65655 ZIP Code — Gainesville, MO

Ozark County, Missouri

ZIP code 65655 is located in Gainesville, Missouri, within Ozark County. It covers approximately 203.16 square miles and serves a population of 2,420 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 65655

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $118,700. Owner-occupancy is high at 75%, well above the national average.

The gap between median ($30,360) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (28%) compared to national benchmarks. 24% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 30%.

Overall, ZIP code 65655 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,420

population

203.16

sq mi land

Standard

ZIP type

Central (CT)

timezone

65655 ZIP code map

Cities in ZIP code 65655

Below are the cities the US Postal Service accepts for ZIP code 65655. Using any city not on this list may result in mail delivery delays.

City	Status
Gainesville	Preferred

Nearby ZIP codes

65666 Hardenville (2 mi) 65760 Tecumseh (5.8 mi) 65729 Pontiac (8.7 mi) 65784 Zanoni (10.1 mi) 72623 Clarkridge (10.1 mi) 65676 Isabella (11.2 mi) 65773 Wasola (12.6 mi) 72537 Gamaliel (13.8 mi) 72651 Midway (13.9 mi) 72661 Oakland (14 mi) 65609 Bakersfield (15.3 mi) 65637 Dora (15.9 mi)

Demographics updated 06/2026

Population
Total population	2,420
Population density	12 / sq mi
State FIPS	29
County FIPS	153

Geography
Land area	203.16 sq mi
Water area	1.00 sq mi
Latitude	36.5812
Longitude	-92.4050
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	88.2%	73.0%	43.8%
$50k – $100k	9.0%	20.4%	31.5%
$100k – $200k	2.8%	5.6%	19.5%
Over $200k	0.0%	1.0%	5.2%

Demographics & statistics

2,420

Population

People per sq mi

54.5

Median age

$30,360

Median household income

$31,805

Per capita income

$118,700

Median home value

$642

Median monthly rent

75.2%

Home ownership

26.5%

Poverty rate

6.1%

Unemployment

1,055

Housing units

8.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

117

35–44

153

45–54

194

55–59

156

60–64

197

188

65–74

239

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	472	19.5%
18 and over	1,948	80.5%
65 and over	726	30.0%
Median age	54.5 years

Race & ethnicity

White 92.5%

Black or African American 2.1%

Hispanic or Latino 2%

Two or more races 1.9%

American Indian / Alaska Native 0.8%

Other race 0.7%

Group	Count	%
White	2,284	92.5%
Black or African American	52	2.1%
Hispanic or Latino	50	2%
Two or more races	46	1.9%
American Indian / Alaska Native	20	0.8%
Other race	18	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	88.2%	73.0%	43.8%
$50k – $100k	9.0%	20.4%	31.5%
$100k – $200k	2.8%	5.6%	19.5%
Over $200k	0.0%	1.0%	5.2%

Under $10k 15.5%

$10k–$15k 11.6%

$15k–$25k 9.3%

$25k–$35k 25.5%

$35k–$50k 11.4%

$50k–$75k 14.7%

$75k–$100k 1.2%

$100k–$150k 4.7%

$150k–$200k 1.3%

$200k+ 4.9%

Range	% of households
Under $10k	15.5%
$10k–$15k	11.6%
$15k–$25k	9.3%
$25k–$35k	25.5%
$35k–$50k	11.4%
$50k–$75k	14.7%
$75k–$100k	1.2%
$100k–$150k	4.7%
$150k–$200k	1.3%
$200k+	4.9%
Median income	$30,360

Housing

Home values

Under $50k 14.7%

$50k–$100k 24.9%

$100k–$150k 21.1%

$150k–$200k 16.2%

$200k–$300k 9.7%

$300k–$500k 1.8%

$500k–$1M 11.7%

Housing overview

Metric	Value
Median home value	$118,700
Median rent / month	$642
Owner occupied	75.2%
Renter occupied	24.8%
Vacant	16.2%
Single-family detached	75.8%
Large apartment buildings	1.0%
Mobile homes	14.9%
Median rooms	5.4
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	9.5%
1990–1999	20.0%
1980–1989	18.5%
1970–1979	16.0%
1960–1969	14.3%
1950–1959	10.4%
1940–1949	0.5%
1939 or earlier	4.4%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	9.5%
2 bedrooms	35.1%
3 bedrooms	42.2%
4 bedrooms	9.4%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	31.7%
2 vehicles	48.8%
3 or more	16.2%

Heating fuel

Fuel type	%
Utility gas	8.2%
Electricity	38.4%
Propane / LP gas	28.3%
Wood	23.2%

Households & families

Household type	Count	%
Married-couple family	691	61.9%
Cohabiting couple	29	2.6%
Male householder, no spouse	117	10.5%
Female householder, no spouse	279	25.0%
Households with children under 18	208	18.6%
Households with seniors (65+)	472	42.3%
Average household size	2.12

Marital status

Status	Male	Female
Never married	5.1%	14.8%
Married	77.8%	61.9%
Separated	0.6%	0.4%
Widowed	11.2%	15.4%
Divorced	5.3%	7.5%

Education

Less than 9th grade 7.2%

Some HS, no diploma 14.9%

HS graduate 41.2%

Some college, no degree 25.5%

Associate's degree 2.7%

Bachelor's degree 7.1%

Graduate / professional 1.5%

Metric	%
HS diploma or higher	77.9%
Bachelor's or higher	8.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	0.6%
Kindergarten	0	0.0%
Elementary school	263	55.4%
High school	86	18.1%
College / grad school	123	25.9%

Employment

Industry of employment

Manufacturing 19.4%

Education & healthcare 17.4%

Other services 14.4%

Transportation & utilities 11.6%

Arts, food & hospitality 11.4%

Construction 8.8%

Finance & real estate 5.9%

Wholesale trade 5.4%

Retail trade 2.4%

Professional & management 2.3%

Agriculture & mining 0.5%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	25.8%
Service	27.1%
Sales & office	10.9%
Natural resources & construction	13.4%
Production & transportation	22.7%

Employment type

Type	%
Private sector	82.0%
Government	3.4%
Self-employed	14.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.2%
Carpool	10.6%
Public transit	0.0%
Walk	11.0%
Work from home	13.2%
Other means	0.0%
Avg commute (minutes)	22.0

Poverty

All people 26.5%

Under 18 years 27.5%

18 and over 26.3%

Married-couple families 13.3%

Female-led households 64.6%

Income support

Source	% of households
Social Security	51.9%
Retirement income	30.4%
Supplemental Security	3.9%
Cash public assistance	0.4%
Food stamps / SNAP	22.6%

Health indicators

Condition	%
Obesity	39.8%
High blood pressure	41.6%
High cholesterol	40.0%
Diabetes	16.0%
Heart disease	11.7%
Stroke	5.6%
Asthma	10.8%
Arthritis	37.4%
Kidney disease	4.6%
Pulmonary disease	14.8%
Cancer	8.4%

Behavior / access	%
Smoking	27.6%
Binge drinking	14.3%
No physical activity	34.7%
Less than 7 hrs sleep	33.3%
Depression	25.3%
Fair or poor health	26.2%
Poor mental health	17.0%
Poor physical health	17.8%
No health insurance	18.8%
Visited doctor (checkup)	77.0%
Visited dentist	49.6%
Cholesterol screening	87.6%
Teeth loss	28.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	174	8.9%

Disability	%
Any disability	30.2%
Under 18	28.4%
18–64 years	20.2%
65 and over	49.6%

Health insurance coverage

Type	%
Private insurance	42.7%
Public insurance	49.8%
No insurance	24.2%
Uninsured under 19	20.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,354	97.3%
Spanish	8	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	8	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,412	99.7%
Born in same state	2,408	99.5%
Born in different state	1,092	45.1%
Foreign born	4	0.2%
Naturalized citizen	8	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	414	17.1%
Italian	247	10.2%
Arab	164	6.8%
Dutch	18	0.7%

Ancestry	Count	%
English	10	0.4%
Polish	6	0.2%
Norwegian	2	0.1%

Technology access

Metric	% of households
Computer access	46.1%
Internet access	88.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65655

What city is ZIP code 65655 in?

ZIP code 65655 is primarily assigned to Gainesville, Missouri.

What county is ZIP code 65655 in?

ZIP code 65655 falls within Ozark County, Missouri.

Does ZIP code 65655 have an older population?

30% of residents in ZIP code 65655 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 65655?

27% of residents in ZIP code 65655 live below the poverty line, above the national average.

Does ZIP code 65655 have a large retiree population?

52% of households in ZIP code 65655 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 65655?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 65655 in?

ZIP code 65655 observes the CST timezone.