76240 ZIP Code — Gainesville, TX

Cooke County, Texas

ZIP code 76240 is located in Gainesville, Texas, within Cooke County. It covers approximately 369.42 square miles and serves a population of 29,253 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 940.

About ZIP code 76240

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $183,300. Owner-occupancy sits near the national average at 63%.

The gap between median ($58,384) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

29,253

population

369.42

sq mi land

Standard

ZIP type

Central (CT)

timezone

76240 ZIP code map

Cities in ZIP code 76240

Below are the cities the US Postal Service accepts for ZIP code 76240. Using any city not on this list may result in mail delivery delays.

City	Status
Gainesville	Acceptable
Gainesville	Preferred

Nearby ZIP codes

76250 Lindsay (7.5 mi) 73459 Thackerville (8.5 mi) 76252 Muenster (10.9 mi) 76273 Whitesboro (16.1 mi) 76272 Valley View (16.2 mi) 76238 Era (17.5 mi) 73448 Marietta (17.6 mi) 76264 Sadler (19.5 mi) 73430 Burneyville (20 mi)

Demographics updated 07/2026

Population
Total population	29,253
Population density	79 / sq mi
State FIPS	48
County FIPS	097

Geography
Land area	369.42 sq mi
Water area	3.03 sq mi
Latitude	33.7064
Longitude	-97.1667
Timezone	Central (CT)
Area code	940

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	41.8%	39.5%
$50k – $100k	29.6%	30.2%	30.1%
$100k – $200k	19.3%	21.4%	22.6%
Over $200k	5.6%	6.6%	7.8%

Demographics & statistics

29,253

Population

People per sq mi

38.4

Median age

$58,384

Median household income

$34,602

Per capita income

$183,300

Median home value

$1,069

Median monthly rent

62.9%

Home ownership

16.7%

Poverty rate

4.2%

Unemployment

8,141

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

997

Under 5

1,053

986

5–9

1,042

960

10–14

1,013

15–19

1,069

827

20–24

873

1,747

25–34

1,844

1,795

35–44

1,896

1,565

45–54

1,653

840

55–59

888

990

60–64

1,045

1,446

65–74

1,526

709

75–84

749

354

85+

373

← Male

Female →

Age summary

Group	Count	%
Under 18	7,227	24.7%
18 and over	22,026	75.3%
65 and over	5,157	17.6%
Median age	38.4 years

Race & ethnicity

White 72.1%

Hispanic or Latino 10%

Two or more races 9.9%

Black or African American 4.1%

Other race 2.2%

Asian 1%

American Indian / Alaska Native 0.7%

Group	Count	%
White	23,437	72.1%
Hispanic or Latino	3,236	10%
Two or more races	3,205	9.9%
Black or African American	1,327	4.1%
Other race	726	2.2%
Asian	317	1%
American Indian / Alaska Native	233	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	41.8%	39.5%
$50k – $100k	29.6%	30.2%	30.1%
$100k – $200k	19.3%	21.4%	22.6%
Over $200k	5.6%	6.6%	7.8%

Under $10k 3.7%

$10k–$15k 4.1%

$15k–$25k 9.5%

$25k–$35k 7.7%

$35k–$50k 15.5%

$50k–$75k 18.8%

$75k–$100k 12.0%

$100k–$150k 14.7%

$150k–$200k 6.5%

$200k+ 7.5%

Range	% of households
Under $10k	3.7%
$10k–$15k	4.1%
$15k–$25k	9.5%
$25k–$35k	7.7%
$35k–$50k	15.5%
$50k–$75k	18.8%
$75k–$100k	12.0%
$100k–$150k	14.7%
$150k–$200k	6.5%
$200k+	7.5%
Median income	$58,384

Housing

Home values

Under $50k 12.0%

$50k–$100k 17.6%

$100k–$150k 11.3%

$150k–$200k 13.7%

$200k–$300k 18.7%

$300k–$500k 16.4%

$500k–$1M 7.7%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$183,300
Median rent / month	$1,069
Owner occupied	62.9%
Renter occupied	37.1%
Vacant	7.8%
Single-family detached	76.9%
Large apartment buildings	3.3%
Mobile homes	7.7%
Median rooms	5.4
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.4%
2010–2019	11.5%
2000–2009	12.5%
1990–1999	10.6%
1980–1989	12.0%
1970–1979	17.7%
1960–1969	10.3%
1950–1959	12.2%
1940–1949	6.6%
1939 or earlier	6.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	9.0%
2 bedrooms	23.2%
3 bedrooms	52.6%
4 bedrooms	10.7%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	30.8%
2 vehicles	41.2%
3 or more	22.2%

Heating fuel

Fuel type	%
Utility gas	27.5%
Electricity	63.5%
Propane / LP gas	7.2%
Wood	0.5%
Solar	0.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	5,945	52.2%
Cohabiting couple	818	7.2%
Male householder, no spouse	2,097	18.4%
Female householder, no spouse	2,537	22.3%
Households with children under 18	4,226	37.1%
Households with seniors (65+)	3,474	30.5%
Average household size	2.51

Marital status

Status	Male	Female
Never married	31.9%	22.8%
Married	54.3%	54.6%
Separated	1.3%	3.0%
Widowed	4.1%	10.3%
Divorced	8.3%	9.3%

Education

Less than 9th grade 6.2%

Some HS, no diploma 6.3%

HS graduate 30.4%

Some college, no degree 25.9%

Associate's degree 8.4%

Bachelor's degree 14.9%

Graduate / professional 7.8%

Metric	%
HS diploma or higher	87.5%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	192	3.0%
Kindergarten	414	6.4%
Elementary school	3,141	48.8%
High school	1,700	26.4%
College / grad school	983	15.3%

Employment

Industry of employment

Education & healthcare 22.1%

Arts, food & hospitality 14.8%

Manufacturing 12.0%

Retail trade 10.1%

Construction 9.6%

Agriculture & mining 6.2%

Other services 5.6%

Transportation & utilities 4.7%

Professional & management 4.4%

Finance & real estate 3.8%

Wholesale trade 3.0%

Public administration 2.8%

Information 1.0%

Occupation

Category	%
Management, business & arts	29.3%
Service	17.3%
Sales & office	19.2%
Natural resources & construction	14.4%
Production & transportation	19.9%

Employment type

Type	%
Private sector	80.3%
Government	14.1%
Self-employed	5.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.0%
Carpool	11.8%
Public transit	0.4%
Walk	1.7%
Work from home	6.5%
Other means	2.6%
Avg commute (minutes)	22.6

Poverty

All people 16.7%

Under 18 years 28.6%

18 and over 12.8%

Married-couple families 7.5%

Female-led households 26.6%

Income support

Source	% of households
Social Security	32.8%
Retirement income	22.4%
Supplemental Security	2.4%
Cash public assistance	2.3%
Food stamps / SNAP	12.9%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	37.0%
High cholesterol	36.9%
Diabetes	12.4%
Heart disease	7.8%
Stroke	3.7%
Asthma	9.6%
Arthritis	26.4%
Kidney disease	3.4%
Pulmonary disease	8.6%
Cancer	7.1%

Behavior / access	%
Smoking	20.5%
Binge drinking	17.6%
No physical activity	27.4%
Less than 7 hrs sleep	33.5%
Depression	23.2%
Fair or poor health	19.3%
Poor mental health	16.2%
Poor physical health	12.9%
No health insurance	26.6%
Visited doctor (checkup)	71.7%
Visited dentist	54.6%
Cholesterol screening	88.0%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,568	7.1%

Disability	%
Any disability	13.4%
Under 18	4.2%
18–64 years	11.5%
65 and over	33.0%

Health insurance coverage

Type	%
Private insurance	62.7%
Public insurance	34.4%
No insurance	16.6%
Uninsured under 19	14.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,203	93.0%
Spanish	2,301	8.5%
Other Indo-European	2,073	7.6%
Asian & Pacific Islander	143	0.5%
Other languages	85	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	26,636	91.1%
Born in same state	26,141	89.4%
Born in different state	18,723	64.0%
Foreign born	495	1.7%
Naturalized citizen	2,617	8.9%
Not a US citizen	569	21.7%

Ancestry

Ancestry	Count	%
French	2,564	8.8%
Italian	2,032	6.9%
Arab	1,513	5.2%
English	505	1.7%

Ancestry	Count	%
Polish	139	0.5%
Dutch	59	0.2%
German	31	0.1%
Irish	10	0%

Technology access

Metric	% of households
Computer access	39.0%
Internet access	89.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76240

What city is ZIP code 76240 in?

ZIP code 76240 is primarily assigned to Gainesville, Texas.

What county is ZIP code 76240 in?

ZIP code 76240 falls within Cooke County, Texas.

What is the poverty rate in ZIP code 76240?

17% of residents in ZIP code 76240 live below the poverty line, above the national average.

What is the typical home value in ZIP code 76240?

The median home value in ZIP code 76240 is $183,300.

What is the population of ZIP code 76240?

ZIP code 76240 has an estimated population of 29,253 residents, with a density of 79 people per square mile.

What is the median household income in ZIP code 76240?

The median household income in ZIP code 76240 is $58,384, below the national median of ~$75,000.

What timezone is ZIP code 76240 in?

ZIP code 76240 observes the CST timezone.