income support
Source % of households
Social Security 34.9%
Retirement income 28.4%
Supplemental Security 4.8%
Cash public assistance 3.2%
Food stamps / SNAP 9.7%
Health indicators
Condition %
Obesity 35.6%
High blood pressure 33.1%
High cholesterol 32.6%
Diabetes 10.5%
Heart disease 7.3%
Stroke 3.2%
Asthma 11.2%
Arthritis 27.9%
Kidney disease 3.0%
Pulmonary disease 9.0%
Cancer 6.9%
Behavior / access %
Smoking 20.1%
Binge drinking 15.8%
No physical activity 22.7%
Less than 7 hrs sleep 30.1%
Depression 23.8%
Fair or poor health 13.8%
Poor mental health 14.6%
Poor physical health 10.7%
No health insurance 12.7%
Visited doctor (checkup) 79.1%
Visited dentist 65.3%
Cholesterol screening 88.6%
Teeth loss 18.2%
Veterans & disability
Veterans Count %
Civilian veterans 1,152 11.4%
Disability %
Any disability 16.8%
Under 18 8.4%
18–64 years 15.3%
65 and over 29.6%
Health insurance coverage
Type %
Private insurance 71.3%
Public insurance 36.7%
No insurance 6.1%
Uninsured under 19 4.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 11,858 96.5%
Spanish 281 2.4%
Other Indo-European 180 1.5%
Asian & Pacific Islander 72 0.6%
Other languages 29 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 11,951 97.3%
Born in same state 11,900 96.9%
Born in different state 9,135 74.4%
Foreign born 51 0.4%
Naturalized citizen 331 2.7%
Not a US citizen 198 59.8%
Ancestry
Ancestry Count %
French 2,846 23.2%
Italian 1,804 14.7%
Arab 1,202 9.8%
German 433 3.5%
Norwegian 105 0.9%
Ancestry Count %
English 80 0.7%
Dutch 77 0.6%
Irish 49 0.4%
Polish 37 0.3%
Technology access
Metric % of households
Computer access 40.2%
Internet access 94.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 04345
What city is ZIP code 04345 in?
ZIP code 04345 is primarily assigned to Gardiner, Maine.
What county is ZIP code 04345 in?
ZIP code 04345 falls within Kennebec County, Maine.
Does ZIP code 04345 have a large veteran population?
11% of civilians in ZIP code 04345 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 04345?
The median home value in ZIP code 04345 is $182,100.
What is the population of ZIP code 04345?
ZIP code 04345 has an estimated population of 12,282 residents, with a density of 171 people per square mile.
What is the median household income in ZIP code 04345?
The median household income in ZIP code 04345 is $70,194, below the national median of ~$75,000.
What timezone is ZIP code 04345 in?
ZIP code 04345 observes the EST timezone.
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