04634 ZIP Code — Franklin, ME

Hancock County, Maine

ZIP code 04634 is located in Franklin, Maine, within Hancock County. It covers approximately 93.53 square miles and serves a population of 1,964 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04634

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $183,000. Owner-occupancy is high at 85%, well above the national average.

Median household income is $58,952. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 04634 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,964

population

93.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04634 ZIP code map

Cities in ZIP code 04634

Below are the cities the US Postal Service accepts for ZIP code 04634. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Acceptable
Franklin	Preferred

Nearby ZIP codes

04664 Sullivan (6 mi) 04640 Hancock (8.4 mi) 04677 Sorrento (9.3 mi) 04605 Ellsworth (9.4 mi) 04607 Gouldsboro (10.1 mi) 04622 Cherryfield (13.8 mi) 04669 Prospect Harbor (16 mi) 04680 Steuben (16.7 mi) 04693 Winter Harbor (18 mi) 04624 Corea (18.2 mi) 04684 Surry (18.4 mi) 04609 Bar Harbor (18.5 mi)

Demographics updated 05/2026

Population
Total population	1,964
Population density	21 / sq mi
State FIPS	23
County FIPS	009

Geography
Land area	93.53 sq mi
Water area	11.99 sq mi
Latitude	44.6216
Longitude	-68.2253
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	42.0%	42.3%
$50k – $100k	36.9%	34.2%	32.3%
$100k – $200k	15.6%	18.8%	20.6%
Over $200k	1.5%	5.0%	4.9%

Demographics & statistics

1,964

Population

People per sq mi

53.0

Median age

$58,952

Median household income

$31,146

Per capita income

$183,000

Median home value

$990

Median monthly rent

85.2%

Home ownership

14.7%

Poverty rate

7.2%

Unemployment

1,446

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

114

35–44

116

103

45–54

105

55–59

60–64

178

65–74

181

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	275	14.0%
18 and over	1,689	86.0%
65 and over	586	29.8%
Median age	53.0 years

Race & ethnicity

White 90%

Two or more races 5.9%

Hispanic or Latino 1.5%

American Indian / Alaska Native 1.2%

Other race 0.8%

Black or African American 0.6%

Group	Count	%
White	1,795	90%
Two or more races	118	5.9%
Hispanic or Latino	30	1.5%
American Indian / Alaska Native	24	1.2%
Other race	15	0.8%
Black or African American	12	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.0%	42.0%	42.3%
$50k – $100k	36.9%	34.2%	32.3%
$100k – $200k	15.6%	18.8%	20.6%
Over $200k	1.5%	5.0%	4.9%

Under $10k 6.2%

$10k–$15k 6.4%

$15k–$25k 9.1%

$25k–$35k 16.2%

$35k–$50k 5.6%

$50k–$75k 23.5%

$75k–$100k 9.0%

$100k–$150k 19.3%

$150k–$200k 2.8%

$200k+ 1.9%

Range	% of households
Under $10k	6.2%
$10k–$15k	6.4%
$15k–$25k	9.1%
$25k–$35k	16.2%
$35k–$50k	5.6%
$50k–$75k	23.5%
$75k–$100k	9.0%
$100k–$150k	19.3%
$150k–$200k	2.8%
$200k+	1.9%
Median income	$58,952

Housing

Home values

Under $50k 9.2%

$50k–$100k 16.1%

$100k–$150k 11.4%

$150k–$200k 17.2%

$200k–$300k 21.8%

$300k–$500k 20.2%

$500k–$1M 3.6%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$183,000
Median rent / month	$990
Owner occupied	85.2%
Renter occupied	14.8%
Vacant	46.3%
Single-family detached	85.2%
Large apartment buildings	0.0%
Mobile homes	12.1%
Median rooms	5.0
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	17.1%
1990–1999	15.6%
1980–1989	19.2%
1970–1979	8.8%
1960–1969	5.2%
1950–1959	8.0%
1940–1949	3.1%
1939 or earlier	18.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	17.5%
2 bedrooms	32.4%
3 bedrooms	36.9%
4 bedrooms	11.0%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.1%
1 vehicle	41.8%
2 vehicles	41.2%
3 or more	14.8%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	3.6%
Propane / LP gas	13.2%
Fuel oil	61.4%
Wood	19.9%

Households & families

Household type	Count	%
Married-couple family	405	48.0%
Cohabiting couple	86	10.2%
Male householder, no spouse	159	18.8%
Female householder, no spouse	194	23.0%
Households with children under 18	131	15.5%
Households with seniors (65+)	426	50.5%
Average household size	2.31

Marital status

Status	Male	Female
Never married	21.4%	25.3%
Married	47.7%	46.8%
Separated	8.7%	0.3%
Widowed	5.4%	6.5%
Divorced	16.9%	21.1%

Education

Less than 9th grade 4.4%

Some HS, no diploma 4.4%

HS graduate 33.5%

Some college, no degree 29.6%

Associate's degree 7.6%

Bachelor's degree 13.9%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	3.1%
Kindergarten	10	3.9%
Elementary school	107	41.3%
High school	68	26.3%
College / grad school	66	25.5%

Employment

Industry of employment

Education & healthcare 22.1%

Professional & management 18.7%

Construction 13.0%

Retail trade 9.9%

Arts, food & hospitality 9.6%

Public administration 5.7%

Manufacturing 4.5%

Agriculture & mining 4.0%

Transportation & utilities 4.0%

Wholesale trade 3.2%

Finance & real estate 2.2%

Information 1.6%

Other services 1.6%

Occupation

Category	%
Management, business & arts	27.1%
Service	30.3%
Sales & office	14.7%
Natural resources & construction	14.2%
Production & transportation	13.7%

Employment type

Type	%
Private sector	74.5%
Government	12.0%
Self-employed	13.0%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	62.6%
Carpool	24.8%
Public transit	0.4%
Walk	1.3%
Work from home	8.6%
Other means	2.2%
Avg commute (minutes)	31.3

Poverty

All people 14.7%

Under 18 years 10.5%

18 and over 15.3%

Married-couple families 5.9%

Female-led households 27.4%

Income support

Source	% of households
Social Security	47.9%
Retirement income	24.3%
Supplemental Security	9.7%
Cash public assistance	5.7%
Food stamps / SNAP	13.7%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	33.3%
High cholesterol	35.1%
Diabetes	9.6%
Heart disease	7.4%
Stroke	3.4%
Asthma	11.1%
Arthritis	28.3%
Kidney disease	3.2%
Pulmonary disease	9.5%
Cancer	7.1%

Behavior / access	%
Smoking	20.8%
Binge drinking	15.2%
No physical activity	21.2%
Less than 7 hrs sleep	32.5%
Depression	23.5%
Fair or poor health	15.0%
Poor mental health	14.5%
Poor physical health	11.6%
No health insurance	13.4%
Visited doctor (checkup)	75.7%
Visited dentist	62.9%
Cholesterol screening	89.1%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	149	8.8%

Disability	%
Any disability	19.5%
Under 18	1.1%
18–64 years	16.2%
65 and over	34.1%

Health insurance coverage

Type	%
Private insurance	53.3%
Public insurance	50.2%
No insurance	16.5%
Uninsured under 19	33.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,895	96.5%
Spanish	20	1.1%
Other Indo-European	10	0.5%
Asian & Pacific Islander	10	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,942	98.9%
Born in same state	1,940	98.8%
Born in different state	1,359	69.2%
Foreign born	2	0.1%
Naturalized citizen	22	1.1%
Not a US citizen	6	27.3%

Ancestry

Ancestry	Count	%
French	639	32.5%
Italian	408	20.8%
Arab	99	5%
German	38	1.9%

Ancestry	Count	%
English	29	1.5%
Polish	15	0.8%
Irish	6	0.3%
Norwegian	6	0.3%

Technology access

Metric	% of households
Computer access	43.0%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04634

What city is ZIP code 04634 in?

ZIP code 04634 is primarily assigned to Franklin, Maine.

What county is ZIP code 04634 in?

ZIP code 04634 falls within Hancock County, Maine.

Does ZIP code 04634 have an older population?

30% of residents in ZIP code 04634 are 65 or older, above the national average of ~17%.

Does ZIP code 04634 have a large retiree population?

48% of households in ZIP code 04634 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 04634 mostly owner-occupied?

85% of occupied units in ZIP code 04634 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 04634?

The median home value in ZIP code 04634 is $183,000.

What timezone is ZIP code 04634 in?

ZIP code 04634 observes the EST timezone.