42041 ZIP Code — Fulton, KY

Fulton County, Kentucky

ZIP code 42041 is located in Fulton, Kentucky, within Fulton County. It covers approximately 107.07 square miles and serves a population of 4,908 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42041

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $89,100. Owner-occupancy sits near the national average at 66%.

Median household income is $33,895. Poverty affects 34% of residents, above the national average. SNAP benefit usage at 25% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (17%), smoking (27%) compared to national benchmarks.

Overall, ZIP code 42041 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,908

population

107.07

sq mi land

Standard

ZIP type

Central (CT)

timezone

42041 ZIP code map

Cities in ZIP code 42041

Below are the cities the US Postal Service accepts for ZIP code 42041. Using any city not on this list may result in mail delivery delays.

City	Status
Fulton	Acceptable
Fulton	Preferred

Nearby ZIP codes

42085 Water Valley (3 mi) 42088 Wingo (7.4 mi) 42031 Clinton (11.4 mi) 38226 Dukedom (11.9 mi) 38237 Martin (13.3 mi) 42066 Mayfield (14.7 mi) 42079 Sedalia (14.7 mi) 42039 Fancy Farm (15.4 mi) 38238 Martin (15.6 mi) 42021 Arlington (16.6 mi) 38241 Palmersville (16.6 mi) 42040 Farmington (18.7 mi)

Demographics updated 05/2026

Population
Total population	4,908
Population density	46 / sq mi
State FIPS	21
County FIPS	075

Geography
Land area	107.07 sq mi
Water area	0.61 sq mi
Latitude	36.5689
Longitude	-88.8463
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	69.5%	68.0%	47.9%
$50k – $100k	18.8%	19.7%	30.3%
$100k – $200k	9.5%	10.9%	17.6%
Over $200k	2.2%	1.4%	4.2%

Demographics & statistics

4,908

Population

People per sq mi

36.0

Median age

$33,895

Median household income

$21,481

Per capita income

$89,100

Median home value

$644

Median monthly rent

65.8%

Home ownership

34.3%

Poverty rate

5.7%

Unemployment

1,627

Housing units

17.3%

Bachelor's or higher

Age distribution

Male Female

107

Under 5

122

244

5–9

276

186

10–14

210

119

15–19

135

102

20–24

115

336

25–34

382

294

35–44

334

185

45–54

209

133

55–59

151

149

60–64

170

303

65–74

344

105

75–84

119

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,347	27.4%
18 and over	3,561	72.6%
65 and over	949	19.3%
Median age	36.0 years

Race & ethnicity

White 72.9%

Black or African American 17.5%

Two or more races 6%

Hispanic or Latino 1.4%

Native Hawaiian / Pacific Islander 1.2%

Other race 0.5%

American Indian / Alaska Native 0.4%

Group	Count	%
White	3,632	72.9%
Black or African American	871	17.5%
Two or more races	298	6%
Hispanic or Latino	72	1.4%
Native Hawaiian / Pacific Islander	60	1.2%
Other race	25	0.5%
American Indian / Alaska Native	22	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	69.5%	68.0%	47.9%
$50k – $100k	18.8%	19.7%	30.3%
$100k – $200k	9.5%	10.9%	17.6%
Over $200k	2.2%	1.4%	4.2%

Under $10k 4.6%

$10k–$15k 16.7%

$15k–$25k 11.4%

$25k–$35k 22.7%

$35k–$50k 9.8%

$50k–$75k 13.0%

$75k–$100k 6.9%

$100k–$150k 7.2%

$150k–$200k 3.6%

$200k+ 4.2%

Range	% of households
Under $10k	4.6%
$10k–$15k	16.7%
$15k–$25k	11.4%
$25k–$35k	22.7%
$35k–$50k	9.8%
$50k–$75k	13.0%
$75k–$100k	6.9%
$100k–$150k	7.2%
$150k–$200k	3.6%
$200k+	4.2%
Median income	$33,895

Housing

Home values

Under $50k 35.2%

$50k–$100k 19.2%

$100k–$150k 17.3%

$150k–$200k 6.1%

$200k–$300k 16.1%

$300k–$500k 6.1%

Housing overview

Metric	Value
Median home value	$89,100
Median rent / month	$644
Owner occupied	65.8%
Renter occupied	34.2%
Vacant	22.9%
Single-family detached	73.6%
Large apartment buildings	0.6%
Mobile homes	8.6%
Median rooms	5.6
Avg household size (owned)	2.88

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	7.5%
1990–1999	8.9%
1980–1989	13.0%
1970–1979	19.7%
1960–1969	9.9%
1950–1959	12.4%
1940–1949	11.4%
1939 or earlier	12.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	6.8%
2 bedrooms	28.7%
3 bedrooms	43.6%
4 bedrooms	17.5%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	12.7%
1 vehicle	32.0%
2 vehicles	26.7%
3 or more	28.6%

Heating fuel

Fuel type	%
Utility gas	31.3%
Electricity	50.9%
Propane / LP gas	16.1%
Wood	1.3%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	664	38.9%
Cohabiting couple	182	10.7%
Male householder, no spouse	261	15.3%
Female householder, no spouse	598	35.1%
Households with children under 18	616	36.1%
Households with seniors (65+)	631	37.0%
Average household size	2.85

Marital status

Status	Male	Female
Never married	34.6%	31.1%
Married	39.4%	37.9%
Separated	5.9%	5.1%
Widowed	6.7%	13.2%
Divorced	13.4%	12.8%

Education

Less than 9th grade 5.4%

Some HS, no diploma 12.5%

HS graduate 42.5%

Some college, no degree 16.3%

Associate's degree 6.0%

Bachelor's degree 13.0%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	82.0%
Bachelor's or higher	17.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	94	7.4%
Kindergarten	176	13.8%
Elementary school	694	54.3%
High school	262	20.5%
College / grad school	51	4.0%

Employment

Industry of employment

Manufacturing 23.9%

Education & healthcare 15.9%

Retail trade 14.9%

Arts, food & hospitality 11.9%

Professional & management 7.7%

Transportation & utilities 6.2%

Construction 4.5%

Agriculture & mining 4.3%

Other services 4.2%

Finance & real estate 3.4%

Public administration 2.5%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	29.4%
Service	21.1%
Sales & office	18.6%
Natural resources & construction	5.9%
Production & transportation	25.1%

Employment type

Type	%
Private sector	81.6%
Government	11.4%
Self-employed	6.2%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	74.7%
Carpool	12.6%
Public transit	0.0%
Walk	5.4%
Work from home	5.7%
Other means	1.6%
Avg commute (minutes)	18.8

Poverty

All people 34.3%

Under 18 years 61.1%

18 and over 24.4%

Married-couple families 13.6%

Female-led households 48.6%

Income support

Source	% of households
Social Security	40.6%
Retirement income	25.2%
Supplemental Security	14.5%
Cash public assistance	2.0%
Food stamps / SNAP	25.1%

Health indicators

Condition	%
Obesity	41.4%
High blood pressure	50.2%
High cholesterol	41.4%
Diabetes	17.1%
Heart disease	10.8%
Stroke	5.5%
Asthma	12.5%
Arthritis	38.8%
Kidney disease	4.6%
Pulmonary disease	15.0%
Cancer	8.0%

Behavior / access	%
Smoking	26.9%
Binge drinking	12.4%
No physical activity	38.9%
Less than 7 hrs sleep	39.8%
Depression	25.7%
Fair or poor health	28.9%
Poor mental health	18.8%
Poor physical health	18.6%
No health insurance	12.6%
Visited doctor (checkup)	80.1%
Visited dentist	47.2%
Cholesterol screening	90.3%
Teeth loss	25.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	305	8.6%

Disability	%
Any disability	21.4%
Under 18	10.2%
18–64 years	23.5%
65 and over	31.8%

Health insurance coverage

Type	%
Private insurance	40.9%
Public insurance	65.1%
No insurance	6.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,679	95.3%
Spanish	2	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,892	99.7%
Born in same state	4,892	99.7%
Born in different state	2,521	51.4%
Foreign born	0	0.0%
Naturalized citizen	16	0.3%
Not a US citizen	16	100.0%

Ancestry

Ancestry	Count	%
French	943	19.2%
Arab	786	16%
Italian	400	8.1%

Ancestry	Count	%
Polish	126	2.6%
English	2	0%

Technology access

Metric	% of households
Computer access	34.7%
Internet access	92.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42041

What city is ZIP code 42041 in?

ZIP code 42041 is primarily assigned to Fulton, Kentucky.

What county is ZIP code 42041 in?

ZIP code 42041 falls within Fulton County, Kentucky.

What is the poverty rate in ZIP code 42041?

34% of residents in ZIP code 42041 live below the poverty line, above the national average.

Does ZIP code 42041 have a large retiree population?

41% of households in ZIP code 42041 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42041?

The median home value in ZIP code 42041 is $89,100.

What are the health statistics for ZIP code 42041?

Health data for ZIP code 42041 shows elevated rates of diabetes (17%) and smoking (27%) compared to national benchmarks.

What timezone is ZIP code 42041 in?

ZIP code 42041 observes the CST timezone.